Gold Rate Today in Dhule
If you are in Dhule and want to know what gold costs today — whether you are buying jewellery ahead of Gudi Padwa or a wedding, checking the 24 carat gold rate today in Dhule before making an investment, or thinking about a loan against the gold you already own — this page has what you need. The gold price in Dhule moves every day, and knowing where it stands before you act puts you in a stronger position.
This page gives you the gold rate in Dhule across different purities, how prices have moved over the years, what causes those daily shifts, and how your gold can work for you through a Bajaj Finserv Gold Loan.
Gold rate in Dhule for different purities
Gold is available in different purity levels, each suited to a different purpose. Here is how the three most common karats compare for buyers and borrowers in Dhule:
24 carat gold rate in Dhule
24 carat gold is 99.9% pure — the highest purity available — and fetches the highest price per gram of any gold in the market. It has a distinctive deep yellow colour but is too soft to be worked into jewellery that holds up under regular wear. In Dhule, the 24 carat gold rate today is most relevant for those buying coins or small bars as a long-term investment rather than for ornamental use. Learn more about 24 carat gold purity before you invest.
22 carat gold rate in Dhule
22 carat gold is 91.6% pure, with copper or silver making up the remaining 8.4% to give it the durability needed for jewellery making. It is the most widely used karat across Dhule — from traditional bridal sets worn at Maharashtrian weddings to everyday ornaments bought during Gudi Padwa, Akshaya Tritiya, and Diwali. If you are buying jewellery, the gold rate today in Dhule for 22 carat is the number to follow. Learn more about 22 carat gold purity before you buy.
18 carat gold rate in Dhule
18 carat gold contains 75% pure gold, with a higher proportion of other metals that make it tougher and more resistant to scratches. It is a practical choice for buyers in Dhule who want modern, lightweight jewellery at a price that sits below 22 carat without compromising on appearance or quality.
Got gold jewellery lying idle? Put it to work — check your gold loan eligibility and unlock its true value today.
Historical gold rate in Dhule
Knowing how the gold rate in Dhule has moved over the years gives you useful context for the decisions you are making today — whether that is buying, holding, or pledging your gold for a loan. Prices in Dhule have followed the national trend of consistent appreciation over the past decade.
| Year | 24 carat gold rate per 10 grams |
|---|---|
| 2025 | Rs. 1,05,000 to Rs. 1,30,000 |
| 2024 | Rs. 77,913 |
| 2023 | Rs. 65,330 |
| 2022 | Rs. 52,670 |
| 2021 | Rs. 48,720 |
| 2020 | Rs. 48,651 |
| 2019 | Rs. 35,220 |
| 2018 | Rs. 31,438 |
| 2017 | Rs. 29,667 |
The gold rate in Dhule 24 carat today reflects a market that has grown more than fourfold over the past eight years. For households across North Maharashtra, that long-term appreciation has made gold one of the most dependable assets to hold — whether as a future reserve or as collateral when funds are needed.
How is the gold price calculated in Dhule?
The gold price in Dhule does not originate locally. It begins with the international gold rate and passes through a series of adjustments before it reaches the jeweller's counter.
Since gold is traded globally in US dollars, the first step is converting that price into Indian rupees using the day's exchange rate. India imports most of its gold supply, so import duty is added next. A 3% GST then applies on the value of the gold, and a 5% GST is charged separately on making charges when the gold is crafted into jewellery. Individual jeweller margins account for the small price variations you may notice between shops in Dhule.
Here is another example to understand how the gold rate today in Dhule can affect your loan amount. Suppose you pledge 35 grams of 22 carat gold and the prevailing gold price is Rs. 6,800 per gram. The total value of your gold becomes Rs. 2,38,000. Based on a 75% loan-to-value (LTV) ratio, you may be eligible for a gold loan amount of around Rs. 1,78,500. The final repayment amount will include the principal borrowed along with the applicable interest for the selected repayment period.
Wondering how much your gold is worth as collateral? Check your gold loan eligibility and find out before you apply.
Factors that affect gold rate in Dhule
The gold rate today in Dhule is shaped by a mix of global and local forces. Here is what drives those movements:
- Global gold prices: The international gold market significantly impacts local rates. Fluctuations in global prices are often mirrored in Dhule.
- Currency exchange rates: Changes in currency values, especially the Indian Rupee against the U.S. Dollar, can influence gold prices.
- Demand and supply: Local demand for gold jewellery, coins, and bars, as well as the overall supply of gold in the market, affect prices.
- Inflation: Economic conditions, particularly inflation rates, can impact the value of gold as a hedge against inflation.
- Interest rates: Inverse relationship exists; higher interest rates can lead to lower gold prices.
