Bajaj Finserv in your state

Renowned for its biodiversity and high rainfall, Meghalaya is one of the seven sisters of northeast India. With a forest cover of 70%, the state depends on a well-established commercial forestry industry.

Avail feature-rich personal loans in Meghalaya and get complete financial assistance from Bajaj Finserv.

Features of personal loan in Meghalaya

  • Pre-approved offers

    Pre-approved offers

    Pre-approved offers on personal loans make the process easier and faster. Check using your name and contact details.
  • Loan within %$$PL-Disbursal$$%*

    Loan within 24 hours*

    Meeting urgent monetary needs is easier as the loan amount is disbursed within 24 hours* to your account.

  • 100% transparent

    100% transparent

    With flexible terms and conditions, be assured of no underlying charges. Pay the nominal associated fees only.

  • Higher loan amount

    Higher loan amount

    Get up to Rs. 25 lakh and address all kinds of requirements, from debt consolidation to medical emergency.

  • Minimal documents

    Minimal documents

    Complete the application process by submitting the essential documents required for a personal loan.

  • Immediate approval

    Immediate approval

    No more waiting for hours at the branches. Get instant approval on your online loan application.
  • Flexible repayment tenors

    Flexible repayment tenors

    Avoid any chances of default by choosing a suitable repayment of up to 60 months.

  • Online account management

    Online account management

    Track your EMIs, outstanding principal, payable interests, tenor, etc., using our online account management service.

  • Flexi loan facility

    Flexi loan facility

    Choose the Flexi facility to lower the burden of EMIs for the initial part of the tenor.

The economy of Meghalaya, a popular hill station, is primarily based on agriculture, with 80% of its population dependent on this sector. Some of the major crops cultivated are maize, rice, spices, bananas, potatoes, pineapples, etc. Additionally, insurance and real estate companies comprise its service sectors.

Bajaj Finserv offers personalised loans to address the changing needs of people in Meghalaya. Whether for medical purposes or other personal requirements like a wedding, you can utilise the money without any restriction. Fulfil all the eligibility criteria to avail of a high-value loan effortlessly.

*Conditions apply

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Eligibility criteria

Bajaj Finserv makes it easy to qualify for credit with hassle-free personal loan eligibility criteria.

  • Nationality

    Nationality

    Indian
  • Monthly income

    Monthly income

    Refer to our city list to know the minimum salary requirement

  • CIBIL score

    CIBIL score

    Above 750

  • Employment

    Employment

    Salaried employees of a private/ public company or an MNC

  • Age

    Age

    Between 21 years to 67 years*

In addition to the above, you must provide all the documents to complete the loan application process. A Bajaj Finserv Eligibility Calculator helps you check the maximum amount you are eligible to avail.

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Interest rates and charges

One of the trusted private lenders, Bajaj Finserv, brings the most competitive personal loan interest rates.

Frequently asked questions

Where will I receive my loan amount?

The approved loan amount is directly credited to your bank account. You can withdraw and use the fund immediately.

Can I include my spouse’s income for eligibility?

No, your spouse’s income cannot be considered for personal loan eligibility. However, your spouse can apply for a separate loan or be your co-applicant for a joint loan.

How can I avail of lower EMIs?

The unique Flexi loans can reduce your EMIs up to 45%*. Again, choosing a longer tenor also lowers the monthly instalments.

Is it safe to provide my information online?

Bajaj Finserv ensures the safety and security of customer information with high-end technology.

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