Bajaj Finserv in your city

Situated in the Himalayan foothills, Kalka is a small town in the Haryana district. Kalka-Shimla heritage toy train ride provides one of the best scenic views of mountains. Over the years, industries have also developed rapidly in this region.

Individuals looking for instant funds in Kalka can opt for Bajaj Finserv Personal Loan with competitive interest rates and easy terms. You can click on ‘Apply Online’ to get the funds easily.

Features of personal loan in Kalka

  • Collateral-free financing

    Collateral-free financing

    Get a personal loan without keeping any security. Use the funds for any financial requirement without restriction.
  • Repay loan conveniently with flexible tenor

    Repay loan conveniently with flexible tenor

    Personal loan tenor ranges from 6 months to 96 months. Use Bajaj Finserv Personal Loan EMI Calculator to know about the monthly instalments. 

  • Get funds in 24 hours*

    Get funds in 24 hours*

    After the document verification, the money gets credited within 24 hours. Apply online to save time.

  • Reduce EMI burden with Flexi loan

    Reduce EMI burden with Flexi loan

    Lower EMIs by 45%* with our Flexi personal loan facility. Pay interest only on the fund utilised.

  • Enjoy personalised pre-approved offers

    Enjoy personalised pre-approved offers

    Enter your name and contact number to check your pre-approved personal loan offer now. It quickens the loan processing.

  • Instant approval

    Instant approval

    There’s no need to wait for days or weeks to get funds. You can apply online to cut short lengthy processes.

  • High loan value

    High loan value

    With proper eligibility, get a personal loan of up to Rs. 40 lakh  almost instantly.

  • Transparency


    Bajaj Finserv Personal Loan is free from any extra hidden charges. Read the terms and conditions for transparency.

  • Online account management

    Online account management

    Monitor your loan account 24/7 with customer portal - Experia. Know the upcoming date for EMI payment.

  • Minimal documentation

    Minimal documentation

    Check the documents that need to be submitted to get a personal loan from Bajaj Finserv.

Kalka is the gateway to several tourist destinations of Himachal Pradesh like Shimla, Spiti Valley, Kullu and many others. Tourism contributes significantly to the growth of this state, Haryana, along with other sectors.

Bajaj Finserv brings a personal loan for residents of Kalka. It accompanies many benefits like high sum, easy-to-meet eligibility, simple documentation, instant approval and many more. Avail of this credit to fulfil any financial needs such as finance higher education, wedding, luxury vacation abroad, etc.

*Conditions apply

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Eligibility criteria

Get Bajaj Finserv Personal Loan with easy eligibility parameters. You can also use Bajaj Finserv Personal Loan Eligibility Calculator for better understanding.

  • Age


    Within 21 years and 80 years* 

  • Nationality


    Indian resident

  • Employment


    Salaried employee at an MNC, private or public company
  • Salary


    Meet the minimum income criteria as per the city of residence

  • Credit score

    Credit score

    More than 685+

Alongside, submit necessary documents to complete the loan sanction process.

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Interest rates and charges

Bajaj Finserv offers personal loans at nominal charges and affordable interest rates. Check out the fees and charges on a personal loan to understand how much you will need to repay.