Bajaj Finserv RBL Bank SuperCard fees and charges

Read more about our fees and charges before applying for our credit card.

Applicable fees and charges

Know more about the different types of fees and charges associated with the Bajaj Finserv RBL Bank SuperCard:

Type of fee  Applicable Charges

Foreign currency transaction**

3.50% + GST

Cash payment at branches

Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022

Surcharge on purchase/ cancellation of railway tickets

IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)]

Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^

1.00% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher

Reward redemption fees

A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card w.e.f.  1st June 2019.


T&C apply

Cash advance transaction fee

2.5% of the amount (minimum Rs. 500 + GST) of the cash amount *effective July'20

Overdue interest on extended credit

Up to 3.99% + GST per month or 47.88% + GST per annum

Overdue interest on secured credit cards

3.33% per month or 40% per annum

Overdue penalty/late payment

15% of the total amount due (minimum Rs. 50, maximum Rs. 1,500)
Effective from 1st July 2022, revised late payment charges are applicable*

Over-limit penalty

Rs. 600 + GST

Finance charges (retail purchases and cash)

APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)

Call-a-draft fee

2.50% + GST (minimum Rs. 300 + GST) of the draft amount

Card replacement (Lost/stolen/reissue/any other replacement)


Duplicate statement fee


Charge slip retrieval/copy fee

Rs. 100 + GST

Outstation cheque fee

Rs. 100 + GST

Cheque return/dishonour fee auto debit reversal-bank account out of funds

Rs. 500 + GST

Merchant EMI transaction

Rs. 199 + GST

All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.

**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.

*Refer to the IRCTC website for details.

^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver for Platinum card is Rs. 100.

*Late payment charges

Outstanding amount Late payment fee
Up to Rs. 100 NIL
Above Rs. 100 12.5% of the total amount due (maximum Rs. 1,300)

*The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.

-EMI transactions will not accrue base reward points.

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How to apply for the Bajaj Finserv RBL Bank SuperCard

Step-by-step guide to applying for the Bajaj Finserv RBL Bank SuperCard

  1. Enter your 10-digit mobile number and click on ‘APPLY’.
  2. Verify the OTP sent to your phone.
  3. Fill in the application form with your basic details such as your gender, full name, PAN, date of birth, residential address, and email ID.
  4. If you have an offer, your credit card limit will be displayed on the screen.
  5. Click on ‘GET IT NOW’ and enter your mother’s name, father’s name, and residential address.
  6. Now click on ‘PROCEED’ and enter the OTP sent to your phone to validate the application.
  7. Select ‘Yes’ for E-KYC and click on ‘PROCEED’.
  8. After your application is successfully submitted, you will be redirected to the RBL Bank’s website for further verification and approval.

After your KYC verification, your card will be sent to your residential address within 5 to 7 working days.

Note: The online process may differ depending on whether you are a new customer or have an existing relationship with us.

Frequently asked questions

What is the joining fee for the Bajaj Finserv RBL Bank SuperCard?

Every SuperCard variant has a different joining fee and annual fee associated with it. Here are the variant-specific fees and charges in detail:

Card variant Joining fee Annual fee
Platinum Choice SuperCard Rs. 499 + GST Rs. 499 + GST
Platinum Choice SuperCard - First-Year-Free NIL Rs. 499 + GST
Platinum Plus SuperCard Rs. 999 + GST Rs. 999 + GST
Platinum Plus SuperCard - First-Year-Free NIL Rs. 999 + GST
Binge SuperCard Rs. 999 + GST Rs. 999 + GST
Binge SuperCard - First-Year-Free NIL Rs. 999 + GST
How will I receive the fuel surcharge waiver?

To be eligible for the fuel surcharge waiver, you need to purchase fuel across any fuel station between Rs. 500 to Rs. 4,000. You can get a maximum monthly waiver of Rs. 100. This waiver is paid back to you in the next month.

How to check the statement for my Bajaj Finserv RBL Bank SuperCard?

You can check your Bajaj Finserv RBL Bank SuperCard statement through the following options:

  • Check your credit card statement through email

Find your credit card statement duly sent to your registered email ID. Download the attached statement to check the details related to your credit card account.

  • Check your credit card statement offline

Check your credit card statement offline by opting to receive a hard copy at your registered postal address.

Can I use the Bajaj Finserv RBL Bank SuperCard at petrol pumps?

You can use the SuperCard at petrol pumps. You will be required to pay a fuel transaction charge of 1.00% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher for your transaction.

Where is the card number on a credit card?

The card number is a 16-digit number combination printed on the face of the credit card, which is unique to every card. This credit card number is essential to complete any transaction. It helps in authenticating a cardholder.

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