Rs. 40,000 - Rs. 55 lakh
You may be eligible for a pre-approved offer in Kadi
Enter mobile and OTP | Check offer | No branch visit needed
Bajaj Finserv in your city
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When financial emergencies arise, having access to instant funds can make all the difference. Whether it is for medical expenses, home renovations, wedding costs, or debt consolidation, a personal loan can be a reliable solution. If you are a resident of Kadi, Bajaj Finserv offers tailored personal loan solutions that combine convenience, speed, and flexibility.
✅Check your pre-approved loan offer in Kadi with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.
Features and Benefits of Personal Loan in Kadi
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Online loan account management
To access your loan account and check the updated status, log in to our customer portal – My Account.
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Collateral-free financing
Meet your financing needs without risking personal assets with collateral-free financing.
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Simplified paperwork
As the documents required for a personal loan are minimal, the paperwork is simplified for loan processing.
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Loan up to Rs. 55 lakh
Meet urgent funding requirements with a personal loan of up to Rs. 55 lakh.
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Flexi personal loan
Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi loans.
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Repayment tenure of up to 108 months
Use our personal loan EMI calculator to choose a suitable tenure of up to 108 months for easy repayment.
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Pre-approved personal loan offer
You can check if you have a pre-approved offer for a personal loan in Kadi with just your phone number and OTP – no need to visit the branch.
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Swift approval
Complete only a few steps to an online application for quick approval on your personal loan in Kadi.
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Nil hidden charges
Our transparent terms and conditions ensure zero hidden charges on your personal loan in Kadi.
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Receive money within 24 hours*
Once approved, money is transferred to your account within 24 hours*, helping with urgent funding.
Kadi is prominently an agricultural town but contributes significantly to the state’s economy. Kadi boasts a vibrant local culture and the presence of religious places, and tourism is an essential contributor to its economy. Several universities and colleges have recently been established, making it a suitable primary educational destination for locals.
Availing of a personal loan in Kadi is easier than ever now. You only need to fill up an application form online with the necessary details accurately. Loan processing for eligible candidates takes a few minutes only. The personal loan eligibility requirements are simple and minimal too.
Nominal personal loan interest rates mean repayment of your advance is easy compared to other loan agents.
Our Personal Loan branches in Kadi
| Personal loan in Kadi | Personal loan in Kadi |
Eligibility criteria and documents for personal loan in Kadi
You can easily get the funds you need with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
How to apply for personal loan in Kadi
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee | Applicable charges |
Rate of interest per annum | 10% to 30% p.a. |
Processing fees | Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge | Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges | Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges | Full Pre-payment:
Part Pre-payment
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Penal charge | Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) | Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges | Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
| Credit guarantee scheme fee | Up to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount |
| Credit guarantee scheme renewal fee | Up to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year. *Renewal Fee to be collected only for 3 subsequent financial years. **If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated. |
Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
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