Bajaj Finserv in your city

Vizianagaram is the main city of its namesake district in Andhra Pradesh. There are several reputed educational institutions and sports grounds here.

Apply for an unsecured personal loan in Vizianagaram and get immediate approval up to Rs. 40 lakh. There are three Bajaj Finserv branches that are operational in the city.

Features and benefits of personal loans in Vizianagaram

  • Collateral-free loan

    Collateral-free loan

    No need for any collateral. Get a Bajaj Finserv Personal Loan against basic eligibility criteria.

  • Manage account online

    Manage account online

    Track information related to your loan 24x7 through our customer portal – Experia.

  • Immediate approval

    Immediate approval

    Bajaj Finserv offers instant approval to meet any emergency without any hassles. Apply online now.

  • Loans up to Rs. 40 lakh

    Loans up to Rs. 40 lakh

    Meet multiple expenses using a personal loan of up to Rs. 40 lakh in Vizianagaram.

  • Flexi loans

    Flexi loans

    The Flexi personal loan allows multiple withdrawals and repayment as per convenience. Save on your monthly instalments by up to 45%*.

  • Basic documentation

    Basic documentation

    The documents required for a personal loan are minimal. Hand over updated documents for quick processing.

  • Zero hidden charges

    Zero hidden charges

    There are no hidden fees with our personal loans in Vizianagaram. Check our terms and conditions before applying.

  • Repayment tenor

    Repayment tenor

    Assess your financial capability and choose a tenor of up to 96 months using a personal loan EMI calculator.

  • Pre-approved offers

    Pre-approved offers

    Ease the process of taking loans and save more time with our exclusive pre-approved offers.

The district of Vizianagaram houses a reputed textile wholesale market, several jute mills and ferromanganese plants. Apart from these, Vizianagaram is home to 22 medium and large-scale industries. Cement, jute twine, sponge, sugar, iron are some of the important sectors of economic activity in this city.

When looking for financing options across Vizianagaram, you can apply for a personal loan from Bajaj Finserv and get benefits like quick loan approval, instant transfer of funds, lower EMIs, and more.

*Conditions apply

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Eligibility criteria for personal loan in Vizianagaram

  • Minimum income

    Minimum income

    Refer to our city list for the minimum requirements

  • Age

    Age

    From 21 years to 80 years*

  • CIBIL score

    CIBIL score

    685+

  • Nationality

    Nationality

    Indian, residing in the country
  • Job

    Job

    Working at a private/public company or a reputed MNC

If you meet all the eligibility parameters, you can avail of a personal loan at an affordable rate. Also, Bajaj Finserv offers convenient terms and conditions on this unsecured financing.

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Interest rates and charges

Know the associated fees and charges along with interest rates for an affordable personal loan.

Frequently asked questions

What happens if I miss an EMI?

Missing an EMI payment adversely affects your CIBIL score, which makes credit approvals tough in the future. The same is also recorded in your credit report.

How do I pay the EMI every month?

You need not visit any branch. EMI payments can be made online easily via the customer portal – Experia.

What are the associated charges on a personal loan?

Besides interest, borrowers have to pay processing fees, bounce charges, statement charges, secure fees, etc.

Are there any risk factors associated?

As the Bajaj Finserv Personal Loan is unsecured, there are no collateral-related risk factors associated with it. However, you will need to pay the EMIs on time to prevent a hit to your credit score.

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