LIC Mutual Fund

One of the reputable AMCs in India is the LIC Mutual Fund. All mutual fund houses are subject to stringent SEBI regulation. But when it comes to market-linked products like mutual funds, no asset management firm can ensure the protection of capital. It is preferable to assess your financial objectives, level of risk tolerance and investment horizon before selecting a fund.

To calculate monthly SIP investment in LIC Mutual Fund, one needs to consider certain things such as:

• The investment amount
• The tenure of SIP
• The expected return from the desired fund
   

You can also use the Bajaj Finance SIP Calculator to calculate your approximate SIP returns.

One can start investing in a LIC Life Mutual Fund online through the Bajaj Finserv platform and app without any hassle. Alternatively, you can also invest through the respective fund houses’ website.

If you have invested in an LIC Mutual Fund scheme through the Bajaj Finserv platform, you can easily redeem it through the Bajaj Finserv website or app.

You can easily increase your SIP amount in an LIC Mutual Fund scheme through the Bajaj Finserv website or app.

If you have invested in any LIC Mutual Fund online scheme through the Bajaj Finserv platform, you can stop or cancel an SIP by logging into your account on the Bajaj Finserv platform and app without hassle.

You can get tax-benefits under section 80C by investing in ELSS mutual funds offered by LIC.

If you have invested in any LIC Mutual Fund statement scheme through the Bajaj Finserv platform, you can get your statement online on the Bajaj Finserv website or app.

LIC MF Small Cap Fund is an equity mutual fund that primarily invests in small-cap company stocks. The fund currently holds an AUM of ₹170.59 crore and charges an expense ratio of 1.53%. Over the last three years, it has achieved a compound annual growth rate (CAGR) of 35.85%. The minimum investment required to get started with this fund is ₹5,000.

LIC MF Infra Fund is a sector-focused mutual fund that targets infrastructure-related businesses. With an AUM of ₹116.11 crore, the fund charges an annual expense ratio of 1.47%. Over a 3-year horizon, it has recorded a CAGR of 35.84%. The fund requires a minimum initial investment of ₹1,000.

LIC MF Banking & Financial Services Fund is a sectoral scheme that concentrates its portfolio in banking and financial institutions. The fund currently manages ₹284.1 crore in assets and charges an expense ratio of 1.54%. It has delivered a 3-year CAGR of 26.3%. The minimum amount to invest in this scheme is ₹3,000.

LIC MF Midcap Fund focuses on equities of mid-sized companies. It manages assets worth ₹206.28 crore and has an expense ratio of 1.58%. Over the past three years, it has generated a CAGR of 24.15%. The fund requires a minimum investment of ₹5,000.

LIC MF Long Term Value Fund is designed to invest in fundamentally strong but undervalued stocks. It manages an AUM of ₹96.11 crore and has an annual expense ratio of 1.62%. Over three years, it has recorded a CAGR of 23.12%. The minimum investment needed is ₹1,000.

This fund aims to provide balanced exposure by investing in both large-cap and mid-cap companies. It currently manages ₹2,197.93 crore in assets with an expense ratio of 0.81%. The fund has delivered a 3-year CAGR of 22.35%, with a minimum investment requirement of ₹1,000.

LIC MF Dividend Yield Fund focuses on companies known for offering consistent dividends. With an AUM of ₹89.82 crore and an expense ratio of 1.45%, it has posted a 3-year CAGR of 21.82%. You can begin investing in this scheme with ₹5,000.

LIC MF ELSS is a tax-saving mutual fund that falls under the Equity Linked Savings Scheme category. It manages ₹955.94 crore in assets and comes with an expense ratio of 1.29%. Over a period of three years, it has delivered a CAGR of 21.39%. Minimum investment starts at ₹500.

LIC MF Focused 30 Equity Fund is a concentrated equity fund that holds a portfolio of select stocks. It currently manages ₹128.72 crore and has an annual expense ratio of 1.57%. Over the last three years, it has posted a CAGR of 20.49%. The minimum investment amount is ₹5,000.

This fund tracks the Nifty 50 index and replicates its performance. It manages assets worth ₹225.28 crore and has a low expense ratio of 0.2%. Over a 3-year span, the fund has shown a CAGR of 20.41%. Investors can get started with ₹5,000.

5-year returns vary significantly across schemes. Equity-oriented funds like LIC MF Infrastructure Fund have delivered annualised returns of around 23%, while debt funds such as the Low Duration Fund have returned around 6%. Returns depend on the scheme category, market conditions, and holding period. Always check the latest NAV before investing.

LIC Mutual Fund can be a suitable choice for investors who value the stability and legacy of the LIC brand. It offers a diversified range of equity, debt, and hybrid schemes suited to different risk profiles and investment horizons. However, the right fund depends on your individual goals, risk appetite, and investment horizon. Past performance does not guarantee future results.