Bajaj Finserv in your city

Formerly known as Trichur, Thrissur is a city in Kerala known for its annual Thrissur Pooram festival and its many temples. Its religious, cultural and spiritual significance has earned it the title of Cultural Capital of Kerala.

If you are looking for an instant personal loan in Thrissur, choose Bajaj Finserv. Avail of unsecured loans in Thrissur to meet various financial needs.

Features and benefits of personal loan in Thrissur

  • Collateral-free loan

    Collateral-free loan

    There is no need to provide any collateral as our personal loans are unsecured.

  • Transparent policies

    Transparent policies

    Bajaj Finserv ensures 100% transparency in terms and conditions. No hidden charges are imposed.

  • Tenor options

    Tenor options

    Plan your repayment schedule with the personal loan EMI calculator and select a tenor of up to 60 months.

  • Minimum documentation

    Minimum documentation

    Your loan application requires a few documents only.
  • Personalised offer

    Personalised offer

    If you are an existing Bajaj Finserv customer, check for pre-approved offers for an easier and quicker loan application process.

  • Save on EMIs

    Save on EMIs

    With the Flexi loan facility, save on your EMIs by up to 45%*. Pay interest only on the utilised amount.

  • Money in account instantly

    Money in account instantly

    Receive the approved amount in your account within 24 hours*.

  • 24/7 account management

    24/7 account management

    Log in to our customer portal – Experia to access all your loan information 24x7.

  • Quick approval

    Quick approval

    To get instant approval on your personal loan in Thrissur, apply online.

Thrissur sees a significant number of tourists during the Thrissur Pooram temple festival and other cultural events. It is also home to the Kerala Sangeetha Nataka Akademi, Kerala Lalithakala Akademi and Kerala Sahitya Akademi, besides being a prominent commercial and financial centre. The city manufactures 70% of the state’s gold jewellery and there are nearly 3,000 gold ornament manufacturing units in Thrissur.

To meet the diverse and changing needs of residents in Thrissur, Bajaj Finserv offers personalised features on its loans. Repay the personal loan over a tenor of your choice to lower your repayment burden. The attractive interest rates further increase affordability, while the associated fees and charges are also nominal. Apply online for instant approval.

*Conditions apply

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Eligibility criteria for personal loan in Thrissur

Use Bajaj Finserv’s personal loan eligibility calculator to know the highest loan amount you can avail of.

  • Nationality

    Nationality

    Indian, resident of India

  • Employment

    Employment

    Must be a salaried employee at a reputed MNC or a private/public limited company

  • Credit score

    Credit score

    Above 750

  • Age

    Age

    Between 21 years to 67 years*

  • Income

    Income

    Refer to our city list for minimum salary requirements

Bajaj Finserv simplifies the terms and conditions for eligible borrowers. Maintain a healthy CIBIL score and a clean credit report with no signs of default. Also, provide details of additional income like fixed and recurring deposits, rent, etc., to strengthen your chances of getting a higher loan amount.

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Interest rates and charges

Besides interest, a processing fee and other nominal charges are levied on the personal loan.

Frequently asked questions

Where can I check my loan application status?

To check your loan application status, call customer care. A reference number will be sent to you via SMS and email. Share the same with the customer care representative and authenticate your age, name and other details. The representative will then tell you the status.

Which factors can lead to the rejection of an application?

A personal loan application may be rejected if the borrower doesn’t meet the eligibility criteria. Inaccuracies in the form can be another cause of rejection.

How to make a part prepayment?

You can part-prepay through our customer portal – Experia. Access your online account using an ID and password sent to you by Bajaj Finserv.

When is part-prepayment allowed?

Part-prepayment is allowed only after you pay the first EMI of your personal loan. Read our terms and conditions for more details.

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