Rs. 40,000 - Rs. 55 lakh
You may be eligible for a pre-approved personal loan offer
Enter mobile and OTP | Quick online approval | Get money in a day*
Planning an international trip requires a clear understanding of the Australia visa for Indians process before travelling to Australia from India. Indian passport holders must obtain a valid visa for tourism, business, study, or work, as entry without approval is not permitted. Applications are usually submitted online through the official immigration system, and processing time may vary based on visa type and applicant details. This guide helps travellers understand visa categories, documents, fees, and travel budgeting so they can prepare early and avoid delays. If travel expenses arise, a personal loan can support costs with quick access to funds.
You can get the funds within 24 hours* of approval. Check your offer in just 2 steps and apply online to get our loan.
*Terms and conditions apply.
Australia Visa options for Indian Citizens
Understanding Australian tourist visa requirements helps travellers choose the correct visa before visiting Australia from India. Indian citizens must apply under the appropriate visa subclass based on their travel purpose, such as tourism, study, or employment. The most common option for short visits is the Visitor Visa Subclass 600, which may allow stays of three, six, or twelve months depending on approval. Other categories include Student Visa Subclass 500 and Temporary Skill Shortage Visa Subclass 482. Reviewing visa conditions carefully helps ensure compliance and smooth travel planning.
Eligibility criteria and documents required for an Australia visa
Understanding Australia visa requirements is important for travellers planning a visit to Australia from India. Submitting accurate and complete documents helps reduce delays and improves the chances of smooth processing. Applicants usually need a valid passport with at least six months’ validity, a completed visa application form, and recent passport-sized photographs that meet official guidelines. Supporting documents include confirmed return flight tickets, proof of accommodation such as hotel bookings or an invitation letter, recent bank statements, and a cover letter that explains the travel purpose and planned itinerary.
Who should apply for an Australia visa?
An Australia visa for Indians is required for travellers who plan to visit Australia for tourism, business meetings, study, work, or family visits. Indian citizens travelling from India must apply for a visa before departure, as entry without approval is not permitted. Individuals staying for short holidays, attending conferences, enrolling in academic programmes, or accepting employment offers should apply under the correct visa category. Applying in advance and meeting eligibility criteria helps ensure a smooth travel process and reduces the risk of delays.
Steps to apply for Australia visa
Travellers planning a holiday should understand the correct process to apply for Australia tourist visa before visiting Australia from India. Most applications are completed online through the official immigration system, making the process simple when documents are prepared in advance.
Step 1: Create an ImmiAccount
Register on the official immigration website and create a secure account to start the visa application process.
Step 2: Select the correct visa type
Choose the appropriate visa subclass, such as the Visitor Visa Subclass 600, based on the purpose and duration of travel.
Step 3: Complete the online application form
Fill in all personal, travel, and financial details accurately to avoid delays during verification.
Step 4: Upload supporting documents
Submit required documents, including a valid passport, photographs, travel itinerary, accommodation details, and financial proof.
Step 5: Pay the visa application fee
Make the payment online using approved payment methods to complete the application submission.
Step 6: Complete biometrics or medical checks if required
Attend biometric appointments or health examinations if requested by the immigration authorities.
Step 7: Wait for visa processing
Processing time may vary depending on the visa category and applicant profile. Applying early helps ensure timely approval and smooth travel planning.
Australia visa fees and charges
Australia visa fees depend on the visa subclass and applicant category. Charges are payable online at the time of submitting your application through the official immigration portal. Fees are generally calculated in Australian dollars, so the amount in rupees may vary based on exchange rates.
Here is a general estimate for Indian applicants:
- Visitor Visa Subclass 600: approximately Rs 8,000 to Rs 10,000
- Student Visa Subclass 500: approximately Rs 35,000 to Rs 45,000
- Temporary Skill Shortage Visa: higher fees depending on stream
- Biometrics and medical examination charges: additional cost
Visa application fees are non-refundable, even if the application is refused. Always verify the latest charges before applying.
