Personal Loan in Darbhanga

A Bajaj Finserv Personal Loan in Darbhanga makes it easy to meet planned or sudden expenses without financial stress. With fast approval, zero collateral, and flexible repayment options, it’s a reliable solution for salaried and self-employed individuals.

✅ Check your pre-approved loan offer in Darbhanga with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Substantial loan sanction

Opt for a Bajaj Finserv Personal Loan of up to Rs. 55 lakh with no end-use restrictions to meet personal and professional financial needs.

Minimal documentation

Submit your personal loan application with a few basic documents; avoid lengthy documentation with Bajaj Finance.

Needs no collateral

Get funds without pledging any securities or listing a guarantor with Bajaj Finance. Apply for an unsecured personal loan.

Quick approval

Get faster approvals within 5 minutes* by applying through an online application form.

Disbursal in 24 hours*

Meet any financial emergency without any delay with a personal loan disbursed within 24 hours*.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Darbhanga with just your phone number and OTP – no need to visit the branch.

Online account management

Manage your loan accounts anytime, from anywhere through our online customer portal - My Account.

No hidden charges

Avoid paying any hidden charges on your personal loan requirements with Bajaj Finance, and enjoy a hassle-free borrowing experience.

Flexible repayment tenures

Choose from repayment tenures of up to 96 months. Use a personal loan calculator to check your EMIs.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.