Bajaj Finserv in your city

Budaun, also spelt as Badaun, is a city in Uttar Pradesh that holds religious and historical significance with many monuments and ruins of the past. Two of the major attractions are Ghanta Ghar and the Budaun Fort.

Be it higher education, medical emergencies, debt consolidation, or a wedding, get high-value funding easily with Bajaj Finserv Personal Loan in Budaun.  You can apply online for instant approval.

Features of personal loan in Budaun

  • Quick approval
    Quick approval

    No more waiting for long hours. You can get quick approval for the loan by filling the application form online.

  • Minimum documentation
    Minimum documentation

    The essential documents required for a personal loan are minimal. Submit all the valid papers correctly.

  • Flexi loan facility
    Flexi loan facility

    Pay interest only on the utilised amount. Reduce your EMIs up to 45%* with Flexi loan facility.

  • Get funds within %$$PL-Disbursal-RPL$$%*
    Get funds within 24 hours*

    Bajaj Finserv credits the sanctioned loan amount within 24 hours* of approval.

  • No surprise charges
    No surprise charges

    We ensure to eliminate all surprise charges with our 100% transparent terms and conditions.

  • No collateral
    No collateral

    Avail of the loan amount you are eligible for by meeting some of the basic criteria and without pledging any collateral.

  • Higher financing
    Higher financing

    Instant personal loans of up to Rs. 25 lakh can cover both planned purchases and unplanned expenses sufficiently.

  • Repay easily
    Repay easily

    Make your repayment easily over a flexible tenor of up to 60 months.

  • Online account loan
    Online account loan
    Our account management facility online enables borrowers to track their loan information 24x7.
  • Pre-approved offers
    Pre-approved offers

    Pre-approved offers simplify the process of loan application and save time. Check online using contact details and name.

Budaun is among the 34 districts entitled to receive special funds from Backward Regions Grant Fund (BRGF). Some of its major settlements include Ujhani, Sahaswan, Dataganj, Kakrala and others. Located 229 km away from India’s capital, Budaun has a large marketplace today.

Bajaj Finserv brings personal loans specifically for the people of Budaun. With no end-use restriction, you can cover both personal and business expenditures at your own discretion. Invest the money in a business purpose or expend for personal use with funds up to Rs. 25 lakh. You can repay the loan in manageable EMIs over a flexible tenor. To avail of the money, apply online through our website.

*Conditions apply

Read More Read Less

Eligibility criteria

Improve your approval chances by fulfilling our personal loan eligibility criteria.

  • Age
    Age

    From 21 years to 67 years*

  • Citizenship
    Citizenship
    Resident Indian
  • Credit score
    Credit score

    750 and above

  • Employment
    Employment

    Salaried individual of an MNC or a public/ private company

  • Minimum salary
    Minimum salary

    Refer to the city list to ascertain the minimum income requirements

With Bajaj Finserv Eligibility Calculator online, check the loan amount you are qualified to avail of instantly. You simply need to provide your monthly income, expenditure, city of residence, etc. Once eligible, submit the necessary documents to complete the verification process smoothly.

Read More Read Less

Interest rates and charges

Being your trusted loan provider, Bajaj Finserv offers loans at reasonable interest rates. Know the associated charges as well.

Frequently asked questions

How will my loan tenor be decided?

Borrowers can choose a convenient tenor as per their repayment capability. Use Bajaj Finserv EMI Calculator for a better assessment.

What are the tax benefits I can enjoy?

When you avail of a personal loan in Budaun, you are entitled to enjoy tax benefits under Section 80C and 24(b) of the Income Tax Act of India.

Will Bajaj Finserv check my credit score?

Yes. Your credit score will be checked to assess your credibility and approve the loan accordingly.

How will the rate of interest be calculated?

The interest rate is calculated based on factors like loan amount, credit history, FOIR, CIBIL score, monthly income, existing debts, etc.

Read More Read Less