Korea visa for Indians – Complete 2026 guide

Korea visa for Indians – Complete 2026 guide

Step-by-step guide on Korea visa requirements, fees and how to finance your trip with the right personal loan tailored for travel and visa expenses.

Rs. 40,000 - Rs. 55 lakh

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If you are planning to visit South Korea in 2026, understanding the visa process is essential before confirming your travel plans. Indian passport holders generally require a visa to enter South Korea for tourism, business, study, or employment.


Applications are processed through the Embassy of the Republic of Korea or authorised visa application centres in India. Certain limited transit or special island entry programmes may have separate rules, but most travellers must apply in advance.


This guide explains verified visa categories, required documents, application steps, fee details, and practical budgeting tips so you can prepare properly and avoid delays or rejection. And if you are concerned about managing your travel expenses, a Bajaj Finserv Personal Loan can help you plan your trip with ease. You can get the funds within 24 hours* of approval. Check your offer in just 2 steps and apply online to get our loan.

*Terms and conditions apply.

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Overview of Korea visa options for Indian citizens

Indian citizens must apply for the appropriate visa category based on their purpose of visit. Selecting the correct type is important for approval and entry compliance.


Common visa options include:

  • C 3 Short Term Tourist Visa for leisure travel
  • C 3 Business Visa for meetings, conferences, or trade visits
  • Student Visa for academic programs
  • Work Visa sponsored by a Korean employer

Tourist visas are generally issued for short stays, typically up to 90 days, subject to embassy approval. Long-term categories require sponsorship and additional documentation. Always check the permitted stay duration before booking tickets.

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Visa requirements and documents you must prepare

Accurate and complete documentation is critical for Korea visa approval. Missing or inconsistent details can result in rejection.


Applicants typically need a passport valid for at least six months beyond the travel period. A completed visa application form and recent passport-size photographs are mandatory.


You must submit confirmed flight reservations and proof of accommodation, such as hotel bookings. Financial proof, including recent bank statements, income tax returns, or salary slips, is required.


A detailed cover letter explaining your travel purpose and itinerary strengthens your application. Additional documents may be required depending on employment or student status.

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Korea visa application process

Indian citizens must apply for a Korean visa through the authorised Korean Visa Application Center or the Embassy of the Republic of Korea, depending on jurisdiction. Tourist and short-term business visas usually require in person submission.


The standard process includes:

  • Completing the visa application form accurately
  • Arranging supporting documents in the prescribed order
  • Booking an appointment if required
  • Submitting biometric data at the visa centre
  • Paying the applicable visa fee
     

Some applicants may be called for an interview or asked to submit additional documents. Processing typically takes 7 to 15 working days, depending on the visa type and application volume.

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Korea visa fees and charges

Korea visa fees vary depending on the type of visa and the number of entries requested. Charges must be paid at the time of submission at the visa application centre.

Here is a general estimate:


  • Single-entry visa up to 90 days: approximately Rs 3,000 to Rs 4,000
  • Multiple-entry visa: approximately Rs 6,000 to Rs 8,000
  • Long-term visas: higher fees depending on category
  • Visa centre service charges: additional cost
     

Fees are non-refundable even if the visa is refused. Always confirm the latest fee details before applying.

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Cost Breakdown: Travel Budget with Personal Loan Insights

Planning a trip to South Korea requires a practical budget, as it is moderately expensive compared to many Asian destinations. The overall cost depends on travel duration, season, and accommodation preferences. A 6 to 7-day trip from India generally costs between Rs 90,000 and Rs 1,50,000 per person.


Here is an estimated expense breakdown:

  • Return airfare: Rs 35,000 to Rs 60,000
  • Accommodation: Rs 4,000 to Rs 10,000 per night
  • Daily meals: Rs 1,500 to Rs 3,000 per day
  • Local transport and metro passes: Rs 3,000 to Rs 6,000
  • Sightseeing and attractions: Rs 8,000 to Rs 20,000
  • Travel insurance: Rs 800 to Rs 1,500

If managing upfront costs feels challenging, you may consider a personal loan for travel to spread expenses into structured monthly payments. With a Bajaj Finserv Personal Loan, you can get funds from Rs. 40,000 to Rs. 55 lakh. Check your eligibility for personal loan using just mobile number and OTP – 100% online process.

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Conclusion

For Indian citizens, travelling to South Korea in 2026 requires careful visa preparation and documentation. Most travellers must obtain a visa before departure.


Submitting accurate financial records, a clear itinerary, and complete paperwork improves your approval chances. Applying early reduces the risk of last minute stress.


With proper planning and budgeting, your Korea trip can be smooth and well organised. Once formalities are complete, you can focus on experiencing the country’s culture, cuisine, technology, and vibrant city life without administrative concerns.

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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000