Bajaj Finserv RBL Bank Binge SuperCard – First-Year-Free
The Bajaj Finserv RBL Bank Binge SuperCard - First-Year-Free is a one-of-a-kind credit card that comes with features such as no joining fee, easy EMI conversion, emergency cash advance, and interest-free cash withdrawal. You also get exclusive SuperCard benefits worth up to Rs. 9,000 with a 5% cashback offer, fuel surcharge waiver, 12X rewards on online spends, airport lounge access, and more.
Features and benefits of our Binge SuperCard - First-Year-Free
Features and benefits of the Bajaj Finserv RBL Bank SuperCard
Watch this video to know more about the features and benefits of the Bajaj Finserv RBL Bank SuperCard
There is no joining fee for this SuperCard. You also do not have to pay any annual fee during the first year.
12X rewards on online spends*
Shop for home appliances, clothing, gadgets and more, and earn 12 reward points for every Rs. 100 spent.
Annual fee waiver
Get your annual fee waived off if you spend a minimum of Rs. 1 lakh in a year using this card.
Offer on movie tickets*
Get one movie ticket free every month when you book tickets on BookMyShow using this card.
Airport lounge access
With this SuperCard, you will get 2 complimentary domestic airport lounge access in a year.
Fuel surcharge waiver
Use this card to get the fuel surcharge waived at any station across India for an amount of up to Rs. 1,200 in a year.
Interest-free cash withdrawal*
You can use this card to withdraw cash from any ATM across India without paying any interest for up to 50 days.
5% cashback on down payment
Get 5% cashback on down payments made at any of our network partner stores across 4,000+ large and small cities.
Easy EMI conversion
You can easily convert your purchases above Rs. 2,500 into affordable EMIs and pay conveniently.
Emergency cash advance*
Convert your available cash limit into a personal loan and repay in 3 months at 1.16% interest with zero processing fee.
*12X rewards are available on all online and Bajaj Finserv wallet app spends, except for spends made on education, insurance, utilities, and rent payments. These rewards are capped at 800 monthly reward points.
*Offer on movie tickets is available on any day of the month for tickets with a price of up to Rs. 200.
*A flat processing fee of 2.5% is applicable. A minimum processing fee of Rs. 500 is charged.
*This loan is provided by RBL Bank at their discretion and is subject to its policies.
Applicable fees and charges
The following are the fees and charges for the Bajaj Finserv RBL Bank Binge SuperCard - First-Year-Free:
|Type of fee||Applicable charges|
|Joining fee||NIL joining fee|
|Annual fee||Rs. 999 + GST|
|Add-on card fees||NIL|
|Foreign currency transaction**||3.50% + GST|
|Cash payment at branches||Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022|
|Surcharge on purchase/ cancellation of railway tickets||IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)]|
|Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^||1.00% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher|
|Reward redemption fees||A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card.
|Cash advance transaction fee||2.5% of the amount (minimum Rs. 500 + GST) of the cash amount|
|Overdue interest on all other credit cards||Up to 3.99% + GST per month or 47.88% + GST per annum|
|Over-limit penalty||Rs. 600 + GST|
|Finance charges (retail purchases and cash)||APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)|
|Card replacement (Lost/stolen/reissue/any other replacement)||NIL|
|Duplicate statement fee||NIL|
|Cheque return/dishonour fee auto debit reversal-bank account out of funds||Rs. 500 + GST|
|Goods and Services Tax||A standard rate of 18%|
|Merchant EMI transaction*||Rs. 199 + GST per merchant EMI transaction|
|Rental transactions||1% fee on the transaction amount will be levied on all rental transactions done on any applicable merchant|
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver is Rs. 100.
*Late payment charges
|Late payment fee|
|12.5% of the outstanding amount|
|Minimum Rs. 5||Maximum Rs. 1,300|
*The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.
-EMI transactions will not accrue base reward points.
Frequently asked questions
There is no joining fee for this card. You also do not have to pay an annual fee during the first year.
The Bajaj Finserv RBL Bank Binge SuperCard - First-Year-Free offers the unique opportunity to earn 12X reward points on various online and offline purchases. You can earn 12 times the usual reward points on all your online spends and spends through the Bajaj Finserv app (including when you add money to your wallet). This does not apply to payments made towards education, insurance, utilities, and rent.
You must meet the following eligibility criteria to get the Binge SuperCard:
- You must be aged between 21 to 70 years
- You must have a minimum CIBIL Score of 720 or higher with no past records of default on your payments
- You must have a regular source of income
- A residential address within serviceable locations
No, you do not need to provide hard copies of your documents for KYC verification. You will only need your Aadhaar number during the verification process.
To be eligible for the fuel surcharge waiver, you need to purchase fuel across any fuel station between Rs. 500 to Rs. 4,000. You can get an annual waiver of up to Rs. 1,200. This waiver is paid back to you, a month post the transaction date.
You don’t have to submit any documents to apply for a Bajaj Finserv RBL Bank Binge SuperCard – First-Year-Free. You only need your PAN card number and Aadhaar card number to complete the credit card application and KYC verification.
You can earn reward points through purchases made using the Bajaj Finserv RBL Bank Binge SuperCard - First-Year-Free on groceries, home appliances, apparel, and more. You can redeem the reward points on the Bajaj Finserv app.
You can redeem your reward points across various categories like travel, shopping, voucher, mobile recharge, etc.
You can convert your available cash limit into a loan by calling our 24x7 helpline at 022 711 90900. The amount needs to be paid back in 3 instalments and this facility can be availed once per year.