Sign up for an expensive online course from home today
Consolidate debt by getting an instant loan in just 2 clicks
Tend to emergencies by getting a loan without paperwork
Finance business needs with a personalised instant loan
With the unique digital personal loan offered from Bajaj Finserv, you can get finance anywhere, anytime and thereby, cater to all needs and emergencies in a jiffy. This instant loan goes a step further than the regular online personal loan. An Instant Digital Personal Loan offered by Bajaj Finserv is tailored for existing customers and offers quick, ready finance through a pre-approved offer. No application and no lender-side verification but simply, an easy 2-click process to get access to an instant loan personalised for you.
Read on to know how this instant personal loan can be your go-to finance solution.
With the internet facilitating virtual, online meetings, e-courses are an attractive option, allowing you to add a degree or two to your curriculum vitae without stepping out of your home. Today, there are an abundance of online learning platforms that you can choose from, such as Udemy, Coursera, and EdX. EdX, for instance, brings to you a wealth of online courses, from top-rated institutions like MIT, Harvard, and Berkeley. Courses you can opt for online range from machine learning and data structures to academic English and music theory.
What is important to note, however, is that valuable certificate courses can be expensive. In fact, at times they can be pricier than their brick-and-mortar alternatives. In such cases, you can choose to avail a digital personal loan to pay a portion of the tuition fees. With Bajaj Finserv, you as an existing customer, can get one online, anytime, without having to leave home for any formalities whatsoever. So, from identifying a course to financing it, you can do it all from your desk at home.
Events like a medical emergency can be emotionally and financially draining. In the absence of an adequate health insurance policy, one finance option you can fall back on to foot a portion of the medical bills is a personal loan. Since an Online Personal Loan carries no spending restrictions, you can easily employ the finances for the medical emergency.
What makes the Bajaj Finserv Digital Personal Loan an even better option, is that you get funding without paperwork. In fact, there are zero documents required from your end. As a pre-approved customer, Bajaj Finserv provides you with a pre-filled form, based on existing customer information. Moreover, since Bajaj Finserv already possesses the documents required, you get an instant loan without having to visit a branch to submit papers or scan and upload details online.
A top reason to opt for a personal loan is debt consolidation. The idea here is that you can tackle unpaid high-interest debt that’s causing you to incur penalties with a cheaper loan, which can be repaid at a lower rate and over a longer tenor. A popular scenario is when you are staring at a mound of debt, piled up by an expensive credit card.
Additional Read: Benefits of Bajaj Finserv Personal Loan
For debt consolidation to work well, you need to get a personal loan quickly. Delays would mean penal charges and inflation of the interest repayable. What makes an instant personal loan a good candidate for debt consolidation is that you get money in your account in just 20 minutes. This way you can arrest debt from snowballing uncontrollably.
As a pre-approved customer, you are just 2 clicks away from having the loan transferred to your bank account.
Click to view your offer
Click to avail the loan
Upon completing these steps, the loan is disbursed to your account in 20 minutes and you can proceed to consolidating racked up debt strategically.
If you are at the helm of a business, you can use a personal loan to address professional needs. This is an attractive option as you can get a personal loan without pledging an asset as collateral. However, the digital personal loan offered by Bajaj Finserv goes a step further. You not only benefit from a collateral-free sanction, but you are also assured of money kept ready for you whenever you need it. Here, the personal loan eligibility terms are reduced to none as you already qualify for finance.
As a pre-approved customer, you are already eligible for funding, based on your existing relationship with Bajaj Finserv. In other words, you have at hand a personalised instant loan, according to your financial profile, whenever you need. You can use the loan to expand operations, for instance, to invest in a software platform that facilitates remote working or even, tend to working capital requirements, for instance, to pay employee wages in a crunch.
Money in 2 clicks: Click to view your offer and click to avail the loan. It’s that simple!
Loan in 20 minutes: With no documents required and no lender-side verification, the loan is disbursed almost instantly.
High personalised loan amount: You get ample finance, according to your existing relationship with Bajaj Finserv. The money is ready to be availed at any time.
Collateral-free funding: Get a high loan amount without pledging any asset.
Flexible tenor and no hidden charges: Pay EMIs over a maximum of 60 months, without worrying about hidden costs.
A loan from home: With a 2-click, 100% online process, you can avail a digital personal loan anywhere, anytime.
Additional Read: Benefits of Bajaj Finserv Personal Loan
Regular Online Personal Loan | Bajaj Finserv Digital Personal Loan |
---|---|
Online application | No application: A simple 2-click process |
Loan in~60 minutes to 24 hours | Loan in 20 minutes |
Approval after lender verification | Instant approval: No lender-side verification |
Online loan form | Pre-filled form |
Loan application can be rejected | Loan ready, as per your existing relationship |
Documentation required | 0 documents required |
With these industry-leading loan features available to you, all you need to do is check your pre-approved offer to finance important needs and emergencies without delay!
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