Key takeaways
The gold price in Kolkata isn't fixed locally it is built up through a chain of global and national steps before it reaches your nearest jeweller.
Understanding these factors can help you track changes in the gold price in Kolkata and plan your gold purchase, sale or gold loan.
Gold prices in Kolkata have changed over the years, with both short-term ups and downs and a broader rise over the period shown. Inflation, global economic conditions and changes in demand can influence gold prices.
| Year | Price 24 carat per 10 grams |
|---|---|
| 2025 | Rs. 1,05,000 to Rs. 1,30,000 |
| 2024 | Rs. 77,913.00 |
| 2023 | Rs. 65,330.00 |
| 2022 | Rs. 52,670.00 |
| 2021 | Rs. 48,720.00 |
| 2020 | Rs. 48,651.00 |
| 2019 | Rs. 35,220.00 |
| 2018 | Rs. 31,438.00 |
| 2017 | Rs. 29,667.50 |
| 2016 | Rs. 22,543.00 |
The historical rates give you a simple view of how gold prices have changed over time. You can use this information to compare past prices with current rates when planning a gold purchase or investment.
Quick tip: Gold rates in Kolkata do not stay constant, and your loan value may change with them. Check your gold loan eligibility today to plan better.
Several factors can affect the 24 carat gold price in Kolkata today. These include global market movements, currency changes, taxes and local demand.
Gold purity also matters. 24K, 22K and 18K gold have different purity levels, prices and common uses, so the rate can vary based on the type of gold you buy or sell.
The karat value shows how much pure gold a piece contains. A higher karat means a higher percentage of pure gold.
| Parameter | 18K Gold | 22K Gold | 24K Gold |
|---|---|---|---|
| Purity | 75% | 91.6% | 99.9% |
| Strength | Highest | High | Lower |
| Common Use | Diamond jewellery and daily wear jewellery | Traditional jewellery | Investment bars and coins |
| Price | Lowest | Higher | Highest |
Pro tip: Check the hallmark and purity of your gold before buying or pledging it. If you plan to use eligible gold as collateral, you can check your gold loan eligibility to understand the basic requirements.
Before buying or pledging gold in Kolkata, check its purity to know how much pure gold it contains. You can use the following methods:
For a reliable result, get your gold tested by a certified jeweller or professional assayer in Kolkata.
You can estimate the current value of your gold using three simple details:
Formula: Gold Value = Gold Weight × Gold Rate per Gram
This estimate helps you understand what your gold is worth. However, the final loan amount depends on the applicable Loan-to-Value (LTV), the actual purity of the pledged gold, and the lower of the previous day's closing price or the 30-day average closing price published by IBJA or a SEBI-regulated commodity exchange.
Now that you know what your gold is worth, find out how much you can borrow. Check your gold loan eligibility online.
Gold prices directly affect the value of gold investments in Kolkata. When gold prices increase, the value of physical gold, Gold ETFs, and Sovereign Gold Bonds generally rises. When prices decline, their value may also decrease. Although each investment option has different features, all are influenced by changes in the underlying gold price.
The 24 carat gold price in Kolkata can affect how much you may borrow against your gold. A higher gold price may increase your gold’s assessed value, while a lower price may reduce it. Bajaj Finance accepts gold jewellery and ornaments of 18-22 karat purity and gold coins up to 24 karat purity. The final loan amount depends on your gold’s purity, net weight, assessed value and applicable LTV limits.
Your eligible gold loan amount depends on the current value of your pledged gold, not on your credit score or income. Bajaj Finance calculates your eligibility based on:
Only the pure gold content is valued. Stones, enamel, and other decorative elements are not included.
Bajaj Finance uses the lower of the previous day's closing price or the 30-day average closing price published by IBJA or a SEBI-regulated commodity exchange. The maximum LTV depends on the loan amount and applicable regulatory guidelines. To know about LTV in detail, click here.
Bajaj Finance offers gold loans from Rs. 5,000 up to Rs. 2 crore against eligible gold jewellery, ornaments and gold coins. The gold loan interest rate starts at just 9.50% per annum. You can pledge gold jewellery and ornaments with 18-22 karat purity. Gold coins with purity of up to 24 karat karat are also accepted. The pledged gold is kept in secure, insured vaults throughout the loan tenure.
Before applying, keep the following points in mind:
You can use the gold loan calculator to get an estimate of your eligible loan amount. You can also check your gold loan eligibility online based on today's gold rate in Kolkata, along with the purity and weight of your gold.
Curious about your loan eligibility? Enter your mobile number to see how much you can get for your gold.
| Gold rate in Trivandrum | Gold rate in Rampur | Gold rate in Jodhpur |
| Gold rate in Anantapur | Gold rate in Durg | Gold rate in Satara |
| Gold rate in Srinagar | Gold rate in Bhiwandi | Gold rate in Ballia |
The 24-carat gold price in Kolkata is influenced by international gold prices, the USD-INR exchange rate, import duties, GST and local jeweller costs. As India imports much of its gold, changes in global prices and the rupee-dollar exchange rate can have a direct impact on the price you see in Kolkata.
The 24-carat gold rate in Kolkata can change every day due to global gold prices, currency movements and local demand. Since 24-carat gold contains 99.9% pure gold, its rate is usually higher than that of 22K or 18K gold. Check the latest rate to get the most accurate price for today.
The 24 carat gold price in Kolkata may be close to the national gold rate, but it can vary slightly. Local demand, taxes, market conditions, currency movements and jeweller charges can affect the final price.
Bajaj Finance Limited (BFL) has the sole and absolute discretion, without assigning any reason to accept or reject any application as per BFL policy. *
