Instant Money Personal Loan

Read on to know the benefits of an instant money personal loan.
Instant Money Personal Loan
5 min read
03 August 2023

Facing unexpected expenses that require immediate attention? Traditional loan options usually involve lengthy approval procedures and a substantial paperwork, which might not be practical in urgent circumstances. This is where instant personal loans, also referred to as instant money loans, or insta money loans, have emerged as a practical and viable option for individuals seeking immediate financial support.

Bajaj Finance offers Insta Personal Loan that is packed with benefits such as pre-approved offers and instant loan processing.

Here are 4 reasons to choose a Bajaj Finance Insta Personal Loan

  1. Hassle-free application
    Insta Personal Loans offer a seamless application by eliminating the need for a lengthy application process to determine the loan amount you are eligible to receive. Existing and new customers can effortlessly check their money loan offers using their mobile numbers and OTP. You can gain access to funds within minutes, providing financial relief without having to leave the comfort of your home.
  2. Quick processing and disbursal time
    The processing time of instant money loans is expedited since the customer's creditworthiness has already been assessed while extending pre-approved offers. Moreover, in the case of our Insta Personal Loan, you can expect the funds to be deposited into your bank account within 30 minutes* to 4 hours, ensuring swift access to much-needed financial assistance.
  3. No income proof is required*
    If you are looking for an insta money loan without having to submit any paperwork, our Insta Personal Loan is a great option. Select customers can get funds without having to submit any paperwork, such as income proof, bank account details, or KYC documents. Moreover, the entire process is executed with utmost transparency. All the relevant fees and charges are explicitly stated in the loan documents and displayed on our official website.
  4. Flexible repayment tenures
    Typically, emergency money loans come with convenient payback terms. Similarly, you can enjoy the flexibility of repaying the Insta Personal Loan over a tenure ranging up to 63 months. You can select a duration that aligns with your repayment capacity. Additionally, you can utilise the Insta Personal Loan EMI Calculator to calculate the equated monthly instalments (EMI) for different tenures and loan amounts.

What can you use an Insta Personal Loan for?

A Bajaj Finance Insta Personal Loan can be used for various purposes, including emergencies, medical bills, home repairs, and education costs. Our Insta Personal Loan allows you to meet a wide variety of expenses comfortably.

Here is how you can get our Insta Personal Loan

If you already have an existing relationship with Bajaj Finance, there is a chance you might have a pre-approved loan offer waiting for you. All you need is your phone number. However, the benefits of a Bajaj Finance Insta Personal Loan are not limited to existing customers. Anyone with a valid mobile number can check their Insta Personal Loan offer.

Simply visit the Insta Personal Loan page on the Bajaj Finserv website and click on the "Check Offer" option to check your loan limit. The system will prompt you to enter your phone number and verify your profile with a one-time password (OTP). You can choose to accept the offered amount or opt for a lower sum. In some cases, new customers might be requested to provide a few documents to verify their information.

You can read about the benefits of an Insta Personal Loan and check your offer by following this link to our Insta Personal Loan page.

Check offer

Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

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While care is taken to update the information, products, and services included in or available on our website and related platforms/ websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/ service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/ service document and applicable terms and conditions. In case any inconsistencies are observed, please click on reach us.

*Terms and conditions apply

Frequently asked questions

How much time does it take for an emergency money loan disbursal?

Our Insta Personal Loan is disbursed within 30 minutes* to 4 hours.
*Applicable for select customers.

How much credit score is required for insta money loan?

The minimum credit score required for an insta money loan differs from lender to lender. For our Insta Personal Loan, you do not have to check your credit score since we assess the creditworthiness of borrowers before extending an offer.

What is the maximum amount of money loan I can avail?

You can borrow up to  Rs. 12,76,500 with our Insta Personal Loan.

What are the documents required to apply for a money loan online?

The documentation required for personal loan differs from lender to lender. Depending on your profile, you may get our Insta Personal Loan without even having to submit any documents. If asked, you may have to submit the following:

  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register
  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months
Can I get an instant money loan with a cash salary?

You can get our Insta Personal Loan even if you get your salary in cash.

Can I apply for a money loan if I am self-employed?

Both salaried and self-employed individuals can apply for our Insta Personal Loan.

What is the repayment tenure for instant money loan?

Our Insta Personal Loan comes with repayment tenure ranging from 6 months to 63 months.

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