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Gold Rate Today in Mathura

Track the gold price today in Mathura daily as it changes with market trends, demand, and global factors, helping you make informed buying, selling, or gold loan decisions.
Gold Rate Today
22k Gold / 10 gm 
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Key takeaways

  • The gold price today in Mathura can change with international gold prices, currency movements, import duties and local market demand.
  • Changes in global bullion prices and the USD-INR exchange rate can influence local gold rates.
  • 22K and 24K gold have different prices because their purity levels differ.
  • Changes in gold prices can also affect the value considered when applying for a gold loan.

How is gold price calculated in Mathura?

The gold rate in Mathura is calculated using international gold prices before local taxes and charges are added. Several factors contribute to the final retail price you pay.

  • International gold price: Gold is traded globally in US dollars per troy ounce, which serves as the base price.
  • Currency conversion: The international price is converted into Indian rupees using the prevailing USD-INR exchange rate. A weaker rupee generally increases domestic gold prices.
  • Gold purity: Prices vary according to purity. Since 24K gold contains more pure gold than 22K or 18K gold, each purity level has a different market price.
  • Import duty: As India imports most of its gold, the applicable import duty is included in the final price.
  • GST: A 3% GST is charged on the gold value, while making charges attract 5% GST.
  • Making charges and jeweller's margin: Jewellers add making charges and their margins, which can differ between sellers and influence the final retail price.

Most jewellers and lenders refer to the daily benchmark published by the Indian Bullion and Jewellers Association (IBJA) while determining gold prices. Although the benchmark rate remains broadly similar across Mathura, making charges and jeweller margins may result in slight variations.

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Historical gold price trends in Mathura

Looking at past gold price in Mathura shows a broadly upward trend, although rates can move up or down over shorter periods. Global market movements, economic conditions, currency changes and investor demand can influence these fluctuations. Tracking the gold price in Mathura over time can help buyers and investors understand market trends when planning future purchases or financial decisions.


Year24-carat gold price per 10 grams
2025Rs. 1,05,000 to Rs. 1,30,000
2024Rs. 77,000
2023Rs. 65,000
2022Rs. 52,000
2021Rs. 47,000
2020Rs. 48,000
2019Rs. 35,000
2018Rs. 31,000
2017Rs. 29,000

Quick tip: Planning to use your gold for quick funds? Check your gold loan eligibility now and see how much you can borrow against your gold.

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Key factors affecting gold rates in Mathura

Four main factors affect the gold rate in Mathura: global gold prices, the rupee-dollar exchange rate, Reserve Bank of India (RBI) interest rates, and local demand. Since these change often, the gold rate in Mathura can also change from one day to the next.


  • Global gold market: International gold prices influence the gold rate in Mathura. When global prices rise or fall, local rates change too.
  • Rupee-dollar exchange rate: Gold is traded internationally in US dollars. When the rupee weakens against the dollar, imported gold becomes more expensive, which raises the local rate.
  • RBI interest rates: RBI interest rates affect how investors choose between gold and other investments. This shifts demand for gold, which in turn affects gold rates.
  • Local demand: Gold demand rises during weddings, festivals, and other occasions. Higher demand in Mathura and nearby parts of Uttar Pradesh can lead to price differences between jewellers.

If you are planning to use your gold for a financial need, check your gold loan eligibility to understand your potential borrowing options.


What is the difference between 18K, 22K and 24K gold? 

Karat tells you how much pure gold is present in an item. The higher the karat, the greater the gold content, which can affect its price, strength and common use. 


  • 18K gold contains 75% pure gold. The remaining metals make it stronger, so it is commonly used for everyday and modern jewellery.
  • 22K gold contains 91.6% pure gold. It offers a good balance between purity and durability, making it a popular choice for traditional jewellery. Buyers can check the 22K purity when comparing the today gold rate in Mathura 22 carat.
  • 24K gold contains 99.9% pure gold. Since it is softer, it is generally used for coins and bars rather than regular jewellery. Investors can check 24K purity when tracking the today gold rate in Mathura 24 carat.

Parameter18K Gold22K Gold24K Gold
Purity75%91.6%99.9%
StrengthHighestHighLower
Common useDesigner jewelleryTraditional jewelleryCoins and bars
PriceLowestHigherHighest

How to check gold purity in Mathura

Before buying, selling or pledging gold, checking its purity can help you understand its actual value. Different testing methods provide different levels of accuracy.


  • X-ray fluorescence (XRF): This non-destructive test uses X-rays to analyse the metal composition without damaging the jewellery.
  • Magnet test: Gold is non-magnetic, so a magnet can help identify some obvious impurities. However, this test alone cannot confirm purity.
  • BIS Hallmark: Check the BIS hallmark for the stated purity grade, hallmarking centre details and jeweller identification.
  • Electronic gold tester: This device measures the gold's electrical properties to give a quick indication of its karat value.
  • Acid test: A trained professional applies nitric acid to a small sample and checks its reaction to assess the gold's purity.

For a more reliable assessment, consider getting your gold tested by a certified jeweller or professional gold assayer in Mathura.


How to calculate the gold value in Mathura?

You can estimate the current market value of your gold using three simple details. Before calculating, check the today gold rate in Mathura or the latest gold rate in Mathura, as the daily market price directly affects your gold's value.


