Personal Loan in Kothagudem

Whether you're dealing with an emergency or planning a big expense, a Bajaj Finserv Personal Loan in Kothagudem can help you meet your financial goals without stress. With loan amounts of up to Rs. 55 lakh, no collateral required, and a completely digital application process, getting a loan is now easier than ever.

Use this flexible loan to manage expenses like medical emergencies, education, home renovations, or even a destination wedding. You can check your eligibility in just 2 steps using your phone number and OTP, and get funds in your bank within 24 hours* of approval.

Transparency

Be assured of no hidden charges with Bajaj Finance. Check out the terms and conditions to know more.

Money in account in 24 hours*

It takes around 24 hours* to credit the amount to your account. Apply online.

Appropriate tenure

Evaluate the monthly outflow with a Bajaj Finserv personal loan EMI calculator. Repay over tenures up to 96 months.

Pre-approved offer

You can check if you have a pre-approved offer for a personal loan in Kothagudem with just your phone number and OTP – no need to visit the branch.

Finance up to Rs. 55 lakh

Qualify as per the easy-to-meet eligibility criteria to avail funds of up to Rs. 55 lakh.

Few documents

You need not submit several documents for an unsecured loan. Submit only the basic papers.

Online account facility

Log in to our customer portal, My Account, and manage your account with ease.

Fast approval

With Bajaj Finance, be assured of receiving the fastest approval on your applications.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.