Key takeaways
Here are the key points to remember when checking gold rates in India:
The gold price in India depends on a mix of global and local factors that combine to set the final rate you see.
Sample calculation:
Note: This is an illustrative calculation. Actual prices vary daily based on live gold rates, duty structures, and jeweller charges.
Looking at the historical gold rate in India can help buyers and investors see how gold prices have moved over the years. Prices have generally risen over the long term, influenced by factors such as inflation, economic conditions, currency movements and demand. Reviewing past gold rates can help you spot price trends and make more informed decisions when buying gold, investing or applying for a gold loan.
| Year | Price 24 carat per 10 grams |
| 2025 | Rs. 1,05,000 to Rs. 1,30,000 |
| 2024 | Rs. 77,913.00 |
| 2023 | Rs. 65,330.00 |
| 2022 | Rs. 52,670.00 |
| 2021 | Rs. 48,720.00 |
| 2020 | Rs. 48,651.00 |
| 2019 | Rs. 35,220.00 |
| 2018 | Rs. 31,438.00 |
| 2017 | Rs. 29,667.50 |
| 2016 | Rs. 22,543.00 |
Find out how much you may be eligible to borrow against your gold. Check your gold loan eligibility today.
The price of gold in India is linked to the global gold market, but the final rate also reflects currency movements, taxes and local demand. This is why the current gold price India can change from one day to the next. Some of the main factors behind these changes are:
Keeping track of these factors can help you understand why gold prices move and make better decisions when buying, selling or investing in gold.
Curious about your loan eligibility? Enter your mobile number to see how much you can get for your gold.
Gold purity is measured in karats. A higher karat means pure gold. Each karat type has its level of purity, strength and cost. That's why different karat golds are used for purposes. For example 22 carat gold is often used for jewellery in India. It has a gold content but is still strong enough for daily wear. The 24 carat gold is the purest form. It is soft and mostly used for investment or special occasions. If you are checking the 22 carat gold rate today in India or the 24 carat gold rate in India knowing the differences helps you make a choice. You can use this information whether you are buying gold for jewellery for investment or, for a gold loan. The purity affects the price and the way the gold behaves over time.
| Parameter | 18K Gold | 22K Gold | 24K Gold |
|---|---|---|---|
| Purity | 75% | 91.6% | 99.9% |
| Strength | Highest | High | Lower |
| Common Use | Diamond jewellery and daily wear jewellery | Traditional jewellery | Investment bars and coins |
| Price | Lowest | Higher | Highest |
In India, checking the gold percentage is of extreme importance while buying or making any investment. Some of the methods to check the gold purity are:
Knowing the importance of gold purity percentage can help you when you are in need of any financial help. Thus, gold helps you to get the necessary help at the right time.
Quick tip: Want to make the most of your hallmarked gold? Check your gold loan eligibility today and unlock quick funds against your verified gold—all while ensuring complete safety and transparency.
The gold rate today in India holds significant importance in deciding the value of gold investment. The fluctuation in prices is advantageous for investors in terms of the increase in the value of their gold investments like gold coins, Gold ETFs, and Sovereign Gold Bonds. Thus, it becomes essential for investors to keep track of the daily rate of gold in order to make the best possible decision in respect of buying and selling gold.
When gold prices rise, the assessed value of eligible gold jewellery, ornaments or coins may also increase. This can increase the loan amount you may be eligible for against the same gold, subject to the applicable LTV limits and valuation rules. A gold loan can provide access to funds without selling your gold, with repayment options based on the loan terms.
Your eligible gold loan amount is determined using the following factors:
Only the intrinsic value of your gold is considered during valuation. Stones and other embellishments attached to the jewellery, ornaments or coins are not included.
Please note: The final loan amount depends on the applicable LTV ratio, the purity of your gold, and the gold price used for valuation. The valuation is based on the lower of the previous day's closing price or the 30-day average closing price published by IBJA or a SEBI-regulated commodity exchange. The applicable LTV ratio must be maintained throughout the loan tenure and may change as per RBI guidelines and the lender's policy.
The applicable LTV ratio varies based on the loan amount and determines the maximum loan value you may receive against your eligible gold.
Bajaj Finance offers a gold loan ranging from Rs. 5,000 to Rs. 2 crore against eligible gold jewellery, ornaments and gold coins. The gold loan interest rate starts from 9.50% per annum. Gold jewellery and ornaments between 18-22 karat purity are accepted, while gold coins of up to 24 karat purity may also be accepted, subject to applicable policies and eligibility criteria. The pledged gold is stored in secure vaults and remains insured throughout the loan tenure, subject to applicable terms and conditions.
