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Gold Rate Today in Ranchi

Track the gold rate in Ranchi as it changes daily due to global prices, currency movements, and demand, helping you make informed jewellery or investment decisions.
Gold Rate Today
22k Gold / 10 gm 
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24k Gold / 10 gm: : ₹ --
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Key takeaways

Here are the key points to know about the gold price today in Ranchi:

  • Gold prices may change due to global rates, currency movements and local market conditions.
  • 18K, 22K and 24K gold have different prices based on purity.
  • Gold price changes can affect investment value and gold loan eligibility.
  • Bajaj Finance Gold Loan offers Rs. 5,000 to Rs. 2 crore, subject to eligibility and applicable LTV limits.

Track the latest gold rates to plan your purchase, investment or gold loan.

How the gold price is calculated in Ranchi

The estimated cost of gold in Ranchi is calculated using its weight and the applicable rate for its purity. The gold rate today in Ranchi helps determine the base value, while making charges and GST add to the final jewellery price.


Calculation formula:

Final jewellery cost = (Gold weight × Rate per gram) + Making charges + 3% GST


Calculation example:

If the illustrative 22K rate is Rs. 6,600 per gram, 10 grams cost Rs. 66,000. Assuming 12% making charges (Rs. 7,920), the subtotal is Rs. 73,920. GST at 3% is Rs. 2,217.60, making the final cost Rs. 76,137.60.

The final price you pay depends on the gold weight, purity, making charges and applicable GST.


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Historical gold rate in Ranchi

Historical gold rates in Ranchi show how the price of gold has changed over the years, with an overall upward trend in the long term. Reviewing past prices helps you understand these movements and compare yearly averages. The table below presents the average 24K gold rate per 10 grams for the years listed.


Financial yearAverage gold rate per 10 gramsYear-on-year change
2025–26Rs. 1,46,160.00+92.70%
2024–25Rs. 75,841.87+25.10%
2023–24Rs. 60,623.95+15.00%
2022–23Rs. 52,730.77+9.90%
2021–22Rs. 47,999.25-1.50%
2020–21Rs. 48,723.22+31.60%
2019–20Rs. 37,017.91+18.70%
2018–19Rs. 31,193.41+6.50%
2017–18Rs. 29,300.08-1.20%
2016–17Rs. 29,665.28+11.80%

Last updated: 30th October 2026


Quick tip: With gold rates in Ranchi changing regularly, this could be the right time to assess your options. Check your gold loan eligibility and understand your borrowing potential now.

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What factors affect the gold rates in Ranchi?

Gold prices in Ranchi are influenced by global market movements, currency exchange rates, local demand and government policies. These factors can affect the gold price today in Ranchi and cause daily price fluctuations. Key factors include:

  • Global gold prices: Changes in international gold prices influence domestic rates.
  • Currency exchange rates: A weaker Indian Rupee against the US Dollar can increase the cost of imported gold.
  • Demand and supply: Changes in local demand and gold availability can affect market prices.
  • Inflation: Inflation and broader economic conditions can influence gold demand.
  • Interest rates: Changes in interest rates can affect investor preference for gold compared with other assets.
  • Government policies: Import duties, GST and other applicable rules contribute to the final cost of gold.
  • Market activity: Investor demand and trading activity can cause short-term price movements.

These factors can cause gold prices to change over time. If you own eligible gold, you can check your gold loan eligibility with Bajaj Finance to understand the basic requirements.


22 karats vs 24 karats vs 18 karats gold purity in Ranchi

Gold purity is measured in karats. The higher the karat, the more pure gold the item contains. The gold rate today in Ranchi for 22 carat can differ from 18K and 24K rates because their gold content is different.


Parameter18K gold22K gold24K gold
Purity75%91.6%99.9%
DurabilityHighestHighLower
Typical useDesigner and diamond-set jewelleryTraditional and bridal jewelleryCoins, bars and investment products
Price pointLowestMid-rangeHighest

How to check the purity of gold in Ranchi

Before buying or pledging gold in Ranchi, it is important to verify its purity. You can use a few simple methods to get an initial idea, while a certified jeweller or gold expert can provide a more accurate result.

  • BIS Hallmark: The BIS hallmark confirms that the gold has been tested for purity. It also includes details such as the purity grade, hallmarking centre, and jeweller's identification mark.
  • Acid test: A professional applies nitric acid to a small gold sample to check purity through the chemical reaction.
  • X-ray fluorescence: A precise, non-destructive test that reads the gold's composition using X-rays.
  • Electronic gold tester: Measures electrical conductivity to give a quick karat reading.
  • Assay testing: A certified assayer melts the gold sample to measure purity accurately.
  • Density testing: Compares gold density against the known density of pure gold.

