Bajaj Finserv RBL Bank Credit Card Fees and Charges

Read more about our fees and charges before applying for our credit card.

Bajaj Finserv RBL Bank Credit Card Applicable Fees and Charges

Following are the fees and charges

Cash payment at branches Rs. 100/- cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022
Surcharge on purchase/ cancellation of railway tickets IRCTC Service Charges + Payment Gateway transaction charges (up to 1.8% of ticket amount + IRCTC service charges). Refer IRCTC website for details
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ 1% surcharge on fuel transaction value or Rs.10/- whichever is higher (dependent on merchant bank)
Reward redemption fees Reward redemption fee of Rs. 99 +GST will be applicable on redemption of your available reward points earned on Bajaj Finserv RBL Bank SuperCards

T&C apply
Cash advance transaction fee Flat fee: 2.5% of the cash amount (Minimum Rs. 500)
Over-limit penalty ^^
Higher of 2.5% of overlimit amount or Rs. 500 + GST (w.e.f Oct 9, 2023)
Finance charges (retail purchases and cash) APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)
Card replacement (Lost/stolen/reissue/any other replacement) NIL
Duplicate statement fee NIL
Cheque return/dishonour fee auto debit reversal-bank account out of funds Rs. 500 + GST
Dynamic Currency Conversion Fee Markup + 3.5% of the transaction amount + GST
Merchant EMI transaction*** Rs. 199+GST on all EMI conversions done at the time of making transaction through Bajaj Finserv RBL Bank SuperCards at merchant outlet/website/app
Rental transactions 1% fee on transaction amount will be levied on all rental transactions done on any applicable merchant (w.e.f February 1, 2023)

Late payment charges

Late payment fee
12.5% of the outstanding amount
Minimum Rs. 5 Maximum Rs. 1,300
  • All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
  • *Refer to the IRCTC website for details.
  • ^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000
  • ***The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.
  • EMI transactions will not accrue base reward points.
  • ^^Here “Overlimit Amount” is the difference between the Overlimit outstanding amount and the assigned credit limit (Only If OVL consent is provided in MyCard). There will be no upper limit capping.
  • + Dynamic currency conversion fee will be applicable for each international transaction performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered overseas.)

Terms and Conditions apply

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How to apply for the Bajaj Finserv RBL Bank SuperCard

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Step-by-step guide to applying for the Bajaj Finserv RBL Bank SuperCard

  1. Enter your 10-digit mobile number and click on ‘APPLY’.
  2. Verify the OTP sent to your phone.
  3. Fill in the application form with your basic details such as your gender, full name, PAN, date of birth, residential address, and email ID.
  4. If you have an offer, your credit card limit will be displayed on the screen.
  5. Click on ‘GET IT NOW’ and enter your mother’s name, father’s name, and residential address.
  6. Now click on ‘PROCEED’ and enter the OTP sent to your phone to validate the application.
  7. Select ‘Yes’ for E-KYC and click on ‘PROCEED’.
  8. After your application is successfully submitted, you will be redirected to the RBL Bank’s website for further verification and approval.

After your KYC verification, your card will be sent to your residential address within 5 to 7 working days.

Note: The online process may differ depending on whether you are a new customer or have an existing relationship with us.

Frequently asked questions

What is the joining fee for the Bajaj Finserv RBL Bank SuperCard?

Every SuperCard variant has a different joining fee and annual fee associated with it. Here are the variant-specific fees and charges in detail:

Card variant Annual fee (1st year)
Annual fee(2nd year onwards)
Platinum Choice SuperCard Rs. 499 + GST Rs. 499 + GST
Platinum Choice SuperCard - First-Year-Free NIL Rs. 499 + GST
Platinum Plus SuperCard Rs. 999 + GST Rs. 999 + GST
Platinum Plus SuperCard - First-Year-Free NIL Rs. 999 + GST
Binge SuperCard Rs. 999 + GST Rs. 999 + GST
Binge SuperCard - First-Year-Free NIL Rs. 999 + GST
How will I receive the fuel surcharge waiver?

To be eligible for the fuel surcharge waiver, you need to purchase fuel across any fuel station between Rs. 500 to Rs. 4,000. You can get a maximum monthly waiver of Rs. 100. This waiver is paid back to you in the next month.

How to check the statement for my Bajaj Finserv RBL Bank SuperCard?

You can check your Bajaj Finserv RBL Bank SuperCard statement through the following options:

  • Check your credit card statement through email

Find your credit card statement duly sent to your registered email ID. Download the attached statement to check the details related to your credit card account.

  • Check your credit card statement offline

Check your credit card statement offline by opting to receive a hard copy at your registered postal address.

Can I use the Bajaj Finserv RBL Bank SuperCard at petrol pumps?

You can use the SuperCard at petrol pumps. You will be required to pay a fuel transaction charge of 1.00% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher for your transaction.

Where is the card number on a credit card?

The card number is a 16-digit number combination printed on the face of the credit card, which is unique to every card. This credit card number is essential to complete any transaction. It helps in authenticating a cardholder.

What is RBL credit card annual fee?

The RBL Credit Card annual or renewal fee varies depending on the variant. After the card anniversary year is over, starting in the second year, there is an annual or renewal fee. The bank does, however, also provide an annual fee waiver option upon reaching a specific spending threshold.

What is the interest-free period offered on RBL credit cards?

Depending on the particular credit card plan, the interest-free period for an RBL Bank credit card can be anywhere from 20 to 50 days. It is the period between your last statement date and the current due date. You are exempt from paying interest on the transactions made during this time. Nevertheless, if the balance from the previous statement cycle remains unpaid, there is no interest-free period. Additionally, if cash is taken out, interest will be charged from the time of the transaction until the balance is paid in full.

What is the minimum credit card interest rate charged by RBL Bank?

The credit card interest rate varies as per the card variant. However, the interest charged by RBL Bank ranges from 3.75% to 3.99% per month.

Are there any charges for getting an add-on RBL credit card?

No, there are no joining or yearly fees when applying for an add-on card with RBL credit card. RBL Bank offers add-on cards that are free for life. The maximum amount of add-on cards you can obtain, though, varies depending on the card's variant.

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