How much can I borrow?
The loan amount you can borrow will depend on your individual profile. Check with your Relationship Manager to know more.
What is the rate of interest?
Bajaj Finserv offers affordable rate of interest on personal loan . Though, it may vary from applicant to applicant.
What is the loan tenor?
The loan can be taken for a flexible tenor of 12 to 60 months.
What is the collateral/security needed for personal loan?
Personal loan is an unsecured loan which does not require any collateral.
What is the turnaround time for the loan to be disbursed to my account?
The loan disbursement depends on how soon you submit documents. Once verified the loan is disbursed quickly to your account.
I don’t have time, where can I submit my documents?
Bajaj Finserv’s representative will collect documents from your place of convenience when you inform them.
How can I update my contact information provided?
You can update your personal details via the app.
Why do you need my bank details?
Your bank details are needed in order to verify and sanction the personal loan offer.
Are there any processing fees on the loan?
Yes, there is a minimal processing fee on the loan offer. Please check personal loan interest rates and charges for more details.
Can I set automatic repayment on the loan?
Yes, you can set automatic repayment on the loan.
What are the foreclosure charges?
Charges will be applicable on the current principal outstanding (POS).
What are features of a Flexi term loan?
1. You have the flexibility to prepay the loan with idle funds.
What is the billing cycle?
Billing cycle will be from 26th to 25th of every month and the same will be due on 5th of the following month.
Can I make part-prepayments?
Yes, you can partly prepay the loan.
Will my loan data be shared with the lender?
Yes, your data would be shared with the lender, but it would be kept confidential and not shared with third-parties.
What if the app crashes before I finish applying for the loan?
You can retry applying once the app recovers and in case the process did not go through.
Whom do I contact for loan queries?
You can contact the Bajaj Finserv customer care for any loan queries. You can get customer care details from the personal loan contact details page.
What documents do I need for the loan process?You need basic documentation for the loan. Check out the list on the personal loan eligibility and documents page.
How much can I borrow?The loan amount you can borrow will depend on your individual profile. Check with your Relationship Manager to know more.
What is the rate of interest?Bajaj Finserv offers affordable rate of interest on personal loan . Though, it may vary from applicant to applicant.
What is the loan tenor?The loan can be taken for a flexible tenor of 12 to 60 months.
What is the collateral/security needed for personal loan?Personal loan is an unsecured loan which does not require any collateral.
What is the turnaround time for the loan to be disbursed to my account?The loan disbursement depends on how soon you submit documents. Once verified the loan is disbursed quickly to your account.
I don’t have time, where can I submit my documents?Bajaj Finserv’s representative will collect documents from your place of convenience when you inform them.
How can I update my contact information provided?You can update your personal details via the app.
Why do you need my bank details?Your bank details are needed in order to verify and sanction the personal loan offer.
Are there any processing fees on the loan?Yes, there is a minimal processing fee on the loan offer. Please check personal loan interest rates and charges for more details.
Can I apply for multiple loans via the app?No, it is just for pre-approved personal loan offer .
Can I set automatic repayment on the loan?Yes, you can set automatic repayment on the loan.
How do I keep track of my loan and download loan certificates, and other related documents?You can do so using your login details to maintain and track your loan online.
What are the foreclosure charges?Charges will be applicable on the current principal outstanding (POS).
What are features of a Flexi term loan?1. You have the flexibility to prepay the loan with idle funds.
What is the billing cycle?Billing cycle will be from 26th to 25th of every month and the same will be due on 5th of the following month.
Can I make part-prepayments?Yes, you can partly prepay the loan.
Will my loan data be shared with the lender?Yes, your data would be shared with the lender, but it would be kept confidential and not shared with third-parties.
What if the app crashes before I finish applying for the loan?You can retry applying once the app recovers and in case the process did not go through.
Whom do I contact for loan queries?You can contact the Bajaj Finserv customer care for any loan queries. You can get customer care details from the personal loan contact details page.
