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Personal Loan

Personal Loan in Angul

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Features and Benefits of Personal Loan in Angul

Located in the heart of Odisha, Angul near Cuttack and Deoghar is mainly an agrarian town with close to 70% of its people working in farms. The town is known for major crops like ragi, paddy, maize, small millets, vegetables, sunflower, ginger, garlic, sugarcane, and others.

With a growing industrial sector, Angul flourished considerably in recent years thanks to companies such as MCL, NALCO and TTPS, and other small-scale industries.

One of the most reputed private financers in the country, Bajaj Finserv provides a customised Personal Loan in Angul to help you meet diverse requirements efficiently.

  • Loans of up to Rs.25 lakh

    Seek a personal loan in Angul for higher education, home renovation, medical emergency or other purposes. Avail up to Rs.25 lakh worth funds with no usage restrictions.

  • Money in the Bank Within 48 Hours

    Loan disbursal in 12 hours

    Once approved, borrowers shall receive the sanctioned personal loan finance in their accounts within just 12 hours*.

  • Zero hidden charges

    As one of the most trusted loan providers in the country, Bajaj Finserv levies no hidden charges. You can check our transparent loan terms here.

  • Minimal documentation

    Minimal documentation

    Arrange a few essential documents for loan processing and hand them over to our representatives from the comfort of your home.

  • Instant approval

    Instant loan approval

    Apply via the online application form to enjoy quick approval on your instant loan.

  • Flexible tenors

    Multiple tenor options

    Ease your loan repayment with the help tenors of up to 60 months. Repay conveniently in affordable EMIs.

  • Pay up to 45% lower EMI

    Flexi Loan facility

    Manage the repayment of your loan with the unique Flexi Loan facility. With this facility, you can choose to pay interest-only on just the utilised credit amount for the initial part of the tenor and reduce your EMIs by up to 45%.

  • Pre-approved offers

    Pre-approved offers

    Know your pre-approved offers with minimum details and apply for the loan easily in less time with loan agents like Bajaj Finserv.

  • Online loan account

    Online loan management

    Private lenders like Bajaj Finserv made loan accounts easily accessible online. Simply log in to Experia 24x7 for instant tracking.

  • No collateral

    Avail a Bajaj Finserv Personal Loan without the need to pledge any asset as collateral.

Eligibility Criteria for Personal Loan in Angul

Check out the personal loan eligibility criteria for instant approval. Also, know the documents required for a personal loan prior to applying.

Criteria for Eligibility Requirements
Age 23 to 55 years
Income stability Salaried individual (Employed with a public/private company or an MNC)
Nationality Indian (Residing in India)
Credit score More than 750

Interest Rates and Charges for Personal Loan in Angul

Personal loan interest rates from Bajaj Finserv are always competitive, along with the charges associated. Check your monthly instalments beforehand with our EMI calculator for personal loan.

Applicable Charges Rate/Amount
Personal loan interest rates 12.99% onwards
Processing fees Up to 4.13% on the loan amount
Penal interest 2% + taxes on EMI or Rs.200 (Higher of the two)
Secure fee Rs.4,499 (For online approval only)
Bounce fees Between Rs.600 and Rs.1,200 (Tax included)

Contact Us

New applicants can call us at 1800-103-3535 or SMS ‘PL’ to 9773633633 for information about a personal loan in Angul.

Existing customers can easily reach us at 020-3957 5152 or email at personalloans1@bajajfinserv.in.

*Conditions apply