Business loan for doctors

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Borrow when you need, repay as you can

Loan up to Rs. 30 lakh | Money in bank in 24 hours

Instant Loan Application

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About BL for DL

What is Business Loan for Doctors

Business loan for doctors is a loan for Consultants and Practicing Doctors. Looking to expand your scale of operations, invest in equipment or have a business need, to provide better service and treatment facilities.

Get working Capital / financing of up to Rs. 30 Lakhs with quick approvals and a low rate of interest

How it helps?


Attractive interest rates that make your Doctor Loan much more affordable and easy- going on your pocket.


Customized repayment options, with line of credit facility to suit your daily needs.


Flexible tenor options ranging from 12 months to 60 months


Quick approvals within 24 hours of your application

Features and Benefits

Features and Benefits

Business Loan for Doctors up to Rs. 30 lakhs, approval within 24 hours. No guarantors and no collaterals required. Minimal documentation and online fund management. Exclusive option of

Business Loans up to Rs. 30 lakh

Whether it be for a buying the latest technology equipment or for building hospital we provide you with medical equipment financing and loan for your clinic/hospital with the best interest rates available in the market. We also offer personal loan for doctors which you can use as per your personal needs. Bajaj Finserv offers Doctor Loan up to Rs. 30 lakh. You can apply Loan for Doctors online.

Line of credit facility

Line of Credit is an industry first offering tailored exclusively for doctors. With this feature, you are empowered with regard to managing cash flows smartly and more efficiently. This facility ensures that you get a dedicated credit line for a particular duration. Throughout this duration, you only pay the interest component of the amount that you make use of. The monthly EMI for Line of Credit will only contain the interest amount. The principal amount of the loan has to be paid only when this fixed tenure ends. There will be no principal component on a monthly basis.

Part prepayment facility

You can prepay any amount. However, the prepayment transaction should not be less than the total amount of 3 EMIs. There is no limit on the maximum amount. This is subject to you clearing your first EMI.

No guarantors/No collateral

You don't need to provide any guarantors or collaterals to take a Doctor Loan from Bajaj Finserv. Know more about how to apply for Doctor Loan online

Preapproved offers

As an existing customer of Bajaj Finserv, you will be eligible to get exclusive pre-approved offers from us. These offers may include a top-up loan or even reduction of rates from time to time

Online account access

You can view all your loan account details and transact on your loan account on our Customer Portal. Log in with your user id / mobile number/ email and password.

For more details about Bajaj Finserv Doctor Loan process, read terms and conditions. You can also contact us or refer to Doctor Loan FAQs, if you have any questions.

Fees and Charges

Fees and Charges

14- 16% Rate of interest

Up to 2% Processing fees

NIL Loan statement charges

NIL Interest & principle statement charges

NIL PDC swap charges

2.00% p.m Penal interest

NIL Part prepayment charges*

Rs.1000 EMI bounce charges*

*Applicable following 1st EMI clearnce.

How to Apply

How to Apply

  • Offline: To apply for a Doctor Loan, just write to us at
  • Online: Click here to apply for a Doctor Loan online.
  • SMS DL to 9773633633
  • Or Give a missed call on 9266900069

Here are the steps you need to follow when applying for an online Business Loan on our user-friendly website.

Step 1: Fill in your personal details

All you have to do is enter your personal details including your name, date of birth, address, and contact details.

Step 2: Receive confirmation call to know the offer

Representative from Bajaj Finserv will call you within 24 hours with your approved amount.

Step 3: Submit requisite documents

Submit copies of all your documents, including ID, address, signature proof, photographs, employment and income details with our representative.

Step 4: Money-in-bank in 48 hours

Complete verification and disbursal of your loan amount within 48 hours of document pick-up.

So, go ahead! Apply for Business Loan for Doctors with us, get exactly what you want, and be a part of our family.

Eligibility & Documents

Eligibility & Documents

Our Business Loan for Doctors is available to new as well as existing customers of Bajaj Finserv. The criteria and documents required for the same are listed below.

Eligible applicants should be:


Super Specialist Doctors (MD/DM/MS) – No Minimum years of experience post-qualification.


Graduate Doctors (MBBS) - Minimum 2 years of post-qualification experience


Dentists Doctors (BDS/MDS) - Minimum 5 years of post-qualification experience


Ayurvedic & Homeopathic Doctors:BHMS/BAMS- Minimum 8 years of post-qualification experience


Homeopathic Doctors: DHMS- Minimum 15 years of post-qualification experience

Documents required are:


KYC Document


Address proof


Signature Proof


Medical Registration Certification



With Bajaj Finserv, you can avail of an unsecured Doctor Loan ranging from Rs.3 Lakh to Rs. 30 Lakh.
The minimum tenor available for this loan is 12 months and it can go up to 60 months.
We offer both fixed and floating rate of interest depending upon loan type,
You can repay through NACH (National Automated Clearing House)
Click here for applying online
For Doctor (Personal/Business) loan SMS DLM to 9773633633
For Doctor (Home /Loan Against Property) loan SMS DLM to 9773633633

All our loans come with the Part-Prepayment facility. With this, you can part prepay as much as you want for up to 6 times in a calendar year, post the clearance of your first EMI. Minimum amount should be 3 times of the EMI for Part prepayment

The details regarding the foreclosure and part prepayment charges can be checked here.

LOC stands for Line of Credit, is a facility where you are given a “credit line” and during the term of the facility you pay interest component only on the amount utilized. The monthly installment for Line of Credit will consist only of the interest amount and will not have a principal component on a monthly basis. The principal amount of loan is to be repaid at the end of the tenure of the facility. To read more click here.

Line of Credit: Customer avails loan and uses the same as a FIXED credit line with renewal option every year. Option to prepay with surplus funds as well as withdraw within the available limit Repayment of interest only every month, applicable on the utilized amount.

Term loan: Customer avails loan and repays in equated installments normally option to prepay with surplus funds, but no withdrawal options. Repayment of interest and principal every month.

Loan against property sanctioned by us can be used for the following end uses:

  • Business needs
  • Mortgage buyout/Balance Transfer of existing loan
  • Consolidation of debt
  • Personal needs

Yes, he/she can take the loan. All the co-owners of the considered property need to come in as co-applicants to the loan.

There are no restrictions on the end usage of the loan unlike home loan/mortgage loan. Doctors can use them for any of his personal needs for example: loans for clinic, loans for medical practice, financing hospital etc.