Rs. 40,000 - Rs. 55 lakh
You may be eligible for a pre-approved offer in Bijapur
Enter mobile and OTP | Check offer | No branch visit needed
Bajaj Finserv in your city
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In today’s fast-paced world, financial needs can arise unexpectedly. Whether it is funding a medical emergency, planning a dream wedding, or consolidating your debts, a personal loan can be your go-to solution. If you are in Bijapur and looking for a reliable, fast, and flexible loan option, Bajaj Finserv Personal Loan is here to help. With a seamless online application process, instant approvals, and disbursals within 24 hours,
✅Check your pre-approved loan offer in Bijapur with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.
*Terms and conditions apply.
Features and benefits of personal loans in Bijapur
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Collateral-free funds
No requirements to pledge any security to get a personal loan from Bajaj Finance.
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Up to Rs. 55 lakh loan
Meet all eligibility criteria and get funds of up to Rs. 55 lakh. Utilise the funds for any monetary requirements.
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No hidden costs
Avoid paying any hidden charges on the personal loans from Bajaj Finance. Check terms and conditions for better understanding.
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Flexible tenure
Use a personal loan EMI calculator and choose a tenure ranging from 12 months to 108 months.
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Fast approval
Check the eligibility and submit the necessary documents along with the online loan application form for instant approval.
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Manage loan online
Log in to My Account, our online customer portal and manage the loan account with increased convenience.
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Flexi facility
Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi facility.
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Pre-approved offers
You can check if you have a pre-approved offer for a personal loan in Bijapur with just your phone number and OTP – no need to visit the branch.
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Money within 24 hours*
After the loan approval, the money reaches the bank account within 24 hours*. Apply now for a personal loan.
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Minimal documentation
We offer personal loans with minimal paperwork that hastens the loan processing.
Bijapur is a city situated in Karnataka. The historical evidence of this city attracts tourists from all over the country. Besides tourism, this place is also home to several small-scale businesses.
Individuals residing in Bijapur now can opt for a personal loan from Bajaj Finance and address their financial needs. You only have to submit a handful of documents to be eligible for this fund. You can use the store locator and find the nearest branch.
*Conditions apply
Eligibility criteria and documents for personal loan in Bijapur
You can easily get the funds you need with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
How to apply for personal loan in Bijapur
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Our representative will contact you for further steps.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee | Applicable charges |
Rate of interest per annum | 10% to 30% p.a. |
Processing fees | Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge | Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges | Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges | Full Pre-payment:
Part Pre-payment
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Penal charge | Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) | Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges | Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
| Credit guarantee scheme fee | Up to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount |
| Credit guarantee scheme renewal fee | Up to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year. *Renewal Fee to be collected only for 3 subsequent financial years. **If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated. |
Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
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