Features of the Doctor’s SuperCard

  • Professional indemnity cover

    Professional indemnity cover

    Professional Indemnity Insurance cover of up to Rs. 20 lakh (will be issued within 20 days from card issuance)

  • Welcome rewards

    Welcome rewards

    Get a Rs. 1,000 gift voucher on spending Rs. 2,000 within 30 days of the card issuance

  • Milestone bonuses

    Milestone bonuses

    Get a Rs. 2,000 gift voucher on crossing spends of Rs. 1 lakh in a year, an additional Rs. 1000 gift voucher on spends of Rs. 1.5 lakh and 2 lakh each

  • Offer on movie tickets

    Offer on movie tickets

    Get 1+1 movie tickets on BookMyShow (any day of the month, up to Rs. 200)

  • Fuel surcharge waiver

    Fuel surcharge waiver

    Get fuel surcharge waiver up to Rs. 100 per month

  • Airport lounge access

    Airport lounge access

    4 complimentary domestic airport lounge access in a year

  • Annual fee waiver

    Annual fee waiver

    Spend Rs. 1 lakh in a year and get the next year’s annual fee waived off

  • Rewards on regular spends

    Rewards on regular spends

    Get 1 reward point on every Rs. 100 spent on shopping

  • Rewards on online spends

    Rewards on online spends

    2x reward points on online spends except for purchases made on education, insurance, utilities (including Bills2Pay), rent payments and wallet load

  • Annual savings

    Annual savings

    savings of up to Rs. 21,000 annually

  • Emergency advance*

    Emergency advance*

    Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month

Bajaj Finserv and RBL Bank present the Doctor’s SuperCard. It is a credit card exclusively designed for medical practitioners and is packed with numerous benefits.

It also extends the benefit of gift vouchers and a rewards program to make transacting for professional and personal reasons a lot more exciting. On spending Rs. 1 lakh annually, you get a voucher worth Rs. 1,000 and additional vouchers worth Rs. 1,000 on incremental spends of Rs. Rs. 1.5 lakh to Rs. 2 lakh.

*The loan is provided by RBL Bank as per their discretion and is subject to its policies.

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Eligibility criteria

  • Nationality

    Nationality

    Indian

  • Age

    Age

    25 to 65 years

  • Income source

    Income source

    Must have a regular source of income

  • Credit score

    Credit score

    750 or higher

What are the eligibility criteria for getting a credit card?

Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:

  • Age should be within 25 to 65 years
  • You must have a regular source of income
  • Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of default
  • A residential address which must fall within the SuperCard live locations in the country
  • Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network card holder

What documents are needed to apply for a credit card?

There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.

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How to apply for a SuperCard

Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP you’ve received and check if you have a credit card offer
  3. 3 If you have an offer, please avail of the offer
  4. 4 In case of no offer, submit your details
  5. 5 Get a call from our representative
  6. 6 Submit the necessary documents

Fees and charges

To know about the fees and charges applicable on this credit card, refer the table below

Types of fees

Charges applicable

Joining fees

Rs. 999 + GST

Annual fee

Rs. 999 + GST

Add-on card fees

N/A

Foreign currency transaction**

3.5% + GST

Cash payment at branches

Rs. 250 + GST cash deposit transaction done at RBL branch and Bajaj Finserv branch.

Rs. 100 per cash deposit transaction done at RBL Bank branch and Bajaj Finserv branch effective from 1st July'2022

Surcharge on purchase/ cancellation of railway tickets

IRCTC service charges* + payment gateway Transaction charge up to 1.8% + GST of ticket amount + IRCTC service charge].

Fuel transaction charge - for transaction made at petrol pumps to purchase fuel^

1% + GST surcharge on Fuel transaction value or Rs. 10 + GST, whichever is higher

Reward redemption fees

A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply

Cash advance transaction fee

2.5% of the amount (Min Rs. 500 + GST) of the cash amount *effective July’20

Overdue interest on extended credit

Up to 3.99% + GST per month or 47.88% + GST per annum

Overdue interest on secured credit cards

3.33% per month or 40% per annum

Overdue penalty/ Late payment

15% of the total amount due (min. Rs. 50, max. Rs. 1,500)

Effective from 1st July'2022 revised late payment charges will be applicable*.

Over-limit penalty

Rs. 600 + GST

Finance charges (Retail purchases and cash)

APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)

Call-a-draft fee

2.5% + GST (Min Rs. 300 + GST) of the draft amount

Card replacement (lost/ stolen/ reissue/ any other replacement)

NIL

Duplicate statement fee

NIL

Charge slip retrieval/ Copy fee

Rs. 100 + GST

Outstation cheque fee

Rs. 100 + GST

Cheque return/ Dishonour fee auto-debit reversal-bank account out of funds

Rs. 500 + GST

Personal Indemnity Insurance* + annual fee

Rs. 4,999 + GST

Merchant EMI transaction

Rs. 199 + GST

 

All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.

