Applicable fees and charges
Know more about the different types of fees and charges associated with the Bajaj Finserv RBL Bank SuperCard:
| Type of fee | Applicable Charges |
Foreign currency transaction** |
3.50% + GST |
Cash payment at branches |
Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
Surcharge on purchase/ cancellation of railway tickets |
IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ |
1.00% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher |
Reward redemption fees |
A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card w.e.f. 1st June 2019.
T&C apply |
Cash advance transaction fee |
2.5% of the amount (minimum Rs. 500 + GST) of the cash amount *effective July'20 |
Overdue interest on extended credit |
Up to 3.99% + GST per month or 47.88% + GST per annum |
Overdue interest on secured credit cards |
3.33% per month or 40% per annum |
Overdue penalty/late payment |
15% of the total amount due (minimum Rs. 50, maximum Rs. 1,500) |
Over-limit penalty |
Rs. 600 + GST |
Finance charges (retail purchases and cash) |
APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
Call-a-draft fee |
2.50% + GST (minimum Rs. 300 + GST) of the draft amount |
Card replacement (Lost/stolen/reissue/any other replacement) |
NIL |
Duplicate statement fee |
NIL |
Charge slip retrieval/copy fee |
Rs. 100 + GST |
Outstation cheque fee |
Rs. 100 + GST |
Cheque return/dishonour fee auto debit reversal-bank account out of funds |
Rs. 500 + GST |
Merchant EMI transaction |
Rs. 199 + GST |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver for Platinum card is Rs. 100.
*Late payment charges
| Outstanding amount | Late payment fee |
| Up to Rs. 100 | NIL |
| Above Rs. 100 | 12.5% of the total amount due (maximum Rs. 1,300) |
*The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.
-EMI transactions will not accrue base reward points.
Frequently asked questions
Every SuperCard variant has a different joining fee and annual fee associated with it. Here are the variant-specific fees and charges in detail:
| Card variant | Joining fee | Annual fee |
| Platinum Choice SuperCard | Rs. 499 + GST | Rs. 499 + GST |
| Platinum Choice SuperCard - First-Year-Free | NIL | Rs. 499 + GST |
| Platinum Plus SuperCard | Rs. 999 + GST | Rs. 999 + GST |
| Platinum Plus SuperCard - First-Year-Free | NIL | Rs. 999 + GST |
| Binge SuperCard | Rs. 999 + GST | Rs. 999 + GST |
| Binge SuperCard - First-Year-Free | NIL | Rs. 999 + GST |
To be eligible for the fuel surcharge waiver, you need to purchase fuel across any fuel station between Rs. 500 to Rs. 4,000. You can get a maximum monthly waiver of Rs. 100. This waiver is paid back to you in the next month.
You can check your Bajaj Finserv RBL Bank SuperCard statement through the following options:
- Check your credit card statement through email
Find your credit card statement duly sent to your registered email ID. Download the attached statement to check the details related to your credit card account.
- Check your credit card statement offline
Check your credit card statement offline by opting to receive a hard copy at your registered postal address.
You can use the SuperCard at petrol pumps. You will be required to pay a fuel transaction charge of 1.00% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher for your transaction.
The card number is a 16-digit number combination printed on the face of the credit card, which is unique to every card. This credit card number is essential to complete any transaction. It helps in authenticating a cardholder.