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What makes the Bajaj Finserv Flexi Personal Loan your ideal finance buddy for travel

  • Highlights

  • Travelling may entail unforeseen expenses, be prepared for unknown circumstances with a Flexi Personal Loan

  • Get a higher amount of credit with a Flexi Personal Loan and pay EMI only on the amount you use

  • Borrow as you go, pay interest-only EMI to save 45% on EMI*

From basics such as hotel expenses and flight tickets, to food, transport and tickets for recreational activities—there’s a lot of expenditure involved in travelling. With a Flexi Personal Loan by Bajaj Finserv, you can manage the expenses of all your travel needs and pay interest-only EMI.

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Take a look at why Flexi Personal Loans from Bajaj Finserv is the best way to finance your adventures.

Enjoy high amount of credit

This provision lets you avail a credit line of up to Rs.25 lakh. So, whether it is daily expenses such as meals and transport, or an unplanned expense like a doctor’s visitduring your vacation, rest assured that you have sound financial backing. The high loan amount will ensure that these expenses don’t dampen your spirit.

Pay interest over the amount used

A Flexi Personal Loan only requires you to pay interest on the amount that you’ve actually used. For example, if you have used Rs.6 lakh out of your credit limit of Rs.10 lakh, you only have to pay interest on Rs.6 lakh. This offers you incredible flexibility and affordability as you don’t spend excess amounts paying interest on money that you don’t use.

Borrow as you go

Instead of giving you a lump sum, a Flexi Personal Loan allows you to withdraw money as and when you feel the need. You can withdraw when you want to, without a limit on the number of transactions that you can make. This means that you can meet all of your cash needs without having to go through any formalities or procedures. What’s more, you can pre-pay the loan amount whenever you wish to at no extra charges. You can easily withdraw money or prepay funds through the online customer portal, Experia.

Additional Read: How To Use Your House To Travel The World

Repay the principal later

The line of Flexi Personal Loans are similar to your term loan with the provision to repay the principal amount at the end of the tenor. As a result, you have more time to plan your repayment and make necessary provisions. On a monthly basis, your EMI will comprise only the interest component. This way you can pay up to 45%* lesser EMI, making the repayment process easy.

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Switch to a term loan

This provision works in line with your personal loan, it allows you the option to shift back to a conventional loan any time during the tenor. This means that if you want to make a switch, you have full freedom to do so.

Flexi Personal Loan or A Term Loan: What Do I Choose If I Want To Travel?

Apart from the fixed holiday expenses such as visa costs and flight tickets, additional expenses related to food, local transport, and tips could throw your budget awry. So, in such a case, the Flexi Personal Loan facility serves as a security that you can fall back on. It takes care of all your financial needs without putting any stress on you.

Finance your travels with a Personal Loan for Travel with Bajaj Finserv and get the convenience of a line of credit. Furthermore, when you pick Bajaj Finserv you can enjoy benefits such as online account access, pre-approved offers, and a flexible tenor.

The content of this document is meant merely for information purposes. The personal loan features mentioned in this article are subject to updation, completion, revision, verification and the same may change materially based on policy revisions. For more details, please visit our Personal Loan terms and conditions page here.

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