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How to Get a Paperless Personal Loan in 2 Clicks from Bajaj Finserv?

  • Highlights

  • Bajaj Finserv offers existing customers pre-approved loans

  • Click to check your pre-approved offer and review details

  • Click again to avail the loan and authorise loan disbursal

  • Get a paperless personal loan with 0 documents in 2 clicks

India is currently in the midst of a major economic slowdown and in such circumstances, it isn’t uncommon to experience a cash crunch. Thankfully, with digital loans becoming increasingly popular, getting access to the funding you need for both planned and unplanned expenses is fairly simple. This is particularly true for the Bajaj Finserv Digital Personal Loan as you can avail this paperless personal loan in just 2 clicks. This provision is for existing, pre-approved customers, who enjoy a zero-document, streamlined loan process, capped with disbursal within just 20 minutes.

To know how to get a paperless personal loan in 2 clicks from Bajaj Finserv, read on.

Step 1: Access your pre-approved loan offers

The first step to getting a paperless personal loan is to visit the Bajaj customer portal login page and access the pre-approved offers section. Here, you’ll find a link to a pre-approved personal loan offer and upon clicking it, you’ll get redirected to a form.


Step 2: Review your details

You can then review the details that are auto-populated in the form, based on existing information Bajaj Finserv has regarding your profile. You will also have the chance to go view the pre-approved, personalised loan amount.

Additional Read: Instant Personal Loan Without Leaving your Home

Step 3: Authorise disbursal of the instant personal loan

Once you’ve reviewed the particulars, you can click to avail the loan through a 100% online disbursal. The loan is transferred to your bank account in 20 minutes’ time.

So, there you have it: Click, review and click to get a personalised, paperless digital loan!
Following these steps will ensure that you successfully avail the Bajaj Finserv Digital Personal Loan without any hiccups.

While obtaining this loan in 2 clicks, you side-step the lengthy procedures normally involved in loan approval:

  • No eligibility criteria to meet

  • No application form or paperwork to fill out

  • No documents to submit

  • No lender-side verification to await

Further, to highlight the features and benefits of this instant personal loan, consider the following table.

Factor Loan Details
Loan amount High, personalised to your profile
Tenor Flexible, up to 60 months
Disbursal Fast, within 20 minutes
Collateral None required
Availability Online, from anywhere, anytime
Charges No hidden costs

All of these features work toward your convenience and comfort and here are a few ways in which you can use the loan efficiently.

Uses of Bajaj Finserv Paperless Personal Loan

1. Debt Consolidation: If you are slipping into a debt spiral, now may be the right time to consolidate all your high-interest credit and repay it conveniently. With digital loans, you can quickly clear all such debt and simplify repayment to just one payment. This way, you can keep your interest outgo in check and avoid nasty penal charges.

2. Invest in Workspace Improvement: With remote working or working from home becoming common, having a space that motivates you to be productive is a worthwhile investment. To this end, you could either purchase a better desk, get an ergonomic chair, or even get yourself a new laptop to keep up with workflow requirements.

3. Address Emergencies: The sanction can also help you tackle emergencies and unplanned expenses that arise and can have a lasting effect on your savings. For instance, you may have to foot a large medical bill or tend to business expenses in the absence of payments from clients.

Additional Read: Benefits of Bajaj Finserv Digital Personal Loan

Equipped with this information,avail instant personal loan whenever you find yourself in need of funds. With funding just 2 clicks away, all you need to do is check your pre-approved offer to avail a paperless personal loan today!

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The content of this document is meant merely for information purposes. The personal loan features mentioned in this article are subject to updation, completion, revision, verification and the same may change materially based on policy revisions. For more details, please visit our Personal Loan terms and conditions page here.

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