There is no loan application process nor are there added eligibility terms to meet or any documents required. You can avail a loan in 2 clicks: one to view your pre-approved offer and one to get the digital loan. Once you complete the 2-click process, the loan is transferred to your account in 20 minutes.
Additional Read: Instant Personal Loan Without Leaving your Home
How Can Salaried Individuals Avail an Instant Personal Loan Digitally?
Availing a personal loan for salaried employees generally involves looking up instant personal loan eligibility, keeping ready the required documents, and applying for the loan online. However, as a salaried employee, who is an existing Bajaj Finserv customer, these steps are not part of the process.
In fact, you do not have to check eligibility terms as you are pre-approved; you do not require to produce or upload documents, as Bajaj Finserv possesses them; and you do not make an application online. You can simply avail the loan you are eligible for.
What you need to do is:
Click to view your pre-approved offer
Review your pre-filled details
Click to avail the loan
Here is a table summarising the differences in loan acquisition processes between a regular instant personal loan and Bajaj Finserv’s Digital Personal Loan.
| Regular Personal Loan |
Bajaj Finserv Digital Personal Loan |
| Need to meet eligibility criteria |
Pre-approved customers are eligible for a loan |
| Need to upload/ provide documents |
0 documents involved |
| Need to apply online |
No application involved, rather you can get a loan in 2 clicks |
| Verification of loan application takes place |
No lender-side verification involved; disbursal follows the 2-click process |
Once you avail the digital loan offered to pre-existing customers by Bajaj Finserv, money is transferred to your account electronically, in 20 minutes. Within minutes, you as a salaried employee can go from identifying your need to availing the loan and obtaining money in the bank!
To view the benefits of this digital loan, consider the following points.
You get:
A fully online procedure
A loan in 2 clicks
Money in the bank within 20 minutes
A sizable loan amount, personalised to your profile
Funding without additional documentation
A collateral-free loan
A flexible repayment tenor of up to 60 months
A 100% online disbursal
With this offering and as a pre-existing customer with Bajaj Finserv, all you have to do is check your pre-approved offer and review the pre-filled form. Following which, you can have the entire pre-approved sanction disbursed to you online in a few minutes.
Additional Read: Benefits of Bajaj Finserv Digital Personal Loan
As a new salaried customer that is eligible for such an offer, the only addition is that you may have to submit basic documentation before you enjoy a 100% online disbursal. Either way, you don’t have to visit a physical branch or deal with long application procedures to get access to funding.
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