5 Unique credit card features

Discover exclusive credit card features which are packed with unique benefits.
RBL Bank Credit Card
4 minutes
01 April 2024

From discounts and cashback to a welcome bonus, credit cards are packed with benefits that make our purchases worthwhile. With the help of credit cards, you can shop without constraint and even save big. Moreover, there are credit cards that lift our experience one notch higher with their unique features. If you do not know of these features, read on to know more.

1. Emergency loans

Credit cards like the Platinum Plus SuperCard provide the option of getting an emergency loan against your credit limit. This can be useful when you need immediate funds but don’t wish to pay hefty interest on personal loans. This feature offers peace of mind because you have something to fall back on.

2. Interest-free cash withdrawal

Let’s say you are travelling and need some extra cash in hand. With the cash withdrawal feature, you can use the ATM to get instant cash across India without paying interest for up to 50 days. This makes it handy without dipping your debit card balance. You may explore our co-brand credit cards for an interest-free cash withdrawal feature.

3. Discounts on OTT subscriptions

We all are hooked on OTT content nowadays. What if we tell you, you can avail yourself of huge discounts on OTT subscriptions for platforms like Hotstar and Amazon Prime? Our co-branded credit cards, offer up to 40% discount on subscriptions.

4. Multi-fold cashpoints

With the usual credit cards, you may enjoy basic reward points, but some cards offer higher rewards than normal for certain types of expenses. When you make purchases like gadgets and appliances, our co-branded credit cards offer 12X points. You can accumulate the points and redeem them for hotels, flights, and shopping. A wonderful example of such a credit card is the Binge SuperCard which gives you 12X points upon shopping online and at offline stores.

5. Easy EMI conversion

All credit cards offer an option to convert high-value purchases into easy EMIs. This can help you make big purchases without a worry about upfront payment. For instance, if you wish to buy an iPhone worth Rs. 1 lakh, with the easy EMI option you can convert the purchase into affordable EMIs.

Credit cards not only help save you cash but they are also packed with tons of benefits. So, when you select your next credit card, do look for the features that best suit your requirements.

 Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

While care is taken to update the information, products, and services included in or available on our application, website and related platforms, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/service document and applicable terms and conditions.

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Frequently asked questions

What is the feature of a credit card?

Credit cards offer convenience for everyday transactions, rewards through cash back or points, and fraud protection against unauthorized charges.

What are 5 advantages of credit cards?

Credit cards are widely accepted, eliminating the need for cash, which is convenient. They help in credit-building as responsible use helps establish a positive credit history. Credit cards can prove to be a safety net for unexpected expenses and provide purchase protection in case of damaged or stolen items. Furthermore, they offer rewards for spending, such as travel miles or discounts.

What are the types and features of credit?

Credit cards fall into the category of revolving credit, allowing flexibility in borrowing. There are also loans that require fixed payments over time.

What is the main function of a credit card?

Credit cards serve as a convenient way to make purchases, borrow money, and manage expenses. Responsible use positively impacts credit scores.

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