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Bajaj Finserv App

Personal Loan
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Features and Benefits of Personal Loan in Punjab

Punjab is a cultural, geopolitical, and historical region in India. The lion’s share of the economy is dependent on agriculture. Various manufacturing industries and the service sector also contribute to the revenues generated in the state.

To meet the growing needs of people in the state, Bajaj Finserv offers high-value personal loans in Punjab, customised for diverse requirements.

  • Pay up to 45% lower EMI

    Flexi Loan facility

    The Flexi Personal Loan facility allows to reduce EMIs by up to 45% as you pay interest only on the withdrawn amount instead of the total sanction. You can also choose to part prepay the loan, whenever you have access to excess funds.

  • Pre-approved offers

    Pre-approved Offers

    Bajaj Finserv, being among the top private lenders, comes with exclusive pre-approved offers to make the process of getting a loan simplified and time-saving. Look for your pre-approved offers with a few details.

  • Minimal documentation

    Few documents

    Applicants need to provide only the basic documents required for a personal loan for the verification process.

  • Zero hidden charges

    Bajaj Finserv keeps the cost of personal loan finance affordable with zero hidden charges and transparent terms and conditions.

  • Get a loan up to Rs.25 lakh

    Simple personal loan eligibility criteria allow borrowers to easily access funds of up to Rs.25 lakh.

  • Money in the Bank Within 48 Hours

    Same-day disbursal

    Submit the duly filled application form and receive the entire loan amount in your account within 24 hours* of approval.

  • Flexible tenors

    Flexible loan tenor

    Enjoy the flexibility of selecting a convenient tenor ranging up to 60 months. The personal loan calculator can help you in better assessment.

  • Online loan account access

    Manage loan online

    Stay informed about your EMIs, payable interests, repayment schedule, among other details via our customer portal Experia.

  • No guarantor or collateral

    You need not keep any security or bring a guarantor to avail a personal loan in Punjab.

  • Fast approval

    Cater to your monetary urgencies easily as Bajaj Finserv ensures approval of the private finance loan within 5 minutes.

Eligibility Criteria for an Instant Personal Loan in Punjab

Taking a personal loan is easy and hassle-free once you meet the eligibility criteria and keep the required documents ready.

Interest Rates and Charges for an Instant Loan in Punjab

Reputed private financiers like us understand your worries and bring competitive personal loan interest rates. Know about the fees and charges included.

Contact Us

If you are a new customer, call us at 1800-103-3535 or send an SMS ‘PL’ to 9773633633 to get more information about a personal loan in Punjab.

If you are an existing customer, contact us at 020-3957 5152 or write to us at

*Conditions apply