2 min read
25 May 2021

Investing in shares is directly linked to the market's performance. So, your investment in this category has the potential to help you create wealth over time, be it for retirement or to buy an asset such as a home or a luxury car. Given that you make investments with a goal in sight, selling your shares to avail funds isn't an ideal option, even when faced with an urgent need for finance. While shares do offer liquidity, selling them will mean letting go of ownership.

The ideal solution here is to continue to invest in shares while using them as collateral to get a loan. This helps you retain ownership while also helping you with liquidity to take care of immediate expenses easily. Bajaj Finance Ltd. helps you to avail a loan against securities up to Rs. 10 crore against various securities like mutual funds, shares, bonds, insurance, etc. and provides funds up to 80% of the value of your securities. This loan also enables you to get instant approval in just 24 hours, and the money is disbursed within 48 hours.

However, if you're looking to fund your expenses instantly, Bajaj Finance Ltd. offers pre-approved offers on your loan against securities and a host of other financial products. All you have to do is enter your basic details and check your pre-approved offer.

With Bajaj Finance Ltd., you can apply for a loan against securities online by following these easy steps:

Step 1: You can apply online by filling a simple application form with details like your full name, mobile number, email address, total portfolio value and city.

Step 2: Select 'Shares' in the drop-down list of securities to define the type of security you will pledge.

Step 3: Once you have done so, you will receive a confirmation regarding your approval via SMS and email.

Step 4: A representative will then reach out to you to collect the required documents and help you with further steps.

Once your documents are verified, you will receive the loan amount in your bank account within 48 hours. You will also get the login details for your online account on the lender's customer portal, which in Bajaj Finance Ltd.'s case is our customer portal – Experia.

So, invest in shares and use the liquidity available to you without letting go of ownership.
 

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