- Government policies: Import duties and other government regulations on gold can impact prices.
- Market speculation: Investor sentiment and speculative trading can cause short-term fluctuations.
On most days, it is a combination of these factors moving together that explains why the gold rate today in Dhule looks the way it does.
As gold prices in Dhule change with global trends, knowing your borrowing capacity can help you stay prepared. Check your gold loan eligibility to know how much you can borrow today.
Latest RBI updates
Section | Parameter | Applicable Details |
Eligibility Criteria | Gold purity accepted | 18-22 Karat for jewellery and ornaments |
24 karat for gold coins | ||
Eligible collateral types | Gold ornaments, jewellery, and coins | |
Eligible limit for each collateral type | Ornaments | Total pledged weight across all loans must not exceed 1 kilogram |
Gold coins | The total weight of gold coins pledged cannot be more than 50 grams. | |
Gold Jewellery | As per maximum loan amount. | |
Overall exposure limit | The total loan exposure across ornaments, jewellery, and gold coins together must not exceed the maximum loan limit of Rs. 2 crore. | |
Collateral protection
| Any loss, damage, or discrepancy in the quantity or purity of your pledged gold identified during audit, return, or auction will be recorded and promptly communicated to you or your legal heirs. The reimbursement or compensation process, as per company policy and SOP, will be clearly explained. Delays in collateral release due to lender fault will attract compensation of ₹5,000 per day. | |
Gold loan renewal | Renewal parameter | You can request renewal of your gold loan before maturity if it remains in standard status and within permissible LTV limits. This facility is available only to existing customers. For bullet repayment loans, accrued interest must be cleared. Renewals are subject to credit checks, fresh applicable charges, and are not allowed after maturity. |
Gold loan top up | Top up parameter | Top-up is allowed before maturity, subject to regulatory LTV limits, credit assessment, and customer eligibility. Fresh fees and charges apply. Top-up after maturity is not permitted, even if dues are outstanding. Top up facility is available only to existing users. |
LTV (Loan to Value) | For loans up to Rs.2.5 lakh | 85% |
For loans between more than Rs.2.5 lakh to Rs.5 lakh | 80% | |
For loans from more than Rs. 5lakh to Rs. 2 crore | 75% | |
Gold Value | Evaluation parameter | As per the latest guidelines, gold loans are offered against specific purity of gold jewellery, ornaments and gold coins, valued using lower of the average closing price for your gold's specific purity over the last 30 days or the previous day's closing price, as published by IBJA or a SEBI-regulated commodity exchange, within prescribed limits and subject to KYC and timely repayment. |
Impact of gold rates on gold loans in Dhule
The gold rate in Dhule on the day you walk in for a loan is what sets your borrowing limit. When prices are higher, your jewellery, ornaments, or coins carry a greater assessed value, which means a larger loan amount becomes available against the same gold. When the gold price in Dhule softens, the eligible loan amount adjusts downward in the same proportion.
A gold loan from Bajaj Finance is based entirely on what your gold is worth at the time of application — not on your credit history or income. The purity and weight of your gold are assessed at the branch, and the loan amount is calculated using the RBI-prescribed LTV ratio. Bajaj Finance arrives at the gold rate using the lower of:
- The average closing price for your gold's specific purity over the last 30 days
- The previous day's closing price, as published by IBJA or a SEBI-regulated commodity exchange
This keeps the valuation grounded in published market data every time — consistent, transparent, and straightforward to understand.
Your gold could be worth more than you expect. Check your gold loan eligibility and see how much you can borrow against it today.
Getting started with your gold loan
Bajaj Finance offers gold loan interest rates ranging from 9.50% to 24% per annum, with loan amounts available from Rs. 5,000 up to Rs. 2 crore. What you are offered depends on your gold's purity and weight, the amount you need, and the repayment tenure you select.
To apply, you need to be an Indian citizen between 21 to 80 years of age with 18-22 carat gold jewellery, ornaments, or coins up to 24 karat purity to pledge. One KYC document completes your gold loan eligibility check — an Aadhaar card, voter ID, passport, driving licence, NREGA job card, or a letter from the National Population Register will all be accepted.
When you are ready, head to your nearest Bajaj Finance branch in Dhule with your gold and a valid ID. The team handles the valuation on the spot and in most cases, funds are in your account before the day is out. Prefer not to visit a branch? Enter your mobile number on the Bajaj Finserv App or website and get started in just two steps.
Know more about gold rates in Indian states and Union Territories
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Disclaimer
Bajaj Finance Limited (BFL) has the sole and absolute discretion, without assigning any reason to accept or reject any application as per BFL policy. *
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