Maldives Visa for Indians – Complete 2026 Guide

Maldives Visa for Indians – Complete 2026 Guide

Step-by-step guide on Maldives visa requirements, fees and how to finance your trip with the right personal loan tailored for travel and visa expenses.

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Maldives Visa for Indians – Complete 2026 Guide

The Maldives is one of the most sought-after international destinations for Indian travellers, offering a stunning paradise of crystal-clear turquoise lagoons, pristine white sandy beaches, spectacular coral reefs, and luxurious overwater bungalows that define the ultimate tropical escape. Whether you are planning a romantic honeymoon, a celebratory family holiday, or a rejuvenating solo retreat, the Maldives promises an unparalleled experience at every moment. The great news for Indian citizens is that visiting the Maldives requires minimal visa formalities. This complete 2026 guide covers everything you need to know for a seamless and memorable Maldives travel experience.


As you begin planning your international getaway, having clarity on your travel budget can make the process smoother. Check your offer in just 2 steps and apply online to get our loan. This helps you plan your Maldives trip comfortably without delays.

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Overview of Maldives Visa options for Indian citizens

 Indian citizens travelling to the Maldives enjoy one of the most hassle-free visa arrangements available for any international destination:


  • Visa on Arrival — Indian citizens receive a free 30-day visa on arrival automatically upon landing at Velana International Airport in Male
  • Tourist Visa extension — visitors wishing to extend their stay beyond 30 days can apply for an extension of up to 90 days within the Maldives
  • Visit Visa — applicable for Indian citizens travelling to meet family members or friends residing permanently in the Maldives
  • Business Visa — granted to Indian citizens travelling for professional meetings, trade discussions, or commercial activities in the Maldives
  • Work Visa — required for Indian nationals who have secured employment with a Maldivian organisation or resort property
  • Journalist Visa — a specialised category for Indian media professionals travelling for reporting or documentary production purposes
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Visa requirements and documents you must prepare

Although Indian citizens receive a free visa on arrival, certain essential documents must be prepared and carried before travelling to the Maldives:


  • Valid passport — must carry a minimum validity of six months beyond the intended date of departure from the Maldives
  • Return flight tickets — confirmed onward and return flight bookings demonstrating your planned travel itinerary to immigration officers
  • Proof of accommodation — confirmed hotel or resort booking receipts or an invitation letter from a Maldivian host
  • Sufficient funds proof — evidence of adequate financial means to support your stay, typically USD 100 per day per person
  • Passport-size photographs — recent colour photographs meeting immigration specifications for any additional visa documentation required
  • Travel insurance — comprehensive travel insurance covering your entire Maldives stay is strongly recommended for all Indian visitors
  • Yellow fever certificate — required only if you are arriving from a country where yellow fever transmission is currently active
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Maldives Visa application process

The Maldives visa process for Indian citizens is remarkably simple and requires minimal advance preparation compared to most other international destinations:


  • Step 1 — book your return flights to Velana International Airport in Male and confirm all accommodation arrangements before departure
  • Step 2 — ensure your passport carries a minimum validity of six months beyond your intended Maldives departure date
  • Step 3 — carry printed copies of your return flight tickets, hotel booking confirmations, and proof of sufficient travel funds
  • Step 4 — upon landing at Velana International Airport, proceed directly to the immigration counter for visa on arrival processing
  • Step 5 — present your passport, return tickets, accommodation proof, and funds evidence to the immigration officer at the counter
  • Step 6 — receive your free 30-day visa on arrival stamp and proceed to collect your baggage and begin your Maldives holiday
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Maldives Visa fees and charges

One of the most appealing aspects of visiting the Maldives for Indian citizens is the completely free visa on arrival arrangement currently in place:


  • Visa on Arrival fee — completely free of charge for Indian citizens, with no application fee payable at the airport immigration counter
  • Visa extension fee — a nominal fee is applicable if you wish to extend your stay beyond the initial 30-day visa on arrival period
  • Business Visa fee — obtained through the Maldives Immigration Department and attracts standard government processing charges
  • Work Visa fee — payable by the employing Maldivian organisation and varies depending on the nature and duration of employment
  • Airport service charges — standard airport taxes and departure fees apply at Velana International Airport for all departing passengers
  • Resort transfer fees — speedboat or seaplane transfers from Male to your resort island are additional costs to factor into your budget
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Cost breakdown: Travel budget with personal loan insights

Planning your Maldives trip budget comprehensively ensures a luxurious and financially well-managed experience for Indian travellers visiting in 2026:


  • Flights — Rs. 15,000 to Rs. 45,000 per person for return flights from major Indian cities to Male, depending on the season
  • Accommodation — Rs. 8,000 to Rs. 80,000 per night, ranging from budget guesthouses to premium overwater bungalow experiences
  • Food — Rs. 2,000 to Rs. 8,000 per day covering local Maldivian cuisine, resort dining, and all-inclusive meal packages
  • Water activities — Rs. 2,500 to Rs. 10,000 per day for snorkelling, diving, dolphin watching, and other water sports experiences
  • Resort transfers — Rs. 3,000 to Rs. 25,000 per person for speedboat or seaplane transfers from Male to your resort island
  • Miscellaneous — Rs. 2,000 to Rs. 5,000 covering shopping, spa treatments, tips, and unplanned expenses during your stay

If your travel budget needs a financial boost, a personal loan for travel from Bajaj Finance offers quick disbursal, flexible repayment, and zero collateral requirements to fund your Maldives dream holiday seamlessly.


Check your eligibility for personal loan using just mobile number and OTP to understand your options and manage your travel expenses better.

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Conclusion

The Maldives remains one of the world's most extraordinary travel destinations and is now more accessible than ever for Indian citizens thanks to the free visa on arrival facility and excellent direct flight connectivity from major Indian cities. Whether you choose a budget guesthouse on a local island or a spectacular overwater villa at a luxury resort, the Maldives delivers an unmatched tropical experience that stays with you forever. Plan your finances wisely, prepare your documents carefully, explore travel financing solutions with Bajaj Finance, and get ready to immerse yourself in the breathtaking beauty and serene luxury of the Maldives in 2026.

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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000