  • Gold weight
  • Gold purity
  • Applicable gold rate per gram

Formula: Gold Value = Gold Weight × Gold Rate per Gram


For example, if you own 50 grams of 22K gold and the today gold rate in Mathura is Rs.13,214 per gram, the estimated value of your gold would be:

50 × Rs.13,214 = Rs. 6,60,700

This calculation provides an approximate market value of your gold. The final loan amount of gold loan depends on factors such as the purity of the pledged gold, the applicable Loan-to-Value (LTV) ratio, and the lender's valuation process.


Once you know the approximate value based on the current gold rate in Mathura, you can check your gold loan eligibility to estimate how much you may be able to borrow against your jewellery, ornaments or coins.


Comparing gold investment options in Mathura

Gold prices directly affect the value of different types of gold investments. When the today gold rate in Mathura rises, the value of physical gold, Gold ETFs, and Sovereign Gold Bonds generally increases. Similarly, if the gold rate in Mathura declines, the value of these investments may also decrease.

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How does the gold price in Mathura today affect your gold loan amount?

The gold rate in Mathura on the day your gold is evaluated plays a key role in determining your eligible gold loan amount. The assessment is based on the applicable market rate rather than the price you originally paid for the gold. When the gold rate in Mathura increases, the same gold asset may qualify for a higher loan amount. On the other hand, if gold prices fall, the eligible loan amount may reduce accordingly.


What decides your eligible loan amount?

Your eligible loan amount depends on:


  • Gold weight
  • Gold purity
  • Applicable gold rate on the day of assessment
  • Loan-to-Value (LTV) ratio

Only the pure gold content of your jewellery, ornamenst or coins are considered during valuation. Stones, enamel, and other decorative elements are excluded.


The final loan amount depends on the applicable LTV ratio, the actual purity of the pledged gold, and the lower of either the previous day's closing price or the 30-day average closing price published by the Indian Bullion and Jewellers Association (IBJA) or a SEBI-regulated commodity exchange. The applicable LTV ratio is maintained throughout the loan tenure and may be revised in accordance with RBI guidelines and the lender's policies.

The eligible loan amount also varies according to the loan size. To learn more about LTV, click here.


Gold loan: What you should know before applying

With Bajaj Finance, you can borrow from Rs. 5,000 to Rs. 2 crore against your gold jewellery, ornaments, and gold coins. The gold loan interest rate starts from 9.50% per annum. Jewellery and ornaments are accepted between 18-22 purity. Gold coins are accepted up to 24 karat purity. Your gold is stored in secure vaults with insurance cover for the entire loan duration.


Before applying, keep these points in mind:


  • Your loan amount is calculated based on the weight and purity of your gold, not its original purchase price.
  • Jewellery and ornaments between 18-22 purity are accepted, while eligible gold coins can be accepted up to 24 karat purity.
  • Your pledged gold is stored in secure vaults and remains insured against theft, fire at branch, burglary an misplacement throughout the loan tenure.
  • Only one valid KYC document, such as Aadhaar card, Voter ID, passport, driving licence, NREGA job card, or an NPR letter, is required.
  • Multiple repayment options are available, allowing you to pay interest monthly, bi-monthly, quarterly, half-yearly, or annually, with the principal repaid at the end of the tenure.
  • There are no foreclosure charges, allowing you to repay the loan before maturity without any penalty.

Before applying, use the gold rate calculator  or check your gold loan eligibility to estimate your borrowing capacity based on the today gold rate in Mathura, the purity of your gold, and its weight.


Want quick access to funds against your gold? Start your gold loan application with Bajaj Finance.

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Frequently asked questions

Gold Price

Gold Purity

GST

What decides the price of gold in Mathura?

The price of gold in Mathura is determined by various factors. Global market trends, economic conditions, demand-supply dynamics, and currency fluctuations influence the gold price in Mathura. These factors collectively shape its value, reflecting the city's economic and cultural ties to this precious metal.

To calculate the price of gold in Mathura you can use our online gold price calculator or visit the nearest jeweller.

Gold purchases in Mathura encompass various factors, including purity, weight, and prevailing market rates like the gold price today in Mathura. People of Mathura consider these aspects to make informed decisions, ensuring they acquire genuine, valued gold while staying updated with the city's current pricing trends.

The price of 22K gold in Mathura fluctuates daily based on market trends. It is advisable to check the current gold rate using a reliable gold rate calculator or through trusted jewellers.

Over the last five years, the gold price in Mathura has generally followed an upward trend, although short-term rises and falls have occurred. Global gold prices, currency movements, inflation and domestic demand have contributed to these changes.

To check the purity of gold in Mathura, visit reputable jewellers or certified assay offices. They use advanced testing methods like acid tests or electronic testers to verify gold purity accurately. Ensure credibility by choosing trusted places to authenticate the purity of gold in Mathura.

In Mathura, the choice between 22k and 24k gold depends on personal preferences. Consider checking gold rate today in Mathura for 22 carat and 24 carat gold to make an informed decision based on both purity and price.

Yes, purchasing gold in Mathura is subject to 3% GST on the value of gold, along with any applicable making charges or local taxes as per government regulations.

For purchases above Rs. 2 lakh, buyers in Mathura must provide identity proof such as Aadhaar or PAN card as mandated by government regulations to ensure transparency in high-value transactions. 

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Disclaimer

Bajaj Finance Limited (BFL) has the sole and absolute discretion, without assigning any reason to accept or reject any application as per BFL policy. *