Places to Visit in Karnataka in October​

Places to Visit in Karnataka in October​

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Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce Charges” shall mean charges levied on each instance in the event of: (i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day; and/or (ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished; and/or (iii) rejection or failure of mandate registration by the customer’s bank.

Part-prepayment charges

Full Pre-payment:

Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment.
Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.
Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

Part-prepayment

• Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-
• Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.472% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

October is a fantastic time to explore Karnataka, a state known for its rich cultural heritage, stunning landscapes, and diverse attractions. With pleasant weather and lush greenery after the monsoon, Karnataka offers a perfect blend of adventure, relaxation, and sightseeing. Whether you are drawn to misty hill stations, historic temples, or cascading waterfalls, there is something for everyone. Planning your trip early can ensure a hassle-free experience, and if travel expenses seem daunting, Bajaj Finserv Insta Personal Loan can help you make your dream vacation a reality. October marks the beginning of Karnataka’s festive season, with cooler temperatures and vibrant surroundings. From scenic hill stations to serene beaches, the state offers countless destinations ideal for a getaway. Some of the must-visit places include Coorg, Gokarna, Hampi, and Jog Falls. These locations promise unforgettable experiences, whether you are travelling solo, with your partner, or with family and friends.



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List of best places to visit in Karnataka in October

1. Coorg

Known as the ‘Scotland of India,’ Coorg is a picturesque hill station famous for its coffee plantations, misty hills, and cascading waterfalls. October is the perfect time to enjoy trekking, coffee estate tours, and the lush greenery. A 3-day trip to Coorg may cost Rs. 12,000 to Rs. 35,000, depending on your preferences.

2. Hampi

A UNESCO World Heritage Site, Hampi is a treasure trove of ancient ruins and stunning landscapes. October offers pleasant weather to explore its temples, monuments, and boulder-strewn terrain.

3. Gokarna

If you are looking for a peaceful beach destination, Gokarna is ideal. Known for its pristine beaches and spiritual vibe, October is a great time to relax by the shore or visit the famous Mahabaleshwar Temple.

4. Jog Falls

One of India’s highest waterfalls, Jog Falls is a breathtaking sight during October. The post-monsoon flow adds to its magnificence, making it a must-visit for nature lovers.


If saving for your trip feels overwhelming, travel now with Bajaj Finserv’s Insta Personal Loan and repay easily over time.

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Make your trip a reality with Bajaj Finance Insta Personal Loan

Travelling can be expensive, but it does not have to hold you back. Bajaj Finserv’s Insta Personal Loan ensures that you can fund your dream vacation without financial stress. Here are some benefits:

  • Loans up to Rs. 15,50,000 available.
  • Instant disbursal within 30 minutes*.
  • Flexible repayment tenure of up to 63 months.
  • Minimal to no documentation and transparent charges.

Pro tip: Use the Insta Personal Loan EMI Calculator to plan your repayment journey effectively.

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Best romantic getaways in Karnataka for couples in October

For couples seeking a romantic escape, Karnataka has plenty to offer. Coorg tops the list with its serene coffee estates and cosy resorts. Chikmagalur is another favourite, offering tranquil surroundings and misty mountain views. Gokarna’s secluded beaches and Kabini’s wildlife safaris also provide memorable experiences.

October’s pleasant weather adds to the charm, making it the perfect time for couples to unwind and reconnect. If you need financial assistance, Bajaj Finserv’s Insta Personal Loan can make your dream getaway a reality.


 

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Top family and friend destinations in Karnataka to visit in October

Travelling with family or friends? Karnataka has diverse destinations to cater to every interest. Mysore, with its grand Dussehra celebrations, is ideal for cultural enthusiasts. For adventure seekers, head to Chikmagalur or Bandipur National Park for trekking and wildlife experiences.

Families can enjoy the tranquillity of Jog Falls or the historical wonders of Hampi. A 3-day trip to Mysore, including accommodation and sightseeing, may cost Rs. 10,000 to Rs. 25,000.

Need funds instantly for your trip? Check your pre-approved loan offer with phone number and OTP and get funds within 30 minutes*.
 


Conclusion

Karnataka in October offers a unique blend of natural beauty, cultural richness, and adventure. Whether you are planning a romantic getaway, a family trip, or a solo adventure, this state has something to offer everyone. From the misty hills of Coorg to the ancient ruins of Hampi, each destination promises unforgettable memories.

If travel expenses are holding you back, Bajaj Finserv’s Insta Personal Loan can help you plan your trip without stress. With instant approval, flexible repayment options, and loan amounts up to Rs. 15,50,000, you can travel now and repay later. Start planning your dream vacation today.
 

Related links:

Best Places to Visit in Monsoon in IndiaBest Places to Visit in November in IndiaBest Places to Visit in January in IndiaBest Places to Visit in October in India



 

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