Key takeaways
The gold price in Kolkata isn't fixed locally — it's built up through a chain of global and national steps before it reaches your nearest jeweller.
The 24 carat gold price in Kolkata has shown a long-term upward trend despite short-term market fluctuations. Factors such as inflation, global economic uncertainty, and increasing investment demand have contributed to the steady rise in gold prices over the years.
| Year | Price 24 carat per 10 grams |
| 2025 | Rs. 1,05,000 to Rs. 1,30,000 |
| 2024 | Rs. 77,913.00 |
| 2023 | Rs. 65,330.00 |
| 2022 | Rs. 52,670.00 |
| 2021 | Rs. 48,720.00 |
| 2020 | Rs. 48,651.00 |
| 2019 | Rs. 35,220.00 |
| 2018 | Rs. 31,438.00 |
| 2017 | Rs. 29,667.50 |
| 2016 | Rs. 22,543.00 |
Looking at historical trends can help investors understand how gold has performed over time and make more informed financial decisions.
Quick tip: Gold rates in Kolkata do not stay constant, and your loan value may change with them. Check your gold loan eligibility today to plan better.
Several things shape the gold rate in Kolkata, and knowing them helps you decide the right time to buy, sell, or take a gold loan.
Along with these market factors, the price you pay or receive also depends on the gold's purity. Not all gold is the same. 24K, 22K, and 18K each have a different purity level, price, and purpose.
The karat value tells you how much pure gold a piece contains. Higher karats indicate a higher percentage of pure gold.
| Parameter | 18K Gold | 22K Gold | 24K Gold |
|---|---|---|---|
| Purity | 75% | 91.6% | 99.9% |
| Strength | Highest | High | Lower |
| Common Use | Diamond jewellery and daily wear jewellery | Traditional jewellery | Investment bars and coins |
| Price | Lowest | Higher | Highest |
Pro tip: Since hallmarked gold assures purity and value, check your gold loan eligibility today and unlock its full financial potential.
Before buying or pledging gold in Kolkata, it is important to verify its purity. Here are some of the most reliable methods:
For the most accurate results, always consult a certified jeweller or professional assayer in Kolkata.
You can estimate the current value of your gold using three simple details:
Formula:
Gold Value = Gold Weight × Gold Rate per Gram
This estimate helps you understand what your gold is worth. However, the final loan amount depends on the applicable Loan-to-Value (LTV), the actual purity of the pledged gold, and the lower of the previous day's closing price or the 30-day average closing price published by IBJA or a SEBI-regulated commodity exchange.
Now that you know what your gold is worth, find out how much you can borrow. Check your gold loan eligibility online.
Gold prices directly affect the value of gold investments in Kolkata. When gold prices increase, the value of physical gold, Gold ETFs, and Sovereign Gold Bonds generally rises. When prices decline, their value may also decrease. Although each investment option has different features, all are influenced by changes in the underlying gold price.
The 24 carat gold price in Kolkata on the day your gold is valued plays an important role in determining your eligible loan amount. A higher gold price generally increases the value of your pledged gold, while a lower price may reduce the eligible amount. The final loan amount also depends on the applicable Loan-to-Value (LTV), the actual purity of the pledged gold, and the approved gold valuation methodology.
Your eligible gold loan amount depends on the current value of your pledged gold, not on your credit score or income. Bajaj Finance calculates your eligibility based on:
Only the pure gold content is valued. Stones, enamel, and other decorative elements are not included.
Bajaj Finance uses the lower of the previous day's closing price or the 30-day average closing price published by IBJA or a SEBI-regulated commodity exchange. The maximum LTV depends on the loan amount and applicable regulatory guidelines. To know more, click here.
With Bajaj Finance, you can get a gold loan of Rs. 5,000 to Rs. 2 crore by pledging your gold jewellery, ornaments, or gold coins. The gold loan interest rate starts from 9.50%.
Gold jewellery and ornaments between 18-22 karat purity are accepted, along with gold coins of up to 24 karat karat purity. Your pledged gold remains stored in secure, insured vaults for the entire loan duration.
Here are a few important things to know before you apply:
Before applying, use the gold loan calculator to estimate your eligible loan amount, or check your gold loan eligibility online based on today's gold rate in Kolkata, your gold's purity, and its weight.
Curious about your loan eligibility? Enter your mobile number to see how much you can get for your gold.
| Gold rate in Trivandrum | Gold rate in Rampur | Gold rate in Jodhpur |
| Gold rate in Anantapur | Gold rate in Durg | Gold rate in Satara |
| Gold rate in Srinagar | Gold rate in Bhiwandi | Gold rate in Ballia |
The 24-carat gold price in Kolkata is calculated using international gold prices, the USD-INR exchange rate, import duties, GST, and local jeweller margins. Since India imports most of its gold, fluctuations in global gold prices and currency exchange rates directly influence the final retail gold price in Kolkata.
The 24 carat gold rate in Kolkata changes daily based on global prices, currency movements, and local demand. Since 24 carat is 99.9% pure, it's usually priced higher than 22K or 18K gold. Check the live rate above for today's exact figure.
Bajaj Finance Limited (BFL) has the sole and absolute discretion, without assigning any reason to accept or reject any application as per BFL policy. *
