Features of chartered accountant loan

  • Reduce your EMIs with the Flexi facility
    Reduce your EMIs with the Flexi facility

    Choose to pay interest as your EMIs and lower your EMI amount by 45%*.

  • Get your loan in just %$$CAL-Disbursal$$%*
    Get your loan in just 24 hours*

    Quick disbursal within a day of approval to finance your urgent needs.

  • Flexible repayment tenures up to %$$CAL-Tenor-Max-Months$$%
    Flexible repayment tenures up to 96 months

    Repay your loan over repayment periods of up to 8 years.

  • Collateral-free loan, minimum documents
    Collateral-free loan, minimum documents

    Avail your unsecured loan with just a few basic documents such as KYC and proof of income.

  • Pre-approved deals and offers
    Pre-approved deals and offers

    Save time and effort with ised offers set aside for you.

A loan for CAs (CAs) is a unique financial offering aimed at helping CAs manage their personal and professional financial needs. Bajaj Finserv offers quick loans for CAs that come with easy-to-meet eligibility criteria, minimal documentation, quick disbursal and doorstep service.

Practicing CAs can get a loan from Bajaj Finserv of up to Rs. 42 lakh. It comes with quick disbursal, as you can get funds within 24 hours of approval.

You can also avail Flexi loan facility and withdraw funds as per your need from the sanctioned limit and pay interest only on the used amount. With the Flexi loan facility, you can also reduce your EMIs by 45%* and can prepay the loan without any additional cost.

Use this unsecured loan by Bajaj Finserv to fulfil any of your financial goals such as renovating your home, higher education of your children, a big wedding or consolidating your existing debt.

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Eligibility criteria for chartered accountant loan

Practice: At least 2 years

Property: Own a house or office in a city where Bajaj Finserv operates

Nationality: Indian

Documents required for CA loan

  • KYC documents
  • Address proof
  • Certificate of practice
  • Financial documents
  • Proof of ownership for at least one property

How to apply for chartered accountant loan

Follow the detailed guide given below to apply for a CA loan.

You can start your online application and resume it at a later instance.

  1. 1 Click on "Apply Online" above to open our online application form
  2. 2 Share your phone number and OTP
  3. 3 Fill in your basic and financial details
  4. 4 Choose the loan amount you wish to borrow
  5. 5 Submit the required documents to our representative at your doorstep

You will receive a call from our representative, who will guide you on the next steps of getting your loan.

If you are a CA, you can get an instant loan from Bajaj Finserv by meeting the basic eligibility parameters and submitting only a few documents. Once you complete the minimal eligibility such as experience, annual income and age, you can avail of a loan by applying online with a doorstep document collection facility.

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Fees and charges for chartered accountant loan

Types of fees

Charges applicable

Rate of interest

14%- 17% p.a.

Processing fee

Up to 2% of the loan amount (plus taxes)

Document/statement charges

Download your e-statements/letters/certificates for free from Experia.

Physical copies of your statements/letters/certificates/other documents from any of our branches at Rs. 50 (inclusive of taxes) per statement/letter/certificate.

Penal interest

2% per month

Bounce charges

Up to Rs. 3,000 per bounce (inclusive of taxes)

Document processing charges 

Up to Rs. 2,000 (plus taxes)

Read more about the applicable fees and charge on a loan for CAs here.

Frequently asked questions

What is the maximum amount of loan I can get?

If you are a practicing CA, you can avail of a loan of up to Rs. 42 lakh by meeting our simple eligibility parameters. Bajaj Finserv offers hassle-free loans for chartered accountants that help in financing their and professional expenses. It comes with an attractive rate of interest. It is an unsecured loan, and therefore, you are not required to provide any collateral or guarantor.

What is the Flexi facility?

Bajaj Finserv offers loans for CAs with the Flexi facility that allows you to withdraw money as per your requirement from the sanctioned loan amount. Under this facility, you have to pay interest only on the withdrawn amount and not on the entire loan limit. With the Flexi facility, you can also do part-prepayment when you have extra funds without paying any additional cost.

Where can I find the loan account statement for my loan?

Bajaj Finserv offers easy online access to loan statements through the customer portal - Experia. With the help of this portal, you can view and manage your loan account from any corner of the world. You can also download the e-statement, certificate etc., from Experia free of cost.

How do I apply for a loan for CAs?

Once you meet the eligibility criteria of Bajaj Finserv Loan for Chartered Accountants, you can get a loan in a few easy steps. You can click on Apply Now to open the online application form. Once you share your basic and financial details, our representative will contact you with the loan offer. You have to submit the required documents to our representative at your doorstep. Once your loan gets approved, you will get money in your account in just 24 hours *.

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