Personal Loan in Erode

Need quick funds for a wedding, education, home renovation, or medical emergency in Erode? A Bajaj Finserv Personal Loan in Erode offers up to Rs. 55 lakh with no collateral, minimal paperwork, and a fully online application process—so you can access money when it matters most.

✅ Check your pre-approved loan offer in Erode with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

Transparency

With transparent terms and conditions, Bajaj Finance eliminates any hidden charges on your personal loan.

Online loan account management

Track loan details like EMI payment date and interest charged with a simple log in through our customer portal, My Account.

Tenure flexibility

With tenure flexibility of up to 96 month, Bajaj Finance allows borrowers to repay the advance affordably.

High loan quantum of up to Rs. 55 lakh

Avail of a collateral-free personal loan of up to Rs. 55 lakh to meet diverse personal and professional financing needs.

Minimal documentation

Complete the minimal paperwork to back your eligibility fulfilment with only a handful of documents needed.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Erode with just your phone number and OTP – no need to visit the branch.

Money disbursed within 24 hours*

Once approved, the Personal Loan amount is transferred to your account in the next 24 hours*.

Instant approval

Receive approval for your personal loan application within a few minutes. Keep necessary documents handy before applying.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.