Checking the gold price today in Ranchi can also help when buying or selling gold. If you want to know how much you may be able to borrow against eligible gold, check your gold loan eligibility with Bajaj Finance. Apply now!


How does the gold rate today in Ranchi affect gold investments?

The gold rate today in Ranchi can affect the value of gold investments such as coins, bars and other gold products. When gold prices rise, the value of existing holdings may increase. When prices fall, their value may decrease. Gold prices can change due to global markets, currency movements, inflation and investor demand.

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How do gold prices in Ranchi affect gold loans?

The gold price in Ranchi can affect the value of your gold and the loan amount you may get. A higher gold rate may increase your gold’s value, while a lower rate may reduce it. The final loan amount also depends on gold purity, net weight, valuation and applicable LTV limits.


What decides your eligible loan amount?

The eligible gold loan amount depends on the assessed value of your gold and the applicable LTV limit. Key factors include:

  • Gold purity: The karat of your gold affects its assessed value.
  • Net gold weight: The eligible weight of the pledged gold is considered.
  • Gold valuation: The applicable valuation method uses the lower of the previous day’s closing price or the 30-day average price published by IBJA or a SEBI-regulated commodity exchange.
  • LTV limit: The applicable LTV ratio sets the maximum loan amount.
  • Interest and charges: Check the gold loan interest rate and applicable charges before applying.

Gold loan: What you should know before applying

A gold loan allows you to pledge eligible gold jewellery, ornaments or coins to access funds. Before applying, consider these points:

  • Loan amount: Loans are available from Rs. 5,000 to Rs. 2 crore, subject to eligibility.
  • Eligible gold: 18-22 karat jewellery and ornaments, and gold coins up to 24 karat, are accepted.
  • Gold value: The gold rate today in Ranchi can help you track market prices. The final loan amount also depends on purity, weight, valuation and LTV limits.
  • Free insurance of gold: Your gold jewellery, ornaments and coins are covered against theft, burglary, fire at the branch and misplacement while they are in our custody.
  • Collateral safety: Pledged gold is kept in secure vaults with round-the-clock surveillance. After you repay the loan in full, we return the gold in the same condition.

Use the gold loan calculator to estimate your loan amount and repayment details before applying.


It takes just 2 steps to check your eligibility for a Bajaj Finance Gold Loan. Enter your mobile number now.

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Frequently asked questions

Gold Rate

Gold Purity

Gold Loan

What decides the price of gold in Ranchi?

The gold price in Ranchi is affected by several factors. Global gold prices, economic conditions, demand and supply, and changes in the USD-INR exchange rate can all influence the local gold rate. These factors can cause gold prices to rise or fall over time.

The gold rate today in Ranchi can change with global gold prices, market conditions and currency movements. Checking the latest gold price today in Ranchi can help buyers plan jewellery purchases or investments. Rates also vary based on gold purity, such as 22 carat and 24 carat.

The gold price today in Ranchi changes every day due to several factors. These include global gold prices, currency exchange rates, market demand, and economic conditions. Changes in these factors directly influence the 24 carat gold rate in Ranchi and the 22 carat gold rate in Ranchi in the local market.

The base market price of gold is usually similar across the city. However, the final gold price today in Ranchi may vary slightly between jewellers. This happens because different jewellers may charge different making charges, service fees, and other costs.

The gold price in Ranchi may be similar to the national gold rate, but it may not be exactly the same. Local demand, taxes, market conditions and jeweller pricing can cause small differences.

22 carat gold contains a small mix of other metals, making it stronger and ideal for jewellery. In contrast, 24 carat gold is almost pure and has a brighter shine. It is softer, more suitable for investment, and usually priced higher in Ranchi’s market.

Gold in Ranchi is usually available in 24 carat, 22 carat, and 18 carat purity. The 24 carat gold rate in Ranchi is generally the highest because it is the purest form of gold. The 22 carat gold rate in Ranchi is commonly linked with jewellery, while the 18 carat gold rate in Ranchi today is often used for modern and durable jewellery designs.

You can get a gold loan in Ranchi by pledging eligible 18-22 karat gold jewellery or ornaments, or gold coins up to 24 karat purity, at a Bajaj Finance branch, with loan amounts ranging from Rs. 5,000 up to Rs. 2 crore. Visit a branch for gold valuation and document verification. The loan amount depends on gold purity, net weight, applicable LTV limits and eligibility.

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Disclaimer

Bajaj Finance Limited (BFL) has the sole and absolute discretion, without assigning any reason to accept or reject any application as per BFL policy. *