Bajaj Finserv in your state

Punjab is a vital economic, cultural and historical state located in North India. This is one of the country’s most fertile regions, making it apt for farming and agriculture.

Bajaj Finserv offers a personal loan to the residents of Punjab to help them get additional funds during an emergency. We currently have 75 branches across Punjab.

Click below to find the nearest branch and get a personal finance.

Features and benefits of personal loan in Punjab

  • Quick approval

    Quick approval

    With proper eligibility and documentation, the loan approval takes only a few minutes.

  • 45%* lower EMIs with Flexi loan

    45%* lower EMIs with Flexi loan

    Lower the EMI burden by up to 45% with our Flexi loan facility. Alternatively, opt to part-prepay the loan to further reduce the interest payment.

  • Flexible terms

    Flexible terms

    Choose a tenor up to 96 months and utilise a personal loan EMI calculator for better calculation.

  • Check pre-approved offers

    Check pre-approved offers

    For quick loan processing, enter the name and contact number and check the pre-approved offer within seconds.

  • Get funds of up to Rs. 40 lakh

    Get funds of up to Rs. 40 lakh

    Fulfil the eligibility criteria and get an advance up to Rs. 40 lakh. You can use these funds for any financial requirements.

  • Collateral-free fund

    Collateral-free fund

    Avail of a personal loan from Bajaj Finserv without keeping an asset as security and qualify for it easily.

  • Minimal documentation

    Minimal documentation

    Submit only a handful of documents and speed up the loan approval process. Submit the application form alongside.

  • Manage account online

    Manage account online

    Access your loan account using the customer portal - Experia. Check upcoming EMI payment dates and other details online.

  • Money in the account within the same day*

    Money in the account within the same day*

    After the verification, the money gets credited within the same day* of approval to your account.

  • Transparent policies

    Transparent policies

    Bajaj Finserv offers personal loan finance that comes with transparent terms and conditions.

Punjab is a state with diverse cultures and religions. As several rivers flow through this state, Punjab is one of the most fertile lands for cultivation. The majority of the population are employed in agriculture, and wheat is the main crop produced here.

Individuals living in Punjab can opt for a personal loan from Bajaj Finserv and address their financial requirements. They can use these funds for purposes including weddings, higher education, start-ups and many more.

You can apply online to receive the funds without any hassle. The simple eligibility parameters and basic paperwork make this loan easy to get within a short time.

Use the online tools available on our page to check eligibility, EMIs and repay the loan without difficulty.

*Conditions apply

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Eligibility criteria for a personal loan

Following is the eligibility criteria required to avail of a personal loan from Bajaj Finserv.

  • Age


    Between 21 years and 80 years*

  • Residence


    Indian resident

  • Credit score

    Credit score


  • Occupation


    Employment at a private or public limited company or MNC.

  • Salary


    Check the city list to learn more about the salary requirements

Documentation plays a vital part. And Bajaj Finserv makes the loan availing process hassle-free and quick with their lesser paperwork facility.

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Interest rates and charges on personal loan in Punjab

Bajaj Finserv offers competitive personal loan interest rates and nominal fees and charges that make repayment easier.