FAQs
Rs. 40,000 - Rs. 55 lakh
You may be eligible for a pre-approved offer in Sri Ganganagar
Enter mobile and OTP | Check offer | No branch visit needed
Bajaj Finserv in your city
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Whether you are planning a family event, managing an emergency, or upgrading your home, a Bajaj Finserv Personal Loan in Sri Ganganagar can help you meet your goals quickly and easily. With loan amounts of up to Rs. 55 lakh, zero collateral, and a fully digital application process, it’s one of the simplest ways to get funds.
✅ Check your pre-approved loan offer in Sri Ganganagar using just your phone number and OTP – No branch visit needed
Apply online in just two steps and get the funds in your bank account within 24 hours* after approval.
Known as the “food basket of Rajasthan”, Sri Ganganagar is a well-planned city situated near the India-Pakistan border. With strong agricultural roots and growing commercial activity, the city is home to both traditional farmers and modern entrepreneurs. As the economy evolves, so do the personal financial needs of its people.
A personal loan in Sri Ganganagar gives you the financial flexibility to handle big expenses without dipping into your savings.
Features and benefits of a personal loan in Sri Ganganagar
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Minimum documents required
The documents required for a personal loan are kept at a minimum to reduce paperwork and save time.
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Instant application approval
Fill up the online application form with proper eligibility fulfilment to receive an approval within a few minutes.
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Money in the account within 24 hours*
With our easy personal loan, receive funds in your account within 24 hours* of approval.
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High-value loan amount
Apply for a personal loan with the correct eligibility to avail of collateral-free financing of up to Rs. 55 lakh.
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Flexible repayment tenure
Make personal loan repayment in easy EMIs with tenure flexibility extending up to 108 months.
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Online loan account management
Log in to our dedicated customer portal – My Account, for online loan account management and tracking on the go.
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Nil hidden charges
Bajaj Finance ensures 100% transparency with simple terms and conditions at zero hidden charges on personal loans.
Along with a broad agricultural base, Sri Ganganagar is also home to auxiliary industries such as cotton pressing and ginning factories. It is also an emerging city of West India, propelled by new industry set-ups. Bordering Rajasthan in India and Pakistani Punjab, it is also home to various historical riches, including forts and palaces. The Ganga canal is the primary source of agricultural harvesting here.
Bajaj Finance offers instant personal loans to help residents of Sri Ganganagar get access to hassle-free finance.
*Conditions apply
Eligibility criteria and documents for personal loan in Sri Ganganagar
You can easily get the funds you need in Sri Ganganagar with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
How to apply for personal loan in Sri Ganganagar
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee | Applicable charges |
Rate of interest per annum | 10% to 30% p.a. |
Processing fees | Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge | Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges | Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges | Full Pre-payment:
Part Pre-payment
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Penal charge | Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) | Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges | Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
| Credit guarantee scheme fee | Up to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount |
| Credit guarantee scheme renewal fee | Up to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year. *Renewal Fee to be collected only for 3 subsequent financial years. **If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated. |
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000