Personal Loan in Kurnool

Personal Loan in Kurnool

Check your eligibility for personal loan in Kurnool with your phone and OTP - no branch visit needed.
FAQs

FAQs

Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Kurnool

Check now

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Looking for a reliable way to manage sudden or planned expenses in Kurnool? Whether you are renovating your home, funding education, planning a wedding, or handling a medical emergency, a Bajaj Finserv Personal Loan in Kurnool can help. You can get up to Rs. 55 lakh with no collateral, minimal documentation, and quick disbursal — all from the comfort of your home.
     

    ✅ Check your pre-approved loan offer in Kurnool with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Kurnool, located in Andhra Pradesh, is a growing city with a rich historical legacy and increasing urban development. Known for its educational centres, businesses, and infrastructure projects, residents often need financial solutions that are fast, flexible, and reliable. A personal loan in Kurnool is ideal for managing both long-term goals and short-term emergencies.


*Terms and conditions apply.

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Features and benefits

  • Flexible tenure

    You can spread your repayment from 12 months to 96 months, which means manageable EMIs right from the start.

  • Hassle-free documentation

    Gone are those days of lengthy documentation. Bajaj Finance takes you through hassle-free documentation.

  • Zero hidden charges

    We promise not to surprise you with underlying charges. Read our terms and conditions for more information.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Kurnool with just your phone number and OTP – no need to visit the branch.

  • Instant online approval

    Bajaj Finance approves duly-filled online applications of eligible applicants instantly.

  • Unsecured credit

    Being unsecured personal loans, you don’t need to pledge any asset as collateral.

  • Money credited within 24 hours*

    It takes only 24 hours* to credit the approved loan amount to a borrower’s account.

  • Access loan account online

    Get access to our loan account 24x7 through our customer portal, My Account. You can even make payments.

  • Higher personal loans

    Opt for a high-value loan for purposes that require bigger expenditure. Bajaj Finance offers ranging from Rs. 40,000 to Rs. 55 lakh.

In economic aspects, Kurnool’s limestone deposits are perfect for high-quality cement manufacturing. Some other important minerals found here include white shale, barites, steatite, and yellow shale. 


With Bajaj Finance, you can overcome your monetary crises effortlessly. Avail bigger financing that can sufficiently fulfil multiple requirements, from higher education to healthcare, and more. There is no restriction on end-use. Pay affordable rates of interest and other associated charges with zero hidden fees.


*Conditions apply

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Eligibility criteria and documents for personal loan in Kurnool

You can easily get the funds you need in Kurnool with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Kurnool

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term (Dropline) Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000