Personal Loan in Vizag

Personal Loan in Vizag

Check your eligibility for personal loan in Vizag with your phone and OTP - no branch visit needed.

₹40,000 -₹Rs. 55 lakh

You may be eligible for a pre-approved offer in Vizag

Enter mobile and OTP | Quick online approval | Get money in a day*

Bajaj Finserv in Vizag

  • Need quick funds for a wedding, medical emergency, education, or a home makeover in Vizag? Whether you're a salaried professional or self-employed, a Bajaj Finserv Personal Loan gives you access to up to Rs. 55 lakh — with no collateral and 100% digital processing.

    You can also check if you already have a pre-approved offer in Vizag. The entire process is online, no branch visit required:
    Check your personal loan offer in Vizag with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

    From financial emergencies to life’s big milestones, manage it all with a flexible, quick, and transparent loan solution.

Visakhapatnam, popularly known as Vizag, is Andhra Pradesh’s financial capital and a fast-developing coastal city. With its booming IT sector, shipping industry, and educational hubs, Vizag has become a preferred destination for working professionals and students alike.

As the city grows, so do the financial aspirations of its residents. A Bajaj Finserv Personal Loan in Vizag makes it easier to achieve personal goals without the stress of paperwork or collateral.

*Terms and conditions apply

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Features of personal loan in Vizag

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Pune with just your phone number and OTP.

  • Instant approval

    Meet the eligibility criteria and avail of an instant approval personal loan almost quickly when you apply online.

  • 24/7 tracking

    Log in to our customer portal - My Account, and track your loan account online.

  • High loan value

    Get up to Rs. 55 lakh to meet various financial needs like wedding expenses, higher education, home improvement, and more.

  • Flexible repayment tenure

    You can take a personal loan ranging up to Rs. 55 lakh - and spread the repayment over long tenure of up to 8 years.

  • No collateral required

    Get the personal loan without any collateral or guarantor – making the process simple and quick.

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Eligibility criteria and documents for personal loan in Vizag

You can easily get the funds you need in Vizag with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years**.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years** or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process.

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How to apply for personal loan in Vizag

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

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Key offerings: 3 loan types

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.