Fixed Deposit in Chennai


With an economic base anchored by automobile, software services, medical tourism, hardware manufacturing and financial services, Chennai is one of India’s most productive metro areas. Due to its vibrant banking and trading culture, it is often tagged as the Banking Capital of India.

With a high quality of life in Chennai, you need to save and invest your money prudently. With fixed deposits, you can seldom go wrong.

FD Rates in Chennai

For residents of Chennai, investing in Bajaj Finance FD ensure a hassle-free investment process along with high returns. You can boost your savings by investing in these fixed deposits, as they offer guaranteed returns along with the flexibility to choose tenor and payout frequency.

The payout frequency depends on the fixed deposit type you choose. If you want to build your retirement corpus without the need for monthly payouts, you can opt for cumulative fixed deposits that provide you with the returns at maturity.

In case you go for non-cumulative fixed deposits, you can choose the frequency of your interest payouts. Chennai residents can enjoy high FD Interest Rates with a hassle-free investment process with Bajaj Finance.

Annual rate of interest valid for deposits up to Rs.5 crore (w.e.f 01 Feb 2021)

Tenor in Months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half Yearly Annual
12 – 23 25,000 6.15% 5.98% 6.01% 6.06% 6.15%
24 – 35 6.60% 6.41% 6.44% 6.49% 6.60%
36 - 60 7.00% 6.79% 6.82% 6.88% 7.00%

Rate benefits basis customer category (w.e.f 01 Feb 2021):

+ 0.25% for senior citizens

+ 0.10% for customers opening FD through online mode

Note: Senior citizens investing in a Bajaj Finance online FD will only receive one benefit (rate benefit of 0.25%), regardless of the mode of investment


+0.10% over and above the applicable rate of interest/card rate at the time of renewal of deposit. In case of online renewal, only one benefit (renewal benefit of 0.10%) will be extended.

  • Features & Benefits

    Here’s a look at some of the top reasons that make Bajaj Finance Fixed Deposits a winner:

  • High Stability and Credibility

    With ICRA’s MAAA (Stable) rating and CRISIL’s FAAA/Stable rating, Bajaj Finance Fixed Deposits are highly stable and credible. This ensures that your investments are never at risk.

  • Flexible Tenors

    You can choose tenors between 12 and 60 months to suit your financial needs

  • Attractive Return on Your Investment

    Why let your savings stagnate in a savings account, when you can get much higher returns with a Bajaj Finance Fixed Deposit? Get a competitive rate of interest with higher rate benefits on renewing your FD.

  • Minimum deposit of Rs. 25,000

    Don’t let budget be a problem. Start investing in Bajaj Finance Fixed Deposits, with just Rs. 25,000

Chennai Residents can visit any of the 5 branches, mentioned below:

  • Bajaj Finance Limited

    Unit No - 209, 210. 3rd Floor, Alpha Wing, Beta Wing, Raheja Towers, 177, Anna Salai, Chennai - 600 002.

  • Bajaj Finance Limited

    Unit No - 804, 805, 806, 8Th Floor, Delta Wing, Raheja Towers, 177, Anna Salai, Chennai - 600 002.

  • Bajaj Finance Limited

    1st Floor, Sb Complex, W115, 3Rd Avanue, Opp. Kandhaswamy Collage, Anna Nagar, Chennai - 600 040.

  • Bajaj Finance Limited

    Old No - 102, New No - 256, Mudichur Road, Tambaram West, Chennai - 600 045.

  • Bajaj Finance Limited

    3rd Floor, Kaba Plaza, No. 27, L B Road, Indra Nagar, Opp. Adyar Bus Depot, Adyar, Chennai - 600 020.

Invest Online