The Bajaj Finserv EMI Network Card is a unique product that helps you to convert your purchases into easy EMIs with just a simple swipe. It acts as a pre-approved loan in your wallet and can be used to buy your favourite electronics, appliances, furniture, gym membership, clothes, flight and hotel bookings, etc.
You can use this card across any Bajaj Finserv partner outlets like Croma, Vijay Sales, Reliance Digital, Sargam Electronics etc. or online partner stores to shop for 1 million+ products across categories such as television, air conditioners, refrigerators, home appliances, furniture, clothes, accessories, travel bookings, and medical treatments in more than 1,300 cities. This card is now accepted across more than 60,000+ stores.
You can find Bajaj Finserv partner stores in the EMI option under stores tab on Bajaj Finserv wallets app or you can click here.
The limit on the EMI Network Card is the loan amount assigned to you by Bajaj Finserv. This loan amount depends on several factors and can go up to Rs.4 lakh.
You can choose a suitable tenor from the numerous options available to you at the time of buying your favourite product at any of Bajaj Finserv’s partner stores.
The Bajaj Finserv wallet, powered by Mobikwik helps you view your EMI Network Card, the available loan limit, EMI offers, stores near you, and your active and closed loans. Download the app on your mobile from play Store or App Store. You can also give a missed call to 9278066666 from your registered mobile to get a link to download the app.
With the Bajaj Finserv Wallet app, you can:
1. View your EMI Network Card number, available limit, active and closed loan details.
2. Find Bajaj Finserv partner stores where you can transact using your EMI Network Card.
3. Look for the EMI offers available for you.
It depends on the product you are looking to purchase. Certain categories such as gym memberships, travel bookings, and others may involve a nominal down payment. Purchases from most categories however, do not involve a down payment.
The EMI Network Card is not a credit card. By using the EMI Network Card, customers can purchase any electronics, gadgets, home décor and furnishing, or fashion products across 60,000+ stores in 1,300+ cities with minimal documentation on No Cost EMI.
For safety and security reasons, we recommend that only the card holder uses the EMI Network Card for making the purchases. The liability of the loan taken using the EMI Network Card rests solely with the holder of the EMI Network Card.
Yes, you may apply for family cards for up to two family members.
You can repay the loan by paying your balance outstanding through Equated Monthly Instalments (EMI). In case you need more details, please feel free to visit us at www.bajajfinserv.in/reach-us. We will be happy to assist you.
Yes, you can foreclose after 6 months from the loan disbursement date. Visit the customer portal-Experia, walk into one of our branches, or contact us at www.bajajfinserv.in/reach-us to foreclose your loan.
With the EMI Network Card, Bajaj Finserv offers financing for more than 1 million products across 60,000+ stores. While a nominal down payment and processing fee amount may be due on a few items, most of the products do not incur any charges. The customer has to simply pay the EMIs for the amount financed. The manufacturers bear an annualized rate of interest which is based on risk gradation, cost of funds, margin, and risk premium. There are no hidden charges whatsoever.
Yes. There are more than 1,000+ offers given by our partners from time to time. You can view these offers on the Bajaj Finserv Wallet app, on our website, or at the partner store.
You may have to pay an additional transaction charge, depending on the schemes running at the dealer stores at a particular point of time.
We recommend you to place a request to block your EMI Network Card by logging on the Bajaj Finserv Wallet powered by Mobikwik or by logging into our customer portal or call our customer care at 086980 10101(call charges applicable).For security reasons, we recommend that only the EMI Network Card holder uses it for making purchases. The liability of the loan availed using the EMI Network Card rests solely with holder of the EMI Network Card.
You can contact us at www.bajajfinserv.in/reach-us or call us on 086980 10101 (call charges may be applicable).
We recommend you to place a request to block your EMI Network Card by logging on the Bajaj Finserv Wallet powered by Mobikwik or by logging into our customer portal or call our customer care at 086980 10101 (call charges applicable).
You can view your transaction details online on the customer portal - Experia. Simply log in using your username and password. To get more details, you can visit us at www.bajajfinserv.in/reach-us or call us on 086980 10101 (call charges may be applicable).
Your user ID is printed on the reverse of your EMI Network Card. Alternatively, you can send SMS ‘EXPERIA’ to +91 92275 64444 from your registered mobile to get the username and password.
To get Experia app SMS EMI to 56070 or visit the Play Store or App Store.
For any change of your registered contact details such as home address, email ID, mobile, and telephone number, you will have to login and update the same in our customer portal - Experia.
Our representatives at the partner store will be there to assist you. In case your problem is not resolved, please call us at 086980 10101 (call charges may be applicable).
You can call us on 086980 10101 (call charges applicable) to get your EMI Network Card blocked.
The validity of your EMI Network Card is mentioned on the Card itself. You can view by logging on the Bajaj Finserv Wallet powered by Mobikwik or by logging into our customer portal or you can call our customer care at 086980 10101(call charges applicable).
You can place a request for reissue of your EMI Network Card by logging on the Bajaj Finserv Wallet powered by Mobikwik or by logging into our customer portal or you can call our customer care at 086980 10101(call charges applicable).
The EMI Store is an online platform where you can choose your favourite products and buy them with your EMI Network Card on No Cost EMI. When you shop on the EMI Store, you can benefit from features like free same-day delivery, zero or minimal down payment, multiple tenor schemes, no documentation, best offer prices, and more. You can read more about the EMI Store here.
You can apply for EMI Network card from our authorised Consumer Durable or Lifestyle Finance store like Vijay Sales, Ezone, Croma, etc. when you purchase on easy EMIs. Our Bajaj representative will help you in applying the card.To find the nearest store. To know about the EMI Network Card fees.
You will need to submit a government-issued ID proof, an address proof, a cancelled cheque, one passport size photograph, and a signed NACH mandate form to our executive.
EMI Store of Bajaj Finance