Gold Rate Today in Calicut

 
 

Key takeaways


  • Gold price today in Calicut moves with global rates, currency changes, taxes, and market demand.
  • 22K gold is widely used for jewellery, while 24K gold has a higher purity level.
  • Check the BIS hallmark and HUID before buying gold jewellery.
  • Gold rates may rise or fall with inflation, interest rates, and global market conditions.
  • The applicable gold value can affect how much you may borrow through a gold loan.

How is the gold price in Calicut determined?

Gold prices in Calicut depend on both Indian and global market changes. Daily benchmark rates, currency value, taxes, and trading trends all help shape the final price.


  • IBJA rates: IBJA publishes daily gold rates used by jewellers, lenders, and financial institutions.
  • MCX prices: MCX gold trading shows current market trends and price expectations.
  • Global gold prices: Changes in world gold prices can raise or lower rates in Calicut.
  • Taxes and duties: Import duty, GST, and other charges add to the final gold price.
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Historical gold rate in Calicut and how have they changed in recent years

Gold rates in Calicut have moved in line with wider trends across India. Prices may rise or fall in the short term due to currency changes, demand, and global events. Over the years, however, gold prices have generally shown an upward trend.

YearPrice 24 carat per 10 grams
2025Rs. 1,05,000 to Rs. 1,30,000
2024Rs. 77,913.00
2023Rs. 65,330.00
2022Rs. 52,670.00
2021Rs. 48,720.00
2020Rs. 48,651.00
2019Rs. 35,220.00
2018Rs. 31,438.00
2017Rs. 29,667.50
2016Rs. 22,543.00

As gold prices in Calicut continue to shift with global movements, staying informed can give you an advantage. Check your gold loan eligibility today and find out how much you can borrow.

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What affects gold rates in Calicut

The method used to calculate gold prices stays broadly similar, but the factors behind the calculation keep changing. This is why the gold rate in Calicut can rise or fall.

  • International gold prices: Changes in the global gold market can directly influence domestic rates.
  • USD-INR exchange rate: Gold is traded internationally in US dollars. If the rupee weakens, imported gold can become more expensive.
  • RBI policy: Changes in interest rates can affect investor choices and demand for gold.
  • Local demand: Gold purchases often increase during weddings, festivals and other occasions in Kerala.
  • Global market sentiment: Economic uncertainty and geopolitical events can increase demand for gold as an asset.
  • Inflation: Higher inflation can influence demand for gold as people look for assets that may retain value.
  • Government policies: Changes in import duties, taxes or other regulations can affect gold prices.


    Understanding these factors can help you make better decisions when buying gold or considering a gold loan. Have eligible gold jewellery at home? Check your gold loan eligibility to understand your potential borrowing amount.


What is the difference between 18K, 22K and 24K gold?

Gold is measured in karats based on its purity. The higher the karat, the greater the amount of pure gold in the item. The choice between 18K, 22K and 24K depends on whether you need gold for jewellery or investment.

  • 18K gold contains 75% pure gold. The other metals make it harder and more suitable for many types of jewellery.
  • 22K gold contains about 91.6% pure gold. It is widely used for traditional and wedding jewellery.
  • 24K gold contains about 99.9% pure gold. It is softer and mainly used for investment products such as coins and bars.

Parameter18K Gold22K Gold24K Gold
Purity75%91.6%99.9%
StrengthHighestHighLower
Common UseDiamond jewellery and daily wear jewelleryTraditional jewelleryInvestment bars and coins
PriceLowestHigherHighest

How to check gold purity in Calicut

Before buying or pledging gold, it is important to verify purity of gold. Different methods can be used to verify its purity.


  • BIS hallmark: Check the BIS hallmark and purity details on applicable hallmarked jewellery.
  • Purity mark: Common purity marks include 750 for 18K, 916 for 22K and 999 for 24K gold.
  • Acid test: A professional can use an acid-based test to assess the purity of a gold sample.
  • Electronic testing: Gold testing machines can provide a quick estimate of the karat.
  • XRF testing: X-ray fluorescence can analyse the composition without damaging the jewellery.
  • Assay testing: A certified professional can carry out detailed testing to determine gold purity.

For the most reliable result, get your gold checked by a trusted jeweller or certified testing centre.


Wondering how much you can borrow on your gold? Just check your gold loan eligibility—it takes seconds and minimal  paperwork!


How can you calculate the value of your gold?

You can estimate the value of your gold using its weight, purity and the applicable gold rate per gram.


