Features and benefits

  • Instant approval
    Instant approval

    Get approval in 5 minutes* by applying for a personal loan online.

  • Funds in 24 hours*
    Funds in 24 hours*

    Obtain a medical loan within a day, post document verification.

  • Flexible borrowing
    Flexible borrowing

    Withdraw funds from your approved sanction as the need arises and reduce your EMI by up to 45%* with our Flexi personal loan.

  • Easy access
    Easy access

    Avail of a medical loan on simple eligibility terms and submit basic documents to support your application.

  • Ample finance
    Ample finance

    Get collateral-free finance of up to Rs. 25 lakh to pay medical bills and fund complex treatments in an emergency.

  • Pre-approved offers
    Pre-approved offers

    Avail of pre-approved personal loan deals as an existing customer to get a medical emergency loan more quickly.

  • Comfortable repayment
    Comfortable repayment

    Select a tenor of up to 60 months to keep your EMIs budget-friendly.

Address unforeseen and urgent medical expenses with our personal loan for a medical emergency. Avail up to Rs. 25 lakh without pledging an asset as security and get an attractive interest rate per your financial profile. Owing to our relaxed eligibility criteria and minimal requirement for documentation, you can get quick access to funds when you need them the most. All you need to do is apply online to get approval within 5 minutes*. Post document verification, the funds are disbursed to your bank account in 24 hours*.

For ease of repayment, we offer a flexible tenor of up to 60 months. The Personal Loan EMI Calculator will help you pick the right tenor according to your budget. If you are managing a lot of expenses, a long tenor will help you reduce your monthly debt outgo. If you want to minimise your interest payment, you can select a short tenor. Once you avail the loan, you can pay EMIs, make part-prepayments, download statements, and more from our customer portal, Experia.

During a medical emergency, unforeseen complications arise, and for these, you may find our Flexi personal loan helpful. Here, you get an approved sanction, from which you can withdraw as the situation demands. Your interest payment is limited to the amount you withdraw only, and you can prepay funds for free too. Further, to lessen your EMI burden, you can opt to pay interest-only EMIs for the initial part of the tenor and thereby have your instalments reduced by up to 45%*.

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Eligibility criteria

  • Nationality


  • Age

    21 years to 67 years*

  • CIBIL score
    CIBIL score Check your CIBIL Score for FREE

    750 or higher

Salaried professionals across top cities in India can easily obtain a medical emergency loan for their urgent needs from Bajaj Finserv. Take a closer look at our eligibility criteria for personal loan for a medical emergency. Keep the KYC and income documents ready to expedite approval and verification. To quickly view how much funding you may qualify for, use our Personal Loan Eligibility Calculator.

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Fees and charges

With a strong financial profile, you can secure an attractive personal loan interest rate. There are no hidden fees and charges. Read our terms and conditions to accurately understand the cost of borrowing and be assured of 100% transparency.

How to apply for a personal loan for a medical emergency?

Apply online for a personal loan for a medical emergency in a few easy steps:

  1. 1 Click on APPLY ONLINE to access our simple online application form
  2. 2 Share your phone number and verify your identity with an OTP
  3. 3 Enter your basic KYC, income, and employment details
  4. 4 Upload the required documents before submitting the form online

A representative from Bajaj Finserv will contact you to further the process.

*Conditions apply