Rs. 40,000 - Rs. 55 lakh
You may be eligible for a pre-approved offer in Roorkee
Enter mobile and OTP | Check offer | No branch visit needed
Bajaj Finserv in your city
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Are you in Roorkee and looking for financial support to meet your urgent needs? Bajaj Finance offers a seamless and quick solution with its personal loan services. Whether you need funds for a medical emergency, home renovation, wedding expenses, or higher education, Bajaj Finserv provides personal loans of up to Rs. 55 lakh with competitive interest rates and a 100% online application process.
✅ Check your pre-approved loan offer in Roorkee with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.
*Terms and conditions apply.
Features and benefits of personal loan in Roorkee
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High-value loan
Get personal loan ranging from Rs. 40,000 to Rs. 55 lakh.
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Quick approval
Once the verification is done, the loan sanction takes only a few minutes. Apply now for immediate credit.
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Minimal documentation
Keep the list of documents required for a personal loan ready to reduce the loan availing time.
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Convenient repayment tenure
Choose a tenure ranging between 12 months to 96 months and use an online personal loan EMI calculator for better calculation.
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Pre-approved offers for existing customers
You can check if you have a pre-approved offer for a personal loan in Roorkee with just your phone number and OTP – no need to visit the branch.
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No guarantor or collateral
Avail of a personal loan without keeping an asset as security or a guarantor.
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Access account online
Use our customer portal - My Account, and check the loan related information online.
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100% transparent
We maintain high transparency and do not have any hidden charges associated with the personal loan.
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Money in your account within 24 hours*
Once verified, get the money directly to your account within the same day of the loan approval.
Roorkee is a city located in the Haridwar district of Uttarakhand. It has the oldest military establishment in India, and most of the population live in the urban areas of this city.
Bajaj Finance brings personal loans to the residents of Roorkee. It helps them finance any high-ticket expenses with ease. This collateral-free fund can be used for any financial requirements like higher education, wedding, travel and many more. Select a tenure that suits the repayment capacity. You can also choose to make part-payment to reduce the interest burden of the loan availed.
*Conditions apply
Eligibility criteria and documents for personal loan in Roorkee
You can easily get the funds you need with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
How to apply for personal loan in Roorkee
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Related link
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of interest per annum |
10% to 30% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge |
Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges |
Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges |
Full Pre-payment:
Part Pre-payment
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Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
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