Personal Loan in Dhanbad

Personal Loan in Dhanbad

Check your eligibility for personal loan in Dhanbad with your phone and OTP - no branch visit needed.

Rs. 40000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Dhanbad

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • A Bajaj Finserv Personal Loan in Dhanbad gives you access to high-value funds quickly and without hassle. From 100% online application to fast disbursal and flexible tenure, it’s built to meet your needs—when you need it most.


    Check your pre-approved loan offer in Dhanbad with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Known as the 'Coal Capital of India', Dhanbad is a fast-growing city in Jharkhand. With strong educational institutions, healthcare facilities, and industrial development, the city offers a dynamic lifestyle. As living costs rise, many residents look for flexible financial solutions—making a personal loan in Dhanbad a smart, hassle-free choice.


*Terms and conditions apply.

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Features and Benefits of Instant Personal Loan in Dhanbad

  • Repay over flexible tenures

    An online personal loan calculator helps you select a suitable tenure of up to 96 month.

  • Manage account online

    Use our online account management facility to know all your loan information.

  • Transparency

    Bajaj Finance brings a transparent policy with no hidden charges involved. Pay only some nominal charges.

  • Instantaneous approval

    Get instant approval on loan application once you fulfil the easy eligibility criteria for personal loan.

  • Quick transfer of loan

    Bajaj Finance transfers the sanctioned personal loan directly to your account within 24 hours*.

  • Minimum documents

    Save more time by applying for a loan in Dhanbad with minimum documents.

  • Pre-approved offer

    You can check if you have a pre-approved offer for a personal loan in Dhanbad with just your phone number and OTP – no need to visit the branch.

  • Loan up to Rs. 55 lakh

    No matter the purpose, you can now seek financing up to Rs. 55 lakh.

Renowned for its coal mines, Dhanbad has around 112 coal mines surrounding the city. It earns Rs. 7,000 million annually through a total production of 27.5 million tonnes through the coal business. Some of the leading companies with a presence in Dhanbad are SAIL, BCCL, Eastern Coalfields, Tata Steel and others. Apart from these, the city houses the prestigious Indian Institute of Technology, Dhanbad.


Whether for financing higher education or home renovation, an instant Personal Loan in Dhanbad can effortlessly cover your diverse needs. Enjoy some of the lowest interest rates and nominal associated fees with Bajaj Finance.


All our products and services are now available online. You can apply for the loan, check your application status, make EMI payments, download vital documents related to your loan, and do more through our customer portal, My Account.


Our Personal Loan branches in Dhanbad

Personal Loan In Shastri Nagar

*Conditions apply

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Eligibility criteria and documents for personal loan in Dhanbad

You can easily get the funds you need in Dhanbad with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Dhanbad

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

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Key offerings: 3 loan types

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.