Gold Rate in Rohtak

In summary

  • Gold prices in Rohtak change daily based on global prices, the USD-INR exchange rate, taxes, and local demand.
  • Today's gold rate helps estimate your gold loan eligibility based on your jewellery's purity, weight, and current value.
  • Track daily price trends before buying, selling, or pledging your gold.
  • Get a gold loan from Rs. 5,000 to Rs. 2 crore with interest rates starting from 9.50% per annum.

This page covers today's gold rate in Rohtak, historical price trends, gold purity, valuation methods, and how gold rates affect your gold loan eligibility.

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The gold rate in Rohtak changes daily due to global gold prices, currency fluctuations, import duties, taxes, and local demand. As India imports most of its gold, international price movements directly impact domestic rates. These changes also influence the value of jewellery and the loan amount you can get against gold.
Get the value your gold deserves. Check your gold loan eligibility and see how much you can avail based on purity and weight.
 


How is gold price calculated in Rohtak?

Gold prices in Rohtak are formed through a mix of global rates, currency conversion, and local taxes.


  • International gold price: Gold is first priced globally in US dollars per troy ounce, which forms the base rate.
  • Currency conversion (USD to INR): The global price is converted into rupees using the current exchange rate, affecting the final cost in India.
  • Purity adjustment: The price is adjusted based on gold purity, such as 24K (99.9%) and 22K (91.6%).
  • Import duty: Since most gold is imported, import duty is added to the base cost.
  • GST (taxes): GST is applied on the value of gold and separately on making charges.
  • Making charges and margin: Jewellers add charges for design, labour, and profit, which vary by shop.


Example:


If the 24K gold price is Rs. 10,000 per gram, the approximate 22K gold price would be Rs. 9,160 per gram (Rs. 10,000 × 91.6%), as 22K gold contains 91.6% pure gold.


For 10 grams of 22K gold, the base gold value would be ₹91,600, before adding making charges and GST.


Note: Final gold prices may vary slightly across jewellers in Rohtak due to differences in making charges, wastage, and individual pricing policies.

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Historical gold rate in Rohtak and how it has changed in recent years

Gold prices in Rohtak generally follow India-wide trends, with minor short-term fluctuations and consistent long-term growth.
 

Year24-carat gold price per 10 grams
2025Rs. 1,05,000 to Rs. 1,30,000
2024Rs. 77,913
2023Rs. 65,330
2022Rs. 52,670
2021Rs. 48,720
2020Rs. 48,651
2019Rs. 35,220
2018Rs. 31,438
2017Rs. 29,667
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What affects gold rates in Rohtak today


Gold prices in Rohtak are influenced by a combination of global, financial, and local market factors, leading to daily price changes.


  • International gold prices: Global market rates form the base, and any rise or fall directly affects local prices.
  • USD–INR exchange rate: A weaker rupee makes imported gold more expensive, even if global prices remain stable.
  • RBI monetary policy: Changes in interest rates affect investment demand, which can increase or reduce gold demand.
  • Import duties and GST: Taxes and government charges add to the final retail price of gold.
  • IBJA benchmark rates: Daily reference prices set by IBJA guide jewellers and financial institutions in pricing.
  • MCX trading trends: Futures trading reflects investor sentiment and expected price movements in the market.
  • Local demand in Rohtak: Demand rises during weddings, festivals, and seasonal buying, which can slightly impact prices.

Get a clear idea of your loan value by checking your gold loan eligibility. Fast approval and convenient repayment options await.


What is the difference between 18K, 22K and 24K gold?



Gold purity is measured in karats, with higher karat values indicating higher gold content.


  • 18K Gold contains 75% pure gold and is commonly used for designer and diamond jewellery.
  • 22K Gold contains 91.6% pure gold and is widely preferred for traditional gold jewellery.
  • 24K Gold contains 99.9% pure gold and is mainly used for gold coins and investment bars.

Parameter18K Gold22K Gold24K Gold
Purity75%91.6%99.9%
StrengthHighestHighLower
Common useDesigner jewelleryTraditional jewelleryCoins and bars
PriceLowestHigherHighest

Checking the purity of gold in Rohtak


Gold purity should always be checked before buying, selling, or pledging gold to ensure authenticity and value.


  • BIS Hallmark: This mark certifies that the gold has been tested and meets official purity standards, including the purity grade and the hallmarking centre's identification.
  • Acid test: A controlled chemical test where a small sample is treated with acid to assess purity based on the reaction.
  • X-ray fluorescence (XRF): A non-destructive technique that analyses the elemental composition of gold using X-ray technology.
  • Electronic gold tester: Provides a quick karat estimate by measuring the electrical conductivity of the metal.
  • Assay testing: A laboratory method where the sample is melted and analysed to determine precise purity levels.
  • Density test: Compares the sample's density with the standard gold density to estimate purity.


For the most accurate results, always consult a certified jeweller or professional assayer in Rohtak.


Have gold at home? Find out how much you can borrow. Check your gold loan eligibility in just a few steps.



How can you calculate the value of your gold?