Before applying, here are a few important details:
Before applying, use the gold loan calculator to estimate your eligible loan amount or check your gold loan eligibility online based on the gold price today in India, your gold's purity, and its weight.
Why let your gold sit idle when it can power your financial goals? Apply for a Bajaj Finance Gold Loan now!
| Gold Rate in Gurgaon | Gold Rate in Madurai | Gold Rate in Vadodara |
| Gold Rate in Ahmedabad | Gold Rate in Surat | Gold Rate in Nellore |
| Gold Rate in Firozabad | Gold Rate in Amritsar | Gold Rate in Salem |
The gold rate varies from city to city in India for a number of reasons, since local demand and supply, transport costs, taxes, and handling charges all have an effect on the final price.
If you want to find out the current gold rate on the internet in India, you can make use of an online gold rate calculator. Such calculators take into account various factors, including the present market price of gold, its purity (for example, 22k or 24k), and its weight. You just need to input the relevant information, after which the calculator will give you an accurate estimate of the gold's value. Employing an online gold rate calculator enables you to keep up with current gold prices and thus make better decisions when buying or investing.
You can find today’s gold rate in India on the Bajaj Finance App or website. You can also refer to a reputed jeweller for updated gold rates. These sources reflect the market movements and help you track the gold rate today accurately.
Yes, the gold rate can vary across Indian cities due to differences in local demand, transportation costs, and state-level charges. While the base price follows national trends, the final gold price in India may differ slightly between locations.
To check the live gold rate accurately, rely on the Bajaj Finance App or website.
Gold hallmarking is vital because it ensures the purity of gold items. When you check the gold rate, hallmarked gold guarantees its authenticity and quality. It helps you be sure you're getting genuine gold and prevents fraud.
You should buy hallmarked gold jewellery because it assures you of the gold's purity and quality. When considering the gold rate in India, hallmarked gold ensures you get what you pay for and safeguards against fake items.
Hallmark: A hallmark is like a quality seal that ensures the purity of gold, adhering to specific standards, which is crucial to determining the KDM gold rate today.
916 (22K Gold): When you see "916" on gold, it means that 91.6 grams of pure gold have been mixed with 8.4 grams of other metals in a 100-gram alloy.
KDM Jewellery: KDM used to describe gold jewellery made using cadmium as a filler. This method resulted in a 92% gold and 8% cadmium ratio. However, this practice is now banned by the Bureau of Indian Standards (BIS). Newer solders like zinc and copper have replaced cadmium for safer and more environmentally friendly jewellery making.
The gold rate in India is updated several times a day based on global prices, market demand, and currency movements. Tracking the gold rate today helps you stay aware of fluctuations before buying or selling gold.
Yes, the gold rate today is an important indicator when applying for a gold loan. A higher gold price today may increase the loan amount you qualify for, as lenders calculate value using the current gold price in India.
Making charges are added for crafting jewellery and vary by design and workmanship. They increase the final gold price you pay, even if the gold rate today remains unchanged across different jewellers.
Gold prices in India have increased recently due to changes in international gold rates, currency movements, and market demand. Over the last few days, both 22K and 24K gold rates have shown an upward trend, with daily fluctuations influenced by global economic conditions and investor sentiment.
There is no fixed best time, but many buyers prefer purchasing when the gold price today is lower due to market dips. Monitoring the gold rate in India regularly helps you find favourable buying opportunities.
The displayed gold rate usually reflects the base price before tax. Goods and services tax is added at the time of purchase, along with making charges. This means the final payable amount is higher than the gold price shown online today in India.
Gold demand increases sharply during festivals and wedding seasons as gold buying is linked to tradition and gifting. Higher demand often pushes prices upward, which can be seen clearly in the live gold price during these peak buying periods.
The gold rate in India refers to the prevailing market price of gold for a specific purity, usually quoted per gram or per 10 grams. It changes regularly based on global gold prices, currency movements, import duties, taxes, local demand and market conditions. Rates may also vary slightly across cities and states.
Over the last five years, gold prices in India have generally seen a strong rise, despite some ups and downs. Changes in global prices, inflation, interest rates, the rupee’s value and investor demand have influenced the gold price in India during this period.
Gold prices can rise or fall based on factors such as inflation, global economic conditions, currency movements, interest rates and demand. Since these factors can change, future gold prices cannot be predicted with certainty.
Bajaj Finance Limited (BFL) has the sole and absolute discretion, without assigning any reason to accept or reject any application as per BFL policy. *