Gold Value = Gold Weight × Gold Rate Per Gram


For example, if you own 50 grams of 22K gold and the applicable rate is Rs. 12,826 per gram:


50 × Rs. 12,826 = Rs. 6,41,300


The estimated market value would be Rs. 6,41,300. This is an approximate market value. The final value considered for a gold loan depends on the applicable valuation process, eligible gold purity and LTV.


Now that you know the estimated value of your gold, check your gold loan eligibility online.

 

How do gold rates influence gold investments?

Gold rates influence the value of physical gold, Gold ETFs, and Sovereign Gold Bonds (SGBs). While these products differ in structure, their performance is linked to movements in gold prices. Investors often monitor daily gold rates before purchasing jewellery, investing in Gold ETFs, or evaluating the value of existing gold holdings.


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How does the gold price in Calicut affect your gold loan amount?

The gold price in Calicut can affect how much you may borrow against your gold. Lenders assess your gold at the time of valuation. The amount you paid when you bought the jewellery does not decide the loan value. If the applicable gold value is higher, the same gold may support a larger loan amount. If the value falls, the eligible amount may also be lower.


What decides your eligible loan amount?

Your gold loan amount mainly depends on:

  • Weight of the eligible gold 
  • Purity of the gold 
  • Applicable gold price 
  • Loan-to-Value (LTV) ratio 

Only the actual gold content is considered for valuation. Stones, enamel, beads, and other non-gold parts are not included. Lenders also do not simply use today's headline rate. They use whichever is lower between the previous day's closing price or the 30-day average closing price published by IBJA or a SEBI-regulated commodity exchange. This protects you from a sudden price spike inflating things unrealistically and protects the lender from the opposite.


Please note, the maximum LTV eligible for a loan depends on the loan amount and cannot be more than the applicable limits. To know more, click here.

 

Gold loan basics — what you should know before applying

If you are considering a gold loan in India, here are the essential details to know before you apply. With Bajaj Finance, you can borrow from Rs. 5,000 to Rs. 2 crore against your gold jewellery, ornaments, or gold coins. The gold loan interest rate starts from 9.50% per annum.

Jewellery and ornaments are accepted between 18-22 purity. Gold coins are accepted up to 24 karat purity. Your gold is stored in secured vaults with insurance cover for the entire loan duration. 


A few points can help you understand a gold loan before you apply in Calicut:

  • Your loan amount depends on the weight, purity, and assessed value of the gold you pledge. 
  • Bajaj Finance considers the lower of the previous day’s closing rate or the 30-day average closing rate published by IBJA or a SEBI-regulated commodity exchange. 
  • You need only one valid KYC document, such as Aadhaar, Voter ID, passport, driving licence, NREGA job card, or an NPR letter. 
  • Interest can be paid monthly, every two months, quarterly, half-yearly, or yearly, as per the loan terms. 
  • You can repay the loan early without paying foreclosure charges. 

Before applying, use the gold loan calculator to get an estimate of the amount you may borrow. You can also check your gold loan eligibility online based on the applicable gold value, purity, and weight.


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Frequently asked questions

Gold Price

Gold Purity

Gold Price

What decides the price of gold in Calicut?

The price of gold in Calicut is determined by various factors. Global market trends, economic conditions, demand-supply dynamics, and currency fluctuations influence the gold price in Calicut. These factors collectively shape its value, reflecting the city's economic and cultural ties to this precious metal.

The gold rate today in Calicut varies daily based on market conditions. Prices for 1 gram and 10 grams are updated frequently, so it is best to check reliable local jewellers or online platforms for accurate rates.

You can track the gold price in Calicut through trusted jewellery websites, financial news portals, or mobile apps that provide live updates of daily gold rates. You can visit the Bajaj Finance website to get the daily updates on gold rates, 

During festivals like Diwali, demand for gold rises sharply. This higher demand usually pushes up the gold price in Calicut, making jewellery and coins more expensive temporarily.

Gold prices in Calicut can change regularly due to international gold prices, currency movements, local demand and wider market conditions. Tracking recent price trends can help you make informed decisions before buying, selling or pledging gold.

In Calicut, the choice between 22k and 24k gold depends on personal preferences. Consider checking gold rate today in Calicut for 22 carat and 24 carat gold to make an informed decision based on both purity and price.

The gold rate in Calicut varies by purity, including 18K, 22K and 24K gold. Check the latest rate per gram and per 10 grams before buying jewellery, investing in gold or applying for a gold loan.

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Disclaimer

Bajaj Finance Limited (BFL) has the sole and absolute discretion, without assigning any reason to accept or reject any application as per BFL policy. *