Types of Australia visas for Indians
- Visitor Visa (Subclass 600): This visa is suitable for Indian travellers visiting Australia for tourism, family visits, or short business trips. It usually allows stays of up to three, six, or twelve months, depending on approval.
- Student Visa (Subclass 500): This visa is designed for individuals from India who plan to study full-time at recognised educational institutions in Australia. It remains valid for the duration of the academic programme.
- Temporary Skill Shortage Visa (Subclass 482): This visa supports skilled professionals who have a job offer from an approved employer in Australia. It allows temporary work for a specific role and duration.
- Working Holiday Visa: This visa is available to eligible young travellers from selected countries who wish to work and travel in Australia for a limited period, subject to eligibility conditions.
Cost breakdown: Travel budget with personal loan insights
Australia is considered an expensive international destination, so careful budgeting is important. A 7 to 10 day trip from India typically costs between Rs 1,50,000 and Rs 2,50,000 per person, depending on travel style.
Estimated expenses include:
- Return airfare: Rs 60,000 to Rs 1,00,000
- Accommodation: Rs 6,000 to Rs 15,000 per night
- Daily meals: Rs 2,000 to Rs 4,000 per day
- Local transport and sightseeing: Rs 15,000 to Rs 30,000
- Travel insurance: Rs 1,000 to Rs 2,500
If managing upfront expenses feels challenging, you may consider a personal loan for travel to spread costs into structured monthly payments. With a Bajaj Finserv Personal Loan, you can get funds from Rs. 40,000 to Rs. 55 lakh. Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
Conclusion
Travelling to Australia in 2026 requires proper visa planning and financial preparation. Indian citizens must obtain a visa before departure and submit accurate documentation online.
Choosing the correct visa subclass, demonstrating strong financial capacity, and applying early significantly improve approval chances. Small errors or incomplete documents may cause delays.
With realistic budgeting and organised preparation, your Australia trip can be smooth and well planned. Once the formalities are complete, you can focus on exploring the country’s cities, natural landscapes, and diverse culture without administrative stress.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee | Applicable charges |
Rate of interest per annum | 10% to 30% p.a. |
Processing fees | Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge | Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges | Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges | Full Pre-payment:
Part Pre-payment
|
Penal charge | Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) | Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges | Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
| Credit guarantee scheme fee | Up to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount |
| Credit guarantee scheme renewal fee | Up to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year. *Renewal Fee to be collected only for 3 subsequent financial years. **If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated. |
Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
Smartphones
Led TVs
Air Conditioner
Refrigerators
Air Coolers
Laptops
Washing Machines
Savings Offer
Easy EMI Loan
Personal Loan
Check Eligibility
Salaried Personal Loan
EMI Calculator
Account Aggregator
Bajaj Pay
Wallet to Bank
Deals starting @99
Min. 50% off
Loan Against Shares
Commercial property loan
Loan Against Mutual Funds
Loan Against Insurance Policy
ESOP Financing
Easy EMI Loan
Two-wheeler Loan
Loan for Lawyer
Industrial Equipment Finance
Industrial Equipment Balance Transfer
Industrial Equipment Refinance
Personal Loan Branch Locator
