How to Add Money from Credit Card to Paytm Wallet

Know the process to add money into your Paytm wallet through a credit card.
How to Add Money from Credit Card to Paytm Wallet
5 min read
03 February 2024

Paytm is a popular digital wallet that allows users to transfer funds, recharge mobile phones, pay utility bills, and shop at various online stores. Adding funds to the Paytm wallet is a simple process that can be done using different methods, including credit cards. In this article, we guide you on how to add money to your Paytm wallet using a credit card.

How to add money in the Paytm app through a credit card?

Adding money to your Paytm wallet from your credit card is a straightforward process. Here's a step-by-step guide:

  • Open the Paytm app and log in to your account.
  • Go to the ‘Add Money’ section on the home screen.
  • Enter the amount you want to add to your wallet and select the ‘Credit Card’ option.
  • Enter your credit card details, including the card number, expiry date, and CVV.
  • Click on ‘Proceed to Pay’.
  • You will be redirected to the bank's payment portal. Enter the OTP sent to your registered mobile number for verification.
  • Once verified, the amount will be added to your Paytm wallet.

Benefits of adding money in the Paytm app through a credit card

Here are the benefits of adding money in your Paytm wallet using a credit card.

  • Quick and easy: Adding funds through a credit card is a quick and easy process.
  • Instant top-up: The funds are added instantly to your Paytm wallet, allowing you to use them for transactions immediately.
  • Safe and secure: Paytm uses industry-standard security protocols to ensure the safety of your transactions.
  • Maximum amount: You can add up to Rs. 10,000 per transaction using a credit card.


Adding funds to your Paytm wallet using a credit card is a convenient way to make transactions without the hassle of carrying cash. By following the simple steps mentioned above, you can easily add money to your Paytm wallet through your credit card. Remember to keep your credit card details safe and secure, and only use trusted networks when making transactions. Enjoy the benefits of a cashless transaction experience with Paytm.


1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

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Frequently asked questions

Can we transfer money from a credit card to Paytm?

Yes, you can usually transfer money from a credit card to Paytm using certain features or options provided by Paytm. However, it's essential to be aware of associated fees and terms imposed by both Paytm and the credit card issuer.

How much does Paytm charge for adding money from a credit card?

Paytm typically charges a convenience fee for adding money from a credit card, ranging from 1.75% to 2.5% of the transaction amount. This fee may vary based on factors like the type of credit card used and current promotional offers.

How can I add money to Paytm from my credit card for free?

Adding money to your Paytm wallet from your credit card requires you to pay a small fee.

How to link credit card with Paytm?

You can link your credit card with Paytm by visiting the payment settings on the app. Visit the ‘Saved Cards’ section and add the new card details before saving it for future use.

How can I check if my Paytm payment has been successful?

On the Paytm app, click on the balance and history section and scroll through your transaction history. You can click on a particular transaction to view its details.

What charges will be applicable when I send money via the Paytm app?

Send and receiving money with the Paytm UPI is free. However, loading money to the wallet can incur a convenience charge of up to 2.5% of the amount.

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