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Bajaj EMI Card Review

EMI Network Card FAQs

Frequently Asked Questions

What is the Bajaj Finserv EMI Network Card?

The Bajaj Finserv EMI Network Card is a digital card that allows you to convert the cost of your purchases into affordable EMIs, at no additional charge. You can use your EMI Network Card to buy your favourite electronics, appliances, furniture, gym membership, flight and hotel bookings, etc.

You can access this card from the Bajaj Finserv Wallet app or apply for it by visiting any of our partner stores nearby.

Where can I use my Bajaj Finserv EMI Network Card?

You can use the EMI Network Card to shop both online and offline on the Bajaj Finserv EMI Network. Shop for your favourite products across 1.2 lakh partner stores in 2,900+ cities. Some of the major Bajaj Finserv partner outlets are CromaVijay SalesReliance DigitalSargam Electronics etc.

To find a store near you, click here.

You can also use the EMI Network Card to shop online on the Bajaj Finserv EMI Store and our e-commerce partners like Amazon, Flipkart, MakeMyTrip, Yatra and many more.

What is the loan amount available on the Bajaj Finserv EMI Network Card?

You can get a loan of up to Rs. 4 lakh on the Bajaj Finserv EMI Network Card.

What will be the repayment tenor of my EMI loan?

You can choose a suitable repayment tenor ranging from 3-24 months at the time of your purchase.

How can I access the EMI Network Card on the Bajaj Finserv Wallet?

The EMI Network Card is a digital card which can only be accessed on the Bajaj Finserv Wallet app. To view the card:

1. Tap on the EMI Network Card
2. Enter your date of birth.
3. Tap on the ‘See Card Now’ button

Download the app on your mobile from Play Store or App Store to get information such as your available loan limit, EMI offers, stores near you and the status of your loans. You can also give us a missed call at 9278066666 from your registered mobile number to get the app download link.

What are the benefits of Bajaj Finserv Wallet app?

With the Bajaj Finserv Wallet app, you can view:

1. Your Bajaj Finserv EMI Network Card details like card number, available limit, transaction details, etc.
2. Our partner stores near you
3. EMI offers available for you

Do I have to make any down payment when I transact using my card?

Certain categories such as gym memberships, travel bookings and others may involve a nominal down payment. However, most products or services do not require any down payment.

Is the EMI Network Card a credit card?

The EMI Network Card is not a credit card. Customers can purchase electronics, gadgets, home décor and various services across 1.2 lakh stores in 2,900+ cities on No Cost EMI with a flexible repayment tenor ranging from 3-24 months.

Can someone else use the EMI Network Card on my behalf?

For safety and security reasons, we recommend only the EMI Network Card holder to use the card for making all purchases. The liability of the loan taken using the EMI Network Card rests solely with the card holder.

Can I apply for family card(s) on my EMI Network Card?

Yes, you can apply for up to two add-on cards with your existing EMI Network Card.

What is the processing fee and interest charged on loans?

Your loan amount is auto-debited through the ECS mandate provided by you. In case you need more details, visit us at www.bajajfinserv.in/reach-us.

How can I foreclose the loan?

You can foreclose the loan after 6 months from the disbursement date. It can be done in three different ways:

1. Visit our customer portal Experia
2. Visit our branch near you
3. Contact us at www.bajajfinserv.in/reach-us.

What is the interest and processing fee charged for loans?

Usually there is no interest component. However, a nominal down payment or a processing fee of up to Rs. 1,017 may be applicable on certain products.

Do I get any dealer discounts and offers with this card?

Yes, there are many discounts and offers given by our partners from time to time. You can view these offers on the Bajaj Finserv Wallet app, our website or with our in-store representatives at the time of purchase.

Do I need to pay a charge to the retailer for any transaction I make on the EMI Network Card?

You may have to pay an additional transaction charge depending on the schemes running at the partner stores.

What if I lose my EMI Network Card and someone else uses it to make purchases?