Used Tractor Loan
Loan Against Tractor
Tractor Loan Balance Transfer
Flexi
View All
Term Life Insurance
ULIP Plan
Savings Plan
Family Insurance
Senior Citizen Health Insurance
Critical Illness Insurance
Child Health Insurance
Pregnancy and Maternity Health Insurance
Individual Health Insurance
Low Income Health Insurance
Student Health Insurance
Group Health Insurance
Retirement Plans
Child Plans
Investment Plans
Open Demat Account
Trading Account
Margin Trading Facility
Share Market
Invest in IPO
All stocks
Top gainers
Top losers
52 week high
52 week low
Loan against shares
Home Loan
Transfer your existing Home loan
Loan against Property
Home Loan for Salaried
Home loan for self employed
Commercial property loan
Loan Against Property Balance Transfer
Home Loan EMI Calculator
Home Loan eligibility calculator
Home Loan balance transfer
View All
Two-wheeler Loan
Bike
Commuter Bike
Sports Bike
Tourer Bike
Cruiser Bike
Adventure Bike
Scooter
Electric Vehicle
Best Sellers
Popular Brands
Business Loan
Secured Business Loan
Loan against property
Loans against property balance transfer
Loan for Doctors
Loan for Chartered Accountants
Loan for Lawyers
Loan against shares
Home Loan
Loans against mutual funds
Loan against bonds
Loan against insurance policy
Apply for Gold Loan
Transfer your Gold Loan with Us
Chat with Us
Gold Loan Branch Locator
ULIP Plan
Savings Plan
Retirement Plans
Child Plans
Free Demat Account
Invest in Stocks
Invest in IPO
Margin Trading Facility
Fixed Deposit Branch Locator
New Car Loan
Used Car Loan
Loan Against Car
Car Loan Balance Transfer and Top-up
My Garage
Get Bajaj Prime
Mobiles on EMI
AC on EMI
Air Cooler on EMI
Refrigerator on EMI
LED TV on EMI
Kitchen appliances on EMI
Washing machines
Electronics on EMI
Personal Loan EMI Calculator
Personal Loan Eligibility Calculator
Home Loan EMI Calculator
Home Loan Eligibility Calculator
Good & Service Tax (GST) Calculator
Flexi Day Wise Interest Calculator
Flexi Transaction Calculator
Secured Business Loan Eligibility Calculator
Fixed Deposits Interest Calculator
Two wheeler Loan EMI Calculator
New Car Loan EMI Calculator
Used Car Loan EMI Calculator
All Calculator
Used Tractor Loan EMI Calculator
Hot Deals
Kitchen Appliances
Tyres
Camera & Accessories
Mattresses
Furniture
Watches
Music & Audio
Cycles
Mixer & Grinder
Fitness Equipment
Fans
Personal Loan for Doctors
Business loan for Doctors
Home Loan
Secured Business Loan
Loan against property
Secured Business Loan Balance Transfer
Loan against share
Gold Loan
Medical Equipment Finance
Smart Hub
ITR Service
Digi Sarkar
Savings Offer
Easy EMI
Offer World
1 EMI OFF
New Launches
Zero Down Payment
Clearance Sale
Bajaj Mall Sale
Mobiles under ₹20,000
Mobiles under ₹25,000
Mobiles under ₹30,000
Mobiles under ₹35,000
Mobiles under ₹40,000
Mobiles under ₹50,000
Articles
Overdue Payments
Other Payments
Document Center
Bank details & Documents
Tax Invoice Certificate
Do Not Call Service
Hamara Mall Orders
Your Orders
Fixed Deposit (IFA) Partner
Loan (DSA) Partner
Debt Management Partner
EMI Network Partner
Became a Merchant
Partner Sign-in
Trade directly with your Demat A/c
ITR
My Garage
Live Videos
Savings Offer
Smartphones
LED TVs
Air Conditioners
Refrigerators
Air Coolers
Laptops
Washing Machines
Water Purifiers
Tablets
Kitchen Appliances
Mattresses
Furniture
Music and Audio
Cameras & Accessories
Cycle
Watches
Tyres
Luggage & Travel
Fitness Equipment
Tractor
vivo Mobiles
OPPO Mobiles
Bluestar ACs
Sony LED TVs
Voltas ACs
LG ACs
Aisen Air Coolers
Godrej Air Coolers
Lloyd Air Coolers
New Tractor Loan
Used Tractor Loan
Loan Against Tractor
Tractor Loan Balance Transfer
New Car Loan
New Cars Under ₹10 Lakh
New Cars – ₹10–₹15 Lakh
New Cars – ₹15–₹20 Lakh
New Cars – ₹20–₹25 Lakh
New Car Brands
Petrol – New Cars
Diesel – New Cars
Electric – New Cars
CNG – New Cars
Hybrid – New Cars