A hallmark is an official mark stamped on gold jewellery to certify its purity and authenticity. A 22 karat hallmark indicates that the jewellery is 91.6% pure gold, with the remaining 8.4% made up of other metals for added strength. Hallmarking helps buyers verify the quality of their gold jewellery before purchasing or pledging it for a gold loan.
Check your gold loan eligibility to see how much you can borrow against your hallmarked 22 carat gold.
Today's 22 carat hallmark gold price is determined through several stages, beginning with the international gold market and ending with local pricing factors:
Example: If today's 22 carat hallmark gold price is Rs. 12,826 per gram, the approximate value of 10 grams of gold would be:
10 × Rs. 12,826 = Rs. 1,28,260
This calculation gives the approximate value of the gold before adding applicable making charges and GST.
This is an illustrative figure only; check the live rate above for today's price.
Gold prices in India have climbed steadily over the past decade. While the 22 carat hallmark gold price today may witness short-term fluctuations, the overall long-term trend has remained upward.
Year | Price 24 carat per 10 grams |
| 2025 | Rs. 1,05,000 to Rs. 1,30,000 |
| 2024 | Rs. 77,913.00 |
| 2023 | Rs. 65,330.00 |
| 2022 | Rs. 52,670.00 |
| 2021 | Rs. 48,720.00 |
| 2020 | Rs. 48,651.00 |
| 2019 | Rs. 35,220.00 |
| 2018 | Rs. 31,438.00 |
| 2017 | Rs. 29,667.50 |
| 2016 | Rs. 22,543.00 |
Several factors together decide today's 22 carat hallmark gold price:
Check your gold loan eligibility and find out how much you can borrow based on your gold's purity and weight.
Karat (K) indicates the amount of pure gold in a gold item. The higher the karat, the greater the gold content and, generally, the higher its value.
Understanding the difference between 22k and 24k gold helps in making an informed decision:
| Parameter | 18K Gold | 22K Gold | 24K Gold |
|---|---|---|---|
| Purity | 75% | 91.6% | 99.9% |
| Strength | Highest | High | Lower |
| Common Use | Diamond jewellery and daily wear jewellery | Traditional jewellery | Investment bars and coins |
| Price | Lowest | Higher | Highest |
Here are the most reliable ways to confirm gold purity before you buy or pledge gold:
For the most accurate results, always check with a certified jeweller or assayer.
You only need three details to estimate the value of your gold:
Formula: Gold Value = Gold Weight × Gold Rate per Gram
Example: If you have 50 grams of 22K gold and today's gold rate is Rs. 12,826 per gram:
50 × Rs. 12,826 = Rs. 6,41,300
This gives you an approximate market value of your gold. The actual loan amount you may receive depends on several factors, including the purity of your gold, the applicable Loan-to-Value (LTV) ratio, and the lender's valuation process.
Now that you know what your gold is worth, find out how much you can borrow. Check your gold loan eligibility online.
Gold prices directly affect the value of gold investments. When prices rise, physical gold, Gold ETFs, and Sovereign Gold Bonds usually gain value too. When prices fall, their value can decline as well. Each option works a little differently, but all move in line with the underlying gold price.
Today's 22 carat hallmark gold price plays an important role in determining how much you may be able to borrow against your gold. The loan amount is based on the prevailing market value of your gold at the time of assessment, not on the price you originally paid or past gold rates. If the price of 22 carat hallmark gold increases, the value of your pledged gold may also increase, potentially making you eligible for a higher loan amount. If gold prices decline, the eligible loan amount may be lower.
You can check your gold loan eligibility to estimate how much you may be able to borrow based on today's 22 carat hallmark gold price.
Your eligible loan amount depends on:
Only the pure gold content is assessed. Stones, enamel, and other decorative elements are not counted.
The final loan amount depends on the eligible LTV, actual gold purity, and the lower of either the previous day's closing price or the 30-day average closing price published by IBJA or a SEBI-regulated commodity exchange. The LTV ratio must be maintained throughout the loan tenure and may be revised as per RBI guidelines and lender policies.
Please note: The loan amount is worked out using the applicable LTV ratio, which changes by loan size. Click here to know more.
With Bajaj Finance, you can borrow from Rs. 5,000 to Rs. 2 crore against your gold jewellery, ornaments, and gold coins. The gold loan interest rate starts from 9.50% per annum, and is often available on hallmarked 22 carat gold due to its stable market demand and reliable valuation.
A few things worth knowing before you apply:
Use the gold loan calculator to estimate your eligible amount, or check your gold loan eligibility online to understand your borrowing capacity based on today's 22 carat hallmark gold price, purity, and weight.
Curious about your loan eligibility? Enter your mobile number to see how much you can get for your gold.
Bajaj Finance Limited (BFL) has the sole and absolute discretion, without assigning any reason to accept or reject any application as per BFL policy. *
