Personal Loan in Chhattisgarh

Personal Loan in Chhattisgarh

Check your eligibility for personal loan in Chhattisgarh with your phone and OTP - no branch visit needed.
Loan Types

Loan Types

FAQs

FAQs

Video

Video

Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Chhattisgarh

Check now

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your state

  • Whether you live in a major city or a smaller town in Chhattisgarh, a Bajaj Finance Personal Loan can help you manage urgent needs or fulfil your aspirations with quick approval, fast disbursal, and no collateral.


    ✅ Check your pre-approved loan offer in Chhattisgarh with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Chhattisgarh, located in central India, is known for its rich mineral resources, dense forests, ancient temples, and cultural heritage. Cities like Raipur, Bhilai, Durg, Korba, and Bilaspur are hubs for steel production, power generation, agriculture, and trade. With a fast-growing economy and a blend of urban and rural communities, Chhattisgarh offers diverse opportunities for both business and personal growth.


*Terms and conditions apply.

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Features and benefits

  • Up to Rs. 55 lakh

    Obtain funds up to Rs. 55 lakh with the right eligibility. Utilise the funds for any requirements.

  • Collateral-free credit

    Enjoy the high loan amount without keeping any collateral or asset.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Chhattisgarh with just your phone number and OTP – no need to visit the branch.

  • No hidden fees

    Take a personal loan from Bajaj Finserv with zero hidden charges. Read the terms and conditions before applying. 

  • Less paperwork

    Provide only some necessary documents to opt for a personal loan from Bajaj Finance.

  • Flexible tenure

    Choose a tenure going up to 108 months and plan the repayment easily.

  • Money in the bank within 24 hours*

    After the loan sanction, the money gets credited to the bank account within 24 hours* of approval.

  • Quick approval

    The loan approval takes only a few minutes with proper eligibility.

  • Manage account online

    Access the online loan account anytime using the customer portal - My Account.

Chhattisgarh is a central Indian state mostly covered with forests. Tourism, agriculture, and mining are some of the major income sources for the residents. This state is also responsible for producing and supplying energy.


If you are looking for the best means to avail a loan in Chhattisgarh, the Bajaj Finserv Personal Loan is a viable option. This collateral-free loan is available against easy-to-meet eligibility criteria and simple documentation.


Use our store locator to find the nearest branch. Visit us or apply online for instant funds.


*Conditions apply

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Eligibility criteria and documents for personal loan in Chhattisgarh

You can easily get the funds you need with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Chhattisgarh

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term (Dropline) Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Credit guarantee scheme feeUp to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount
Credit guarantee scheme renewal feeUp to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year.
*Renewal Fee to be collected only for 3 subsequent financial years.
 
**If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated.

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000