Fixed Deposit in Chennai


With an economic base anchored in sectors like automobile, software, medical tourism, hardware manufacturing, and financial services, Chennai is one of India’s most productive metro areas. Often called the Banking Capital of India, Chennai offers residents a high quality of life and it demands that you save and invest your money prudently. Thankfully, with avenues like the fixed deposit, you can’t go wrong.

FD Rates in Chennai

Residents of Chennai enjoy attractive FD interest rates with Bajaj Finance.

Annual rate of interest valid for deposits up to Rs.5 crore (w.e.f 12 May 2021)

Tenor in Months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half Yearly Annual
12 – 23 25,000 5.65% 5.51% 5.53% 5.57% 5.65%
24 – 35 6.10% 5.94% 5.97% 6.01% 6.10%
36 - 60 6.50% 6.31% 6.35% 6.40% 6.50%

Rate benefits basis customer category (w.e.f 12 May 2021):

+ 0.25% for senior citizens

+ 0.10% for customers opening FD through online mode

Note: Senior citizens investing in a Bajaj Finance online FD will only receive one benefit (rate benefit of 0.25%), regardless of the mode of investment


+0.10% over and above the applicable rate of interest/card rate at the time of renewal of deposit. In case of online renewal, only one benefit (renewal benefit of 0.10%) will be extended.

Features of Bajaj Finance Fixed Deposit

Interest Rate Ranging from 5.65% to 6.75%
Minimum Tenor 1 Year
Maximum Tenor 5 Years
Deposit Amount Min- Rs. 25,000
Application Process Easy online paperless process
Online Payment Options Netbanking and UPI

  • Fixed Deposit in Chennai: Features and Benefits

  • Safe investment guarantee

    With ICRA’s MAAA (Stable) rating and CRISIL’s FAAA/Stable rating, Bajaj Finance Fixed Deposits are highly stable and credible.

  • mortgage loan interest rates

    Flexible investment tenor

    Deposit your funds for a period ranging from 12 to 60 months and take back a large maturity amount in time for your goals.

  • Returns up to 6.75%*

    Regular customers can earn at up to 6.60%* and senior citizens get an additional interest rate bonus of 0.25%.

  • Small initial deposit

    With as little as Rs. 25,000 you can start investing in a Bajaj Finance Fixed Deposit in Chennai.

  • Systematic Deposit Plan

    Through monthly contributions of Rs. 5,000 or more you can begin to invest as you save.

  • Fixed Deposit in Chennai


    With a Bajaj Finance FD in Chennai you can earn at an interest rate of up to 6.75%*. Moreover, your returns are backed by CRISIL’s FAAA rating and ICRA’s MAAA rating, the highest in their respective categories. As such, you enhance and stabilise your investment portfolio with this FD. You can forecast your returns with the FD calculator, and use the Auto-renewal facility to stay invested for longer seamlessly and the Multi-deposit facility to ladder your FDs effortlessly.

    Alongside the ability to invest over a flexible tenor of 12 to 60 months, you can opt for cumulative fixed deposits to get high returns at maturity or go for non-cumulative fixed deposits to obtain frequent interest payouts.

Fixed Deposit in Chennai: Branches

Chennai residents can visit any of the 5 branches mentioned below:

  • Bajaj Finance Limited

  • Unit No - 209, 210. 3rd Floor, Alpha Wing, Beta Wing, Raheja Towers, 177, Anna Salai, Chennai - 600 002.

  • Bajaj Finance Limited
  • Unit No - 804, 805, 806, 8Th Floor, Delta Wing, Raheja Towers, 177, Anna Salai, Chennai - 600 002.
  • Bajaj Finance Limited

  • 1st Floor, Sb Complex, W115, 3Rd Avanue, Opp. Kandhaswamy Collage, Anna Nagar, Chennai - 600 040.
  • Bajaj Finance Limited

  • Old No - 102, New No - 256, Mudichur Road, Tambaram West, Chennai - 600 045.
  • Bajaj Finance Limited

  • 3rd Floor, Kaba Plaza, No. 27, L B Road, Indra Nagar, Opp. Adyar Bus Depot, Adyar, Chennai - 600 020.

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