In case you lose your EMI Network Card, block it immediately. There are 3 easy ways to block your card:

1. Log in to your Bajaj Finserv Wallet app
2. Log in to our customer portal-Experia
3. Call our customer care at 086980 10101 (call charges applicable)

For security reasons, we recommend only the EMI Network Card holder to use the card for making all purchases. The liability of the loan taken using the EMI Network Card rests solely with the card holder.

How do I enquire more about the EMI Network Card?

You can contact us at www.bajajfinserv.in/reach-us or call us on 086980 10101 (call charges may be applicable).

What happens if I lose the smartphone linked to my Bajaj Finserv EMI Network Card?

In such cases, you can raise a request to block your EMI Network Card. There are two ways to do so:

1. Log in to our customer portal, Experia
2. Call our customer care at 086980 10101 (call charges applicable).

How do I get my EMI Network Card statement?

You can view your transaction details online on the customer portal - Experia. Simply log in using your username and password. To get more details, you can visit us at www.bajajfinserv.in/reach-us or call us on 086980 10101 (call charges may be applicable).

How do I get my customer portal login details?

To get your login details, you can SMS ‘EXPERIA’ to +91 92275 64444 from your registered mobile.

How do I download the Bajaj Finserv Experia app?

To download the Bajaj Finserv Experia app, SMS ‘EMI’ to 56070 from your registered mobile number or download the app from Play Store or App Store.

How can I change the contact details registered with my EMI Network Card?

You can change your registered contact details such as home address, email ID, mobile and telephone number on our customer portal - Experia.

What should I do if my EMI Network Card displays an error at the time of use?

In case your EMI Network Card displays an error at the time of use, call our customer care on 086980 10101 (call charges may be applicable) to raise a request.

How can I block my EMI Network Card?

There are 3 easy ways to block your card:

1. Log in to your Bajaj Finserv Wallet app
2. Log in to our customer portal-Experia
3. Call our customer care at 086980 10101 (call charges applicable)

For security reasons, we recommend only the EMI Network Card holder to use the card for making all purchases. The liability of the loan taken using the EMI Network Card rests solely with the card holder.

What is the validity of my EMI Network Card?

The validity of your EMI Network Card is mentioned on the card itself. There are three ways to check it:

1. Log in to your Bajaj Finserv Waller app
2. Visit our customer portal - Experia
3. Call our customer care at 086980 10101 (call charges applicable)

How can I re-issue my EMI Network Card?

There are three ways to re-issue your EMI Network Card:

1. Log in to your Bajaj Finserv Waller app
2. Visit our customer portal - Experia
3. Call our customer care at 086980 10101 (call charges applicable)

What is the Bajaj Finserv EMI Store?

The Bajaj Finserv EMI Store is an online shopping platform where you can buy the latest smartphones, electronics, and more on No Cost EMI. The EMI Store offers benefits like free home delivery, zero or minimal down payment, flexible repayment tenors and more.

Shop on the EMI Store here.

How do I apply for the Bajaj Finserv EMI Network Card?

You can apply for the EMI Network Card when you shop offline from our authorised dealer stores like Vijay Sales, Ezone, Croma, etc.

All you need to do is, submit your Aadhaar Card, a cancelled cheque and duly signed ECS mandate to complete the process.

Click here to find the nearest store.

You can read more about EMI Network fees and charges here .

What are the documents that I need to submit to apply for an EMI Network Card?

You need to submit your KYC documents, a cancelled cheque and duly signed ECS mandate to apply for an EMI Network Card.

How can I apply for the Bajaj Finserv Insta EMI Card?

Follow the steps mentioned below to apply for a Bajaj Finserv Insta EMI Card:

• Check your pre-approved offer
• Verify your KYC details registered with us
• Pay a joining fee of Rs. 530 to complete the process

Do I have to submit any documents while applying for the Insta EMI Card?

You don’t have to submit any documents while applying for the Insta EMI Card online.

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