Personal Loan

You should choose a Bajaj Finserv Personal Loan for following reasons:

• Loan amount of up to Rs. 55 lakh

• Flexible tenures ranging from 12 months to 96 months

• Quick disbursal within 24 hours* of approval

• Unsecured loan which means you do not need a guarantor or collateral

• No hidden charges

*Terms and conditions apply.

To choose the best online personal loan in India, compare lenders on factors such as interest rates, processing fees, eligibility and repayment tenures first. Use an EMI calculator to estimate your monthly EMIs.

A personal loan balance transfer works by moving your existing loan to another lender providing better terms. The new lender will pay out your outstanding amount, and you can continue repayment with them according to their terms and conditions.

When you take a personal loan, lender will give you a lump-sum amount that can be used to manage various personal expenses. You then repay it through fixed EMIs.

With proper eligibility, a personal loan is approved within 5 minutes.

*Terms and conditions apply

No, to apply for a personal loan, a CIBIL score of 650 or higher is required.

No, to apply for personal loan you do not need to give any collateral or assets.

A Flexi day-wise interest calculator shows how interest builds up and repayments work for Flexi Loans.

You can set up a NACH mandate with your bank to pay the personal loan through EMIs.

You can get a personal loan ranging from Rs. 40000 to Rs. 55 lakh, subject to eligibility criteria. 

You can easily get our personal loan with the below eligibility criteria:

• Nationality: Indian

• Age: 21 years to 80 years*.

• Employed with: Public, private, or MNC.

• CIBIL Score: 650 or higher.

• Customer profile: Self-employed or Salaried 

*You should be 80 years* or younger, at the end of the loan tenure.

Here is why you should choose a Bajaj Finserv Personal Loan

*Terms and conditions apply

A personal loan eligibility calculator cannot guarantee approval. It will give you the details based on the input provided.

To avail a personal loan a CIBIL score of 650 or above is required.

As a personal loan is an unsecured loan, you don’t need to provide any collateral or assets. Your eligibility is calculated based on factors such as city, DOB, monthly expense and income, among others.

Bajaj Finserv Personal Loan comes with competitive interest rates, typically ranging between 10%to 31% p.a.

Processing fees is a small percentage of your sanctioned loan amount. It is a one -time fee charged to cover administrative and verification expenses. Bajaj Finance charges up to 3.93% of the loan amount (inclusive of applicable taxes).