*Late payment charges

Total amount due (Rs.)

Late payment fee (Rs.) 

Up to 100 

0

100.01 - 500

100

500.01 - 5,000 

500

5,000.01 - 10,000

750

10,000.01 - 25,000

900

25,000.01 - 50,000

1,000

Above 50,000

1,300

The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. Maximum surcharge waiver is Rs. 100 for Platinum SuperCard, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCard.
* Personal Indemnity Insurance cover is provided free of cost for the first year to all the customers. Charges will be levied only post customer consent in the second year if Rs. 3.5 lakh spend criteria is not met in the first year.
** Refer to IRCTC website for details.
*** Transactions at merchant establishments that are registered overseas even if the merchant is in India attract a cross border charge.

*Terms and conditions apply

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Frequently asked questions

What is the joining fee for this SuperCard?

The joining fee for Bajaj Finserv RBL Bank Doctor's SuperCard is Rs. 999. However, the annual fee of Rs. 999 for the 2nd year is waived-off on annual spends of Rs. 1,00,000.

How can I earn a welcome gift?

Get welcome gift vouchers worth Rs. 1,000 on spends of Rs. 2000 or more within 30 days of card issuance.

Can non-medical customers apply for the Doctor's SuperCard?

Non-medical professionals cannot apply for the Doctor’s SuperCard. Applicants need to have a valid certification from the Indian Medical Council and a registration number to apply for the Doctor's SuperCard.

What are the exclusive benefits on this card?

The cardholders get professional indemnity insurance of up to Rs. 20,00,000, which covers reimbursement of legal and defence costs, cover for corrective cosmetic surgeries, loss of documents and more.

What is a SuperCard?

A SuperCard is a co-brand credit card in association with RBL Bank. The card is known as a SuperCard due to the super features it offers. This one-of-its-kind card takes care of your daily/ monthly credit needs and helps you with emergency cash requirements, exclusive Bajaj Finserv partner store benefits like discounts/ cashbacks, reward points on every transaction and many other offerings.    

How is SuperCard different from any other credit card in the industry?

The SuperCard not only comes with the regular features offered by credit cards but also offers features like:

  • Low-cost advance on cash limit at 1 .16% per month with no processing fee
  • Cash withdrawal at no interest up to 50 days
  • A superior rewards program
  • Best security features through ‘InHand’ security
How can I earn SuperCard reward points?

Reward points on your Supercard can be earned in 3 ways - as welcome rewards (only on paid card variants), by shopping for a certain amount and by achieving milestones. You can redeem these reward points by clicking here and using these at any Bajaj Finserv partner store across India for down payment, on a wide range of electronics, consumer durables etc.

How can I use the emergency advance feature?

The emergency advance feature can be used against the cash limit provided within your credit limit. You can avail this short-term loan for 3 months with no processing fee, at a nominal interest of 1.16% p.m. Apply for it through the RBL MyCard app or SMS “CASH” to 5607011 or call 022 71190900.

Is there any interest rate on cash withdrawal from SuperCard?

In times of an emergency, other bank credit cards offer cash withdrawals with a lot of fee and interest. Cash withdrawal from SuperCard can be done within the cash limit of the card limit and this is interest-free for up to 50 days with a nominal processing fee of 2.5%. However, it’s always preferred to repay on time to avoid interest charges.

How can I activate my card?

You can now activate your card and not wait for a physical card to start shopping. Simply download Bajaj Finserv wallet app sign up using your details, on homepage click on SuperCard icon and enter required details shared during your card application. set a 6-Digit mPin and view your digital SuperCard. Go to settings option, enable online transactions and start using it for online transactions.

How can I convert shopping spends to easy EMIs?

You can convert shopping spends exceeding Rs. 2,500 to easy EMI through RBL MyCard App or simply write to supercardservice@rblbank.com. The EMIs tenor is flexible as per your need with a nominal processing fee.

How can I use SuperCard for contactless payment at stores?

Tap this card to make fast & convenient payments at retail outlets. With contactless payments enabled, your Card never has to leave your hand. Make payments of up to Rs. 5,000* at a time using the tap & pay feature.

How safe is my SuperCard from online fraud?

SuperCard comes with a feature called ‘InControl’, where the security of your SuperCard will be in your control. You can control the use of your card through the RBL MyCard App too. Your Bajaj Finserv RBL Bank co-brand credit card is now more secure than ever, giving you the power to switch on/off your card in seconds. Unable or disable domestic, international, online or offline transactions.

Who do I contact if I need any help regarding my SuperCard?

If you have any queries regarding your SuperCard, call us at 022 7119 0900 or email us at supercardservice@rblbank.com and we’ll be glad to assist you.

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