The value of gold depends on three key factors:


  • Gold weight
  • Gold purity
  • Current gold rate

Gold value formula


Gold value = Gold weight × Current gold rate


Example gold value calculation


Suppose a customer in Rohtak owns:


50 grams of 22K gold


Current 22K gold rate: Rs. 13,810 per gram


Estimated gold value


50 × Rs. 13,810 = Rs. 6,90,500


This gives an estimated value of your gold based on the prevailing market rate.


If you want to know how much loan amount your gold may support, the next step is to check your gold loan eligibility.


How do gold rates influence gold investments?


Gold prices directly affect the value of physical gold, Gold ETFs, and Sovereign Gold Bonds (SGBs). Monitoring gold rates can help investors assess market trends, plan purchases, and evaluate the value of their existing gold investments.

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How does the gold price in Rohtak today affect your gold loan amount?


The gold rate applicable on the day your gold is assessed plays an important role in determining your eligible loan amount.


A higher gold rate may increase the amount you can borrow against the same gold, while a lower rate may reduce it.


What decides your eligible loan amount?


Gold loan eligibility depends on:


  • Weight of your gold
  • Purity of your gold
  • Applicable gold valuation rate
  • Loan-to-Value (LTV) ratio


Only the actual gold content is considered during valuation. Stones, enamel, and decorative elements are not included.


Gold valuation is based on the lower of the previous day's closing price or the 30-day average closing price published by IBJA or a SEBI-regulated commodity exchange.


Please note, the maximum LTV eligible for a loan depends on the loan amount and cannot be more than the limits given. To know more, click here.



Gold loan — what you should know before applying

 

If you are considering a gold loan in Rohtak, here are some important details to know before applying.


With Bajaj Finance, you can avail of a gold loan from Rs. 5,000 to Rs. 2 crore against eligible gold jewellery, ornaments, and gold coins. Gold loan interest rates start from 9.50% per annum.


Jewellery and ornaments between 18K and 22K purity are accepted, while gold coins are accepted up to 24K purity. Your pledged gold remains stored in secured vaults with insurance cover throughout the loan tenure.



A few important things to know before applying:


  • The loan amount is determined by the weight and purity of your gold, not by the price you originally paid for it.
  • Bajaj Finance calculates the gold value using the lower of the previous day’s closing price or the 30-day average price published by IBJA or a SEBI-regulated commodity exchange.
  • Only one valid KYC document is required, such as an Aadhaar card, Voter ID, passport, driving licence, NREGA job card, or NPR letter.
  • Interest repayment can be made on a monthly, bi-monthly, quarterly, half-yearly, or annual basis, while the principal or any remaining interest is paid at the end of the loan tenure.
  • There are no foreclosure charges, so the loan can be closed early without any extra penalty.



Before applying, you can use a gold loan calculator to check how much loan you may get. You can also check your gold loan eligibility online based on today’s gold rate in Rohtak and the purity and weight of your gold.


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Latest RBI updates

Section

Parameter

Applicable Details

 

Eligibility Criteria

Gold purity accepted

18-22 Karat for jewellery and ornaments

24 karat for gold coins

Eligible collateral types

Gold ornaments, jewellery, and coins

 

 

 

 

 

 

 

 

 

Eligible limit for each collateral type

Ornaments

Total pledged weight across all loans must not exceed 1 kilogram

Gold coins

The total weight of gold coins pledged cannot be more than 50 grams.

Gold Jewellery

As per maximum loan amount.

Overall exposure limit

The total loan exposure across ornaments, jewellery, and gold coins together must not exceed the maximum loan limit of Rs. 2 crore.

Collateral protection

 

Any loss, damage, or discrepancy in the quantity or purity of your pledged gold identified during audit, return, or auction will be recorded and promptly communicated to you or your legal heirs. The reimbursement or compensation process, as per company policy and SOP, will be clearly explained. Delays in collateral release due to lender fault will attract compensation of ₹5,000 per day.

 

 

 

Gold loan renewal

Renewal parameter

You can request renewal of your gold loan before maturity if it remains in standard status and within permissible LTV limits. This facility is available only to existing customers. For bullet repayment loans, accrued interest must be cleared. Renewals are subject to credit checks, fresh applicable charges, and are not allowed after maturity.

 

 

Gold loan top up

Top up parameter

Top-up is allowed before maturity, subject to regulatory LTV limits, credit assessment, and customer eligibility. Fresh fees and charges apply. Top-up after maturity is not permitted, even if dues are outstanding. Top up facility is available only to existing users.

 

 

 

LTV (Loan to Value)

For loans up to Rs.2.5 lakh

85%

For loans between more than Rs.2.5 lakh to Rs.5 lakh

80%

For loans from more than Rs. 5lakh to Rs. 2 crore

75%

 

 

 

Gold Value

Evaluation parameter

As per the latest guidelines, gold loans are offered against specific purity of gold jewellery, ornaments and gold coins, valued using lower of the average closing price for your gold's specific purity over the last 30 days or the previous day's closing price, as published by IBJA or a SEBI-regulated commodity exchange, within prescribed limits and subject to KYC and timely repayment.

Disclaimer

Bajaj Finance Limited (BFL) has the sole and absolute discretion, without assigning any reason to accept or reject any application as per